US Bank Directory

Banks in North East, MD

2 FDIC-insured banks operate 2 offices in North East, Maryland, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: North East

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in North East, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in North East

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: PNC Bank and The Ephrata National Bank have the most locations in North East, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Aberdeen Proving Ground Credit Union 1 office · main office Aberdeen, MD Credit union · 1

Aberdeen Proving Ground Credit Union has 1 office in North East, 18 across Maryland. It is based in Aberdeen, MD and $2.65 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Cecil College Branch
    1 Seahawk Dr, 21901
    (800) 225-2555Today 10 am to 2 pm
    All hours

    Mon to Thu 10 am to 2 pm; Fri 2:45 pm to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Aberdeen Proving Ground Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in North East, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Elk Neck Branch at 1 S Main St dates to 1976 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

PNC Bank: profile, branches and contacts
The Ephrata National Bank 1 branch · main office Ephrata, PA Bank · 1

The Ephrata National Bank has 1 branch in North East, 4 across Maryland and 23 nationwide. FDIC records list its main office in Ephrata, PA and show it operating since 1881. With $2.39 billion in total assets on June 30, 2026, it ranks No. 518 of 4,232 U.S. banks by total assets. The 108 North East Plaza Branch at 108 North East Plz dates to 1959 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • 108 North East Plaza Branch
    108 North East Plz, 21901
    Hours: see the bank's site
The Ephrata National Bank: profile, branches and contacts

Join a credit union in North East

1 credit union has 1 office here: Aberdeen Proving Ground Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in North East page has every office in the state's directory.

Banking in North East: the local picture

Short answer: 2 banks run 2 branches in North East according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in North East and 2 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is The Ephrata National Bank's office at 108 North East Plz, dating to 1959; the newest is PNC Bank's at 1 S Main St, from 1976.

The only credit union with an office here is Aberdeen Proving Ground Credit Union.

Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in North East

Short answer: None of the 1 North East location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in North East, and where the nearest one is if they do not.

Short answer: In North East: PNC Bank (1). No branches in North East: Chase (nearest in Bel Air, 22 mi), Wells Fargo (nearest in Abingdon, 22 mi), Bank of America (nearest in Aberdeen, 13 mi), U.S. Bank, Truist (nearest in Rising Sun, 9 mi), Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Bel Air, 22 mi), BMO.

BankIn North EastNearest branch if none here
PNC Bank1 branchhere
ChaseNoneBel Air, 22 miles away
Wells FargoNoneAbingdon, 22 miles away
Bank of AmericaNoneAberdeen, 13 miles away
U.S. BankNonenone in Maryland
TruistNoneRising Sun, 9 miles away
Fifth Third BankNonenone in Maryland
HuntingtonNonenone in Maryland
Regions BankNonenone in Maryland
TD BankNoneBel Air, 22 miles away
BMONonenone in Maryland

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of North East to the nearest branch in Maryland.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to North East residents like anyone else.

Banks near North East

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Elkton (6 miles) and Rising Sun (9 miles). Bel Air, 22 miles away, has the most banks nearby: 11.

Bank branch openings and closings in North East

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in North East between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in North East by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its North East offices.

Short answer: PNC Bank is the largest bank with offices in North East, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. The Ephrata National Bank is second with $2.39 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
The Ephrata National Bank$2.39 billionNo. 5181Ephrata, PA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in North East: FAQ

How many banks are in North East, MD?

North East has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in North East?

PNC Bank, with 1. The Ephrata National Bank has 1.

Is there a PNC Bank in North East, MD?

Yes. FDIC data lists 1 PNC Bank branch in North East as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a The Ephrata National Bank in North East, MD?

Yes. FDIC data lists 1 The Ephrata National Bank branch in North East as of September 5, 2026. The address and directions are under The Ephrata National Bank above.

Is there a Chase in North East, MD?

No. FDIC data lists no Chase branch in North East as of September 5, 2026. The nearest is in Bel Air, about 22 miles away in a straight line.

Which banks in North East are open on Saturday?

None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in North East?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in North East?

Aberdeen Proving Ground Credit Union has an office in North East. Check each credit union's membership rules before you apply.

Did any bank branches open or close in North East in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near North East?

Nearby cities with more banks include Elkton, Rising Sun, Havre De Grace. Elkton is 6 miles away with 4 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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