US Bank Directory

Banks in Edgewater, MD

8 FDIC-insured banks operate 8 offices in Edgewater, Maryland.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Edgewater

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 8 banks and credit unions operate 8 locations in Edgewater, according to the FDIC. 8 of them have coordinates on record and are on the map. 4 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Edgewater

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: 8 banks share the most locations in Edgewater, with 1 each. 8 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Atlantic Union Bank 1 branch · main office Richmond City, VA Bank · 1

Atlantic Union Bank has 1 branch in Edgewater, 39 across Maryland and 184 nationwide. FDIC records list its main office in Richmond City, VA and show it operating since 1997. With $38.02 billion in total assets on June 30, 2026, it ranks No. 59 of 4,232 U.S. banks by total assets. The Edgewater Community Office at 116 Mitchells Chance Rd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Edgewater Community Office
    116 Mitchells Chance Rd, 21037
    Hours: see the bank's site
Atlantic Union Bank: profile, branches and contacts
Bank of America Bank of America, National Association · 1 branch · main office Charlotte, NC Bank · 1

Bank of America has 1 branch in Edgewater, 114 across Maryland and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Edgewater Branch at 3224 Solomons Island Rd dates to 2004 in FDIC branch records. Its published hours do not list Saturday.

  • Edgewater Branch
    3224 Solomons Island Rd, 21037
    (443) 203-0099Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
Chase JPMorgan Chase Bank, National Association · 1 branch · main office Columbus, OH Bank · 1

Chase has 1 branch in Edgewater, 56 across Maryland and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Edgewater Lee Airpark Branch at 3062 Solomons Island Rd dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Edgewater Lee Airpark Branch
    3062 Solomons Island Rd, 21037
    Hours: see the bank's site
Chase: profile, branches and contacts
FNB First National Bank of Pennsylvania · 1 branch · main office Greenville, PA Bank · 1

FNB has 1 branch in Edgewater, 30 across Maryland and 361 nationwide. FDIC records list its main office in Greenville, PA and show it operating since 1864. With $50.80 billion in total assets on June 30, 2026, it ranks No. 50 of 4,232 U.S. banks by total assets. The Edgewater Branch at 120 Central Ave E dates to 1989 in FDIC branch records. It opens on Saturday.

  • Edgewater Branch
    120 Central Ave E, 21037
    (410) 956-2900Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: FNB branch locator (All The Places), checked Oct 10, 2026

FNB: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Edgewater, 152 across Maryland and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Edgewater Branch at 3150 Solomons Island Rd dates to 1907 in FDIC branch records. Its published hours do not list Saturday.

  • Edgewater Branch
    3150 Solomons Island Rd, 21037
    (410) 956-5411Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Edgewater, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Edgewater Branch at 3054 Solomons Island Rd dates to 1967 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Edgewater Branch
    3054 Solomons Island Rd, 21037
    Hours: see the bank's site
PNC Bank: profile, branches and contacts
Shore United Bank 1 branch · main office Easton, MD Bank · 1

Shore United Bank has 1 branch in Edgewater, 33 across Maryland and 40 nationwide. FDIC records list its main office in Easton, MD and show it operating since 1876. With $6.15 billion in total assets on June 30, 2026, it ranks No. 247 of 4,232 U.S. banks by total assets. The Edgewater Branch at 3083 Solomons Island Rd dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Edgewater Branch
    3083 Solomons Island Rd, 21037
    Hours: see the bank's site
Shore United Bank: profile, branches and contacts
Truist Truist Bank · 1 branch · main office Charlotte, NC Bank · 1

Truist has 1 branch in Edgewater, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Central Avenue Branch at 80 Central Ave W dates to 1986 in FDIC branch records. It opens on Saturday.

  • Central Avenue Branch
    80 Central Ave W, 21037
    (410) 956-3144Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts

Banking in Edgewater: the local picture

Short answer: 8 banks run 8 branches in Edgewater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Edgewater, 1 elsewhere in Maryland and 7 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is M&T Bank's office at 3150 Solomons Island Rd, dating to 1907; the newest is Chase's at 3062 Solomons Island Rd, from 2023.

Of the 4 locations with published hours. 2 open on Saturday. 4 locations have no published hours in these sources.

Banks open on Saturday in Edgewater

Short answer: 2 of the 4 Edgewater locations with published hours open on Saturday, run by 2 institutions.

  • Truist: 1 of 1 branch (80 Central Ave W: Saturday 9 am to 12 pm)
  • FNB: 1 of 1 branch (120 Central Ave E: Saturday 9 am to 12 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Edgewater, and where the nearest one is if they do not.

Short answer: In Edgewater: Chase (1), Bank of America (1), PNC Bank (1), Truist (1). No branches in Edgewater: Wells Fargo (nearest in Annapolis, 4 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Annapolis, 4 mi), BMO.

BankIn EdgewaterNearest branch if none here
Chase1 branchhere
Bank of America1 branchhere
PNC Bank1 branchhere
Truist1 branchhere
Wells FargoNoneAnnapolis, 4 miles away
U.S. BankNonenone in Maryland
Fifth Third BankNonenone in Maryland
HuntingtonNonenone in Maryland
Regions BankNonenone in Maryland
TD BankNoneAnnapolis, 4 miles away
BMONonenone in Maryland

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Edgewater to the nearest branch in Maryland.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Edgewater residents like anyone else.

Banks near Edgewater

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Annapolis (4 miles) and Arnold (8 miles). Annapolis, 4 miles away, has the most banks nearby: 19.

Bank branch openings and closings in Edgewater

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Edgewater between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Edgewater by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Edgewater offices.

Short answer: Chase is the largest bank with offices in Edgewater, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 11Columbus, OH
Bank of America$2.65 trillionNo. 21Charlotte, NC
PNC Bank$609.77 billionNo. 81Wilmington, DE
Truist$548.35 billionNo. 91Charlotte, NC
M&T Bank$218.79 billionNo. 211Buffalo, NY
FNB$50.80 billionNo. 501Greenville, PA
Atlantic Union Bank$38.02 billionNo. 591Richmond City, VA
Shore United Bank$6.15 billionNo. 2471Easton, MD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Edgewater: FAQ

How many banks are in Edgewater, MD?

Edgewater has 8 banks with 8 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Edgewater?

Chase, with 1. Bank of America has 1 and PNC Bank has 1.

Is there a Chase in Edgewater, MD?

Yes. FDIC data lists 1 Chase branch in Edgewater as of September 5, 2026. The address and directions are under Chase above.

Is there a Bank of America in Edgewater, MD?

Yes. FDIC data lists 1 Bank of America branch in Edgewater as of September 5, 2026. The address and directions are under Bank of America above.

Is there a PNC Bank in Edgewater, MD?

Yes. FDIC data lists 1 PNC Bank branch in Edgewater as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Wells Fargo in Edgewater, MD?

No. FDIC data lists no Wells Fargo branch in Edgewater as of September 5, 2026. The nearest is in Annapolis, about 4 miles away in a straight line.

Which banks in Edgewater are open on Saturday?

Truist and FNB publish Saturday hours for one or more Edgewater locations. The Saturday section above lists each one with its hours. 4 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Edgewater?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Did any bank branches open or close in Edgewater in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Edgewater?

Nearby cities with more banks include Annapolis, Arnold, Crofton. Annapolis is 4 miles away with 19 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (4 of 8 branches: Bank of America, FNB, M&T Bank, Truist)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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