US Bank Directory
Banks in Waltham, MA
12 FDIC-insured banks operate 19 offices in Waltham, Massachusetts, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Waltham
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 14 banks and credit unions operate 21 locations in Waltham, according to the FDIC and the NCUA. 20 of them have coordinates on record and are on the map. 10 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
20 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waltham
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 7 banks share the most locations in Waltham, with 2 each. 5 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 2
Bank of America has 2 branches in Waltham, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waltham location is the North Waltham Branch at 1065 Lexington St, dating to 1955; the newest, at 880 Main St, to 1979. 1 of its 2 Waltham locations with published hours open on Saturday.
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North Waltham Branch1065 Lexington St, 02452
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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West End Branch880 Main St, 02451
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Cambridge Savings Bank Bank · 2
Cambridge Savings Bank has 2 branches in Waltham, 21 across Massachusetts and 21 nationwide. FDIC records list its main office in Cambridge, MA and show it operating since 1834. With $6.98 billion in total assets on June 30, 2026, it ranks No. 222 of 4,232 U.S. banks by total assets. The Http://Www.Cambridgesavings.Com Branch at 81 Wyman St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Http://Www.Ivybank.Com Branch81 Wyman St, 02451
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Http://Www.Cambridgesavings.Com Branch81 Wyman St, 02451
Chase Bank · 2
Chase has 2 branches in Waltham, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waltham location is the Waltham North Branch at 1111 Lexington St, dating to 2022; the newest, at 1030 Main St, to 2024. It does not publish hours in the sources this page uses; check its site before you go.
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Waltham South Main St Branch1030 Main St, 02451
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Waltham North Branch1111 Lexington St, 02452
M&T Bank Bank · 2
M&T Bank has 2 branches in Waltham, 62 across Massachusetts and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waltham location is the Waltham Branch at 775 Main St, dating to 2009; the newest, at 1070 Lexington St, to 2012. 1 of its 2 Waltham locations with published hours open on Saturday.
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Waltham Star Market Branch1070 Lexington St, 02452
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
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Waltham Branch775 Main St, 02451
All hours
Mon closed; Tue to Thu 9 am to 4 pm; Fri 9 am to 5 pm; Sat to Sun closed
Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026
Rockland Trust Bank · 2
Rockland Trust has 2 branches in Waltham, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waltham location is the Waltham Moody St Branch at 75 Moody St, dating to 1986; the newest, at 1290 Main St, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
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Waltham Main St Branch1290 Main St, 02451
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Waltham Moody St Branch75 Moody St, 02453
Santander Bank · 2
Santander has 2 branches in Waltham, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waltham location is the Waltham - Moody Street Branch at 700 Main St, dating to 1853; the newest, at 1045 Trapelo Rd, to 1973. All 2 of its Waltham locations with published hours open on Saturday.
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North Waltham Branch1045 Trapelo Rd, 02451
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
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Waltham - Moody Street Branch700 Main St, 02451
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Watertown Savings Bank Bank · 2
Watertown Savings Bank has 2 branches in Waltham, 10 across Massachusetts and 10 nationwide. FDIC records list its main office in Watertown, MA and show it operating since 1870. With $1.44 billion in total assets on June 30, 2026, it ranks No. 772 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Waltham location is the Waltham Branch at 6 Lexington St, dating to 2001; the newest, at 25 Market Place Dr, to 2017. It does not publish hours in the sources this page uses; check its site before you go.
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Market Street Branch25 Market Place Dr, 02451
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Waltham Branch6 Lexington St, 02452
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in Waltham, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The Waltham Branch at 456 Main St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waltham Branch456 Main St, 02452
Brightbridge Credit Union Credit union · 1
Brightbridge Credit Union has 1 office in Waltham, 28 across Massachusetts. It is based in Lawrence, MA and $2.39 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Waltham600 Main St, 02452
All hours
Mon to Wed 8:30 am to 5 pm; Thu to Fri 8:30 am to 6 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Citizens Bank · 1
Citizens has 1 branch in Waltham, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Waltham Branch at 716 Main St dates to 1880 in FDIC branch records. It opens on Saturday.
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Waltham Branch716 Main St, 02451
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
East Cambridge Savings Bank Bank · 1
East Cambridge Savings Bank has 1 branch in Waltham, 12 across Massachusetts and 12 nationwide. FDIC records list its main office in Cambridge, MA and show it operating since 1854. With $1.66 billion in total assets on June 30, 2026, it ranks No. 680 of 4,232 U.S. banks by total assets. The Wal-Lex Shopping Center Branch at 860 Lexington St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wal-Lex Shopping Center Branch860 Lexington St, 02452
First Technology Credit Union Credit union · 1
First Technology Credit Union has 1 office in Waltham, 21 across Massachusetts. It is based in San Jose, CA and $28.58 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Waltham130 Lexington St, 02452
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 7 pm; Sat 9 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Waltham, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Downtown Waltham at 751 Main St dates to 2016 in FDIC branch records. It opens on Saturday.
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Downtown Waltham751 Main St, 02451
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
The Village Bank Bank · 1
The Village Bank has 1 branch in Waltham, 11 across Massachusetts and 11 nationwide. FDIC records list its main office in Newton, MA and show it operating since 1910. With $2.07 billion in total assets on June 30, 2026, it ranks No. 591 of 4,232 U.S. banks by total assets. The The Village Bank Waltham Branch at 251 Moody Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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The Village Bank Waltham Branch251 Moody Street, 02453
Join a credit union in Waltham
2 credit unions have 2 offices here: First Technology Credit Union and Brightbridge Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waltham page has every office in the state's directory.
Banking in Waltham: the local picture
Short answer: 12 banks run 19 branches in Waltham according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 0 have their main office in Waltham, 6 elsewhere in Massachusetts and 6 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Santander's office at 700 Main St, dating to 1853; the newest is Chase's at 1030 Main St, from 2024.
2 credit unions have 2 offices in Waltham, according to the NCUA. Who can join each one is on the credit unions page.
Of the 10 locations with published hours. 8 open on Saturday. 11 locations have no published hours in these sources.
Banks by ZIP code in Waltham
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 02451 has the most bank and credit union offices in Waltham (11), followed by 02452 (8) and 02453 (2). Offices are spread across 3 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 02451 | 11 | 9 | Cambridge Savings Bank, Santander, Bank of America |
| 02452 | 8 | 8 | Bank of America, Beacon Bank and Trust, Brightbridge Credit Union |
| 02453 | 2 | 2 | Rockland Trust, The Village Bank |
Banks and credit unions open on Saturday in Waltham
Short answer: 8 of the 10 Waltham locations with published hours open on Saturday, run by 7 institutions.
- Bank of America: 1 of 2 branches (880 Main St: Saturday 9 am to 2 pm)
- M&T Bank: 1 of 2 branches (1070 Lexington St: Saturday 9 am to 12 pm)
- Santander: 2 of 2 branches (1045 Trapelo Rd: Saturday 9 am to 1 pm, and 1 more)
- TD Bank: 1 of 1 branch (751 Main St: Saturday 9 am to 1 pm)
- Citizens: 1 of 1 branch (716 Main St: Saturday 9 am to 12 pm)
- First Technology Credit Union: 1 of 1 office (130 Lexington St: Saturday 9 am to 3 pm)
- Brightbridge Credit Union: 1 of 1 office (600 Main St: Saturday 8:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 11 of the 21 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waltham, and where the nearest one is if they do not.
Short answer: In Waltham: Chase (2), Bank of America (2), TD Bank (1). No branches in Waltham: Wells Fargo (nearest in Boston, 10 mi), PNC Bank (nearest in Chestnut Hill, 6 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Waltham | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Bank of America | 2 branches | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Boston, 10 miles away |
| PNC Bank | None | Chestnut Hill, 6 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waltham to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waltham residents like anyone else.
Banks near Waltham
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Auburndale (3 miles) and Newtonville (3 miles). Lexington, 4 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Auburndale, MA | 3 mi | 2 | 2 |
| Banks in Newtonville, MA | 3 mi | 8 | 8 |
| Banks in Belmont, MA | 3 mi | 11 | 12 |
| Banks in Weston, MA | 3 mi | 4 | 4 |
| Banks in Watertown, MA | 4 mi | 8 | 13 |
| Banks in Lexington, MA | 4 mi | 12 | 12 |
| Banks in Waban, MA | 4 mi | 2 | 2 |
| Banks in Newton Center, MA | 5 mi | 4 | 4 |
Bank branch openings and closings in Waltham
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waltham between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Waltham by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waltham offices.
Short answer: Chase is the largest bank with offices in Waltham, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| M&T Bank | $218.79 billion | No. 21 | 2 | Buffalo, NY |
| Santander | $103.96 billion | No. 32 | 2 | Wilmington, DE |
| Rockland Trust | $24.97 billion | No. 86 | 2 | Rockland, MA |
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| Cambridge Savings Bank | $6.98 billion | No. 222 | 2 | Cambridge, MA |
| The Village Bank | $2.07 billion | No. 591 | 1 | Newton, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waltham: FAQ
How many banks are in Waltham, MA?
Waltham has 12 banks with 19 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waltham?
Chase, with 2. Bank of America has 2 and M&T Bank has 2.
Is there a Chase in Waltham, MA?
Yes. FDIC data lists 2 Chase branches in Waltham as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Waltham, MA?
Yes. FDIC data lists 2 Bank of America branches in Waltham as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a M&T Bank in Waltham, MA?
Yes. FDIC data lists 2 M&T Bank branches in Waltham as of September 5, 2026. Its branches are listed under M&T Bank above, with the address and directions for each.
Is there a Wells Fargo in Waltham, MA?
No. FDIC data lists no Wells Fargo branch in Waltham as of September 5, 2026. The nearest is in Boston, about 10 miles away in a straight line.
Which banks in Waltham are open on Saturday?
Bank of America, M&T Bank, Santander and TD Bank and 3 more publish Saturday hours for one or more Waltham locations. The Saturday section above lists each one with its hours. 11 of the 21 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Waltham?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Waltham?
First Technology Credit Union and Brightbridge Credit Union have offices in Waltham. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waltham in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waltham?
Nearby cities with more banks include Auburndale, Newtonville, Belmont. Auburndale is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (8 of 19 branches: Bank of America, Citizens, M&T Bank, Santander, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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