US Bank Directory
Banks in Berlin, MD
7 FDIC-insured banks operate 11 offices in Berlin, Maryland.
Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.
Bank branch map: Berlin
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 7 banks and credit unions operate 11 locations in Berlin, according to the FDIC. 11 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
11 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Berlin
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Calvin B. Taylor Banking Company of Berlin, Maryland has the most locations in Berlin, with 3. It is followed by Bank of Ocean City (2), First Shore Federal Savings and Loan Association (2). 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Calvin B. Taylor Banking Company of Berlin, Maryland Bank · 3
Calvin B. Taylor Banking Company of Berlin, Maryland has 3 branches in Berlin, 8 across Maryland and 12 nationwide. FDIC records list its main office in Berlin, MD and show it operating since 1890. With $1.02 billion in total assets on June 30, 2026, it ranks No. 1,034 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Berlin location is its main office at 24 N Main St, dating to 1890; the newest, at 11103 Cathell Rd, to 1982. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office24 N Main St, 21811
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Ocean Pines Branch11103 Cathell Rd, 21811
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Ocean Landing Branch Office11359 Samuel Bowen Blvd, 21811
Bank of Ocean City Bank · 2
Bank of Ocean City has 2 branches in Berlin, 4 across Maryland and 6 nationwide. FDIC records list its main office in Ocean City, MD and show it operating since 1916. With $695.0 million in total assets on June 30, 2026, it ranks No. 1,380 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Berlin location is the Ocean Pines Branch at 11001 Nicholas Ln, dating to 1997; the newest, at 627 Williams St, to 2007. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean Pines Branch11001 Nicholas Ln, 21811
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Williams Street Branch627 Williams St, 21811
First Shore Federal Savings and Loan Association Bank · 2
First Shore Federal Savings and Loan Association has 2 branches in Berlin, 5 across Maryland and 7 nationwide. FDIC records list its main office in Salisbury, MD and show it operating since 1953. With $366.5 million in total assets on June 30, 2026, it ranks No. 2,193 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Berlin location is the North Main Street Branch at 310 Franklin Ave, dating to 1988; the newest, at 11029 Racetrack Rd, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
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Ocean Pines Branch11029 Racetrack Rd, 21811
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North Main Street Branch310 Franklin Ave, 21811
Hebron Savings Bank Bank · 1
Hebron Savings Bank has 1 branch in Berlin, 14 across Maryland and 14 nationwide. FDIC records list its main office in Hebron, MD and show it operating since 1910. With $838.8 million in total assets on June 30, 2026, it ranks No. 1,212 of 4,232 U.S. banks by total assets. The Berlin Branch at 10006 Main St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Berlin Branch10006 Main St, 21811
M&T Bank Bank · 1
M&T Bank has 1 branch in Berlin, 152 across Maryland and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The Ocean Pines Branch at 11003 Manklin Creek Rd dates to 1980 in FDIC branch records. It opens on Saturday.
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Ocean Pines Branch11003 Manklin Creek Rd, 21811
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Berlin, 115 across Maryland and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Ocean Pines Branch at 11045 Racetrack Rd dates to 1992 in FDIC branch records. It opens on Saturday.
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Ocean Pines Branch11045 Racetrack Rd, 21811
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Truist Bank · 1
Truist has 1 branch in Berlin, 138 across Maryland and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Ocean Pines Branch at 11111 Racetrack Rd dates to 1982 in FDIC branch records. It opens on Saturday.
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Ocean Pines Branch11111 Racetrack Rd, 21811
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Banking in Berlin: the local picture
Short answer: 7 banks run 11 branches in Berlin according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 7 banks, 1 has its main office in Berlin, 3 elsewhere in Maryland and 3 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Calvin B. Taylor Banking Company of Berlin, Maryland's office at 24 N Main St, dating to 1890; the newest is Hebron Savings Bank's at 10006 Main St, from 2025.
Of the 3 locations with published hours. 3 open on Saturday. 8 locations have no published hours in these sources.
Banks open on Saturday in Berlin
Short answer: 3 of the 3 Berlin locations with published hours open on Saturday, run by 3 institutions.
- PNC Bank: 1 of 1 branch (11045 Racetrack Rd: Saturday 9 am to 1 pm)
- Truist: 1 of 1 branch (11111 Racetrack Rd: Saturday 9 am to 12 pm)
- M&T Bank: 1 of 1 branch (11003 Manklin Creek Rd: Saturday 9 am to 12 pm)
Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 11 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Berlin, and where the nearest one is if they do not.
Short answer: In Berlin: PNC Bank (1), Truist (1). No branches in Berlin: Chase (nearest in California, 72 mi), Wells Fargo (nearest in Annapolis, 81 mi), Bank of America (nearest in Ocean City, 6 mi), U.S. Bank, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Annapolis, 85 mi), BMO.
| Bank | In Berlin | Nearest branch if none here |
|---|---|---|
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | California, 72 miles away |
| Wells Fargo | None | Annapolis, 81 miles away |
| Bank of America | None | Ocean City, 6 miles away |
| U.S. Bank | None | none in Maryland |
| Fifth Third Bank | None | none in Maryland |
| Huntington | None | none in Maryland |
| Regions Bank | None | none in Maryland |
| TD Bank | None | Annapolis, 85 miles away |
| BMO | None | none in Maryland |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Berlin to the nearest branch in Maryland.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Berlin residents like anyone else.
Banks near Berlin
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ocean City (5 miles) and Snow Hill (17 miles). Salisbury, 22 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ocean City, MD | 5 mi | 8 | 13 |
| Banks in Snow Hill, MD | 17 mi | 2 | 2 |
| Banks in Salisbury, MD | 22 mi | 10 | 25 |
| Banks in Fruitland, MD | 23 mi | 2 | 2 |
| Banks in Pocomoke City, MD | 28 mi | 5 | 5 |
| Banks in Princess Anne, MD | 30 mi | 3 | 3 |
| Banks in Crisfield, MD | 44 mi | 2 | 2 |
| Banks in Cambridge, MD | 50 mi | 7 | 9 |
Bank branch openings and closings in Berlin
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Berlin between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Oct 14, 2025 | Opened | Hebron Savings Bank | 10006 Main St, 21811 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Berlin
Short answer: 1 institution has its main office in Berlin: Calvin B. Taylor Banking Company of Berlin, Maryland.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Calvin B. Taylor Banking Company of Berlin, Maryland | Bank | $1.02 billion | 3 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Berlin by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Berlin offices.
Short answer: PNC Bank is the largest bank with offices in Berlin, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Truist is second with $548.35 billion. 1 of the 7 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
| M&T Bank | $218.79 billion | No. 21 | 1 | Buffalo, NY |
| Calvin B. Taylor Banking Company of Berlin, Maryland | $1.02 billion | No. 1,034 | 3 | Berlin, MD |
| Hebron Savings Bank | $838.8 million | No. 1,212 | 1 | Hebron, MD |
| Bank of Ocean City | $695.0 million | No. 1,380 | 2 | Ocean City, MD |
| First Shore Federal Savings and Loan Association | $366.5 million | No. 2,193 | 2 | Salisbury, MD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Berlin: FAQ
How many banks are in Berlin, MD?
Berlin has 7 banks with 11 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Berlin?
Calvin B. Taylor Banking Company of Berlin, Maryland, with 3. Bank of Ocean City has 2 and First Shore Federal Savings and Loan Association has 2.
Is there a Bank of Ocean City in Berlin, MD?
Yes. FDIC data lists 2 Bank of Ocean City branches in Berlin as of September 5, 2026. Its branches are listed under Bank of Ocean City above, with the address and directions for each.
Is there a First Shore Federal Savings and Loan Association in Berlin, MD?
Yes. FDIC data lists 2 First Shore Federal Savings and Loan Association branches in Berlin as of September 5, 2026. Its branches are listed under First Shore Federal Savings and Loan Association above, with the address and directions for each.
Is there a Chase in Berlin, MD?
No. FDIC data lists no Chase branch in Berlin as of September 5, 2026. The nearest is in California, about 72 miles away in a straight line.
Which banks in Berlin are open on Saturday?
PNC Bank, Truist and M&T Bank publish Saturday hours for one or more Berlin locations. The Saturday section above lists each one with its hours. 8 of the 11 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Berlin?
Calvin B. Taylor Banking Company of Berlin, Maryland has its main office in Berlin, according to the FDIC.
What is the oldest bank in Berlin?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Did any bank branches open or close in Berlin in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Berlin?
Nearby cities with more banks include Ocean City, Snow Hill, Salisbury. Ocean City is 5 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Bank branch hours, phones and branch pages (3 of 11 branches: M&T Bank, PNC Bank, Truist) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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