US Bank Directory
Banks in Somerset, MA
6 FDIC-insured banks operate 6 offices in Somerset, Massachusetts, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Somerset
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 9 banks and credit unions operate 9 locations in Somerset, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 4 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Somerset
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 6 banks share the most locations in Somerset, with 1 each. 6 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
BayCoast Bank Bank · 1
BayCoast Bank has 1 branch in Somerset, 19 across Massachusetts and 25 nationwide. FDIC records list its main office in Swansea, MA and show it operating since 1851. With $2.86 billion in total assets on June 30, 2026, it ranks No. 447 of 4,232 U.S. banks by total assets. The Somerset Branch at 921 Grand Army Hwy dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Somerset Branch921 Grand Army Hwy, 02726
Citizens Bank · 1
Citizens has 1 branch in Somerset, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Somerset Stop & Shop Branch at 815 Grand Army Hwy dates to 2002 in FDIC branch records. It opens on Saturday.
-
Somerset Stop & Shop Branch815 Grand Army Hwy, 02726
All hours
Mon to Fri 10 am to 5 pm; Sat 10 am to 3 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Fall River Five Cents Savings Bank Bank · 1
Fall River Five Cents Savings Bank has 1 branch in Somerset, 15 across Massachusetts and 18 nationwide. FDIC records list its main office in Fall River, MA and show it operating since 1855. With $1.86 billion in total assets on June 30, 2026, it ranks No. 637 of 4,232 U.S. banks by total assets. The Somerset Branch at 54 County St dates to 1988 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Somerset Branch54 County St, 02726
Mechanics Cooperative Bank Bank · 1
Mechanics Cooperative Bank has 1 branch in Somerset, 11 across Massachusetts and 11 nationwide. FDIC records list its main office in Taunton, MA and show it operating since 1877. With $898.8 million in total assets on June 30, 2026, it ranks No. 1,146 of 4,232 U.S. banks by total assets. The 1236 County St Branch at 1236 County St dates to 1986 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
1236 County St Branch1236 County St, 02726
Rockland Trust Bank · 1
Rockland Trust has 1 branch in Somerset, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. The Somerset Branch at 100 Slades Ferry Ave dates to 1959 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Somerset Branch100 Slades Ferry Ave, 02726
Santander Bank · 1
Santander has 1 branch in Somerset, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Somerset Branch at 1000 Grand Army Hwy dates to 1946 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Somerset Branch1000 Grand Army Hwy, 02726
Somerset Credit Union Credit union · 1
Somerset Credit Union has 1 office in Somerset, 2 across Massachusetts. It is based in Somerset, MA and $261.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Main Office main office740 County St, 02726
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 7 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
St. Anne's Credit Union Credit union · 1
St. Anne's Credit Union has 1 office in Somerset, 12 across Massachusetts. It is based in Fall River, MA and $1.35 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
-
Somerset215 County St, 02726
All hours
Mon to Wed 9 am to 4 pm; Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
St. Michaels Fall River Credit Union Credit union · 1
St. Michaels Fall River Credit Union has 1 office in Somerset, 2 across Massachusetts. It is based in Fall River, MA and $123.6 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
-
St. Michael'S (Fr) Fcu1004 County St, 02726
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Somerset
3 credit unions have 3 offices here: St. Anne's Credit Union, Somerset Credit Union and St. Michaels Fall River Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Somerset page has every office in the state's directory.
Banking in Somerset: the local picture
Short answer: 6 banks run 6 branches in Somerset according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 6 banks, 0 have their main office in Somerset, 4 elsewhere in Massachusetts and 2 out of state, according to the FDIC.
The bank with the longest record here is BayCoast Bank, operating since 1851 according to the FDIC. In FDIC branch records, the longest-running branch is Santander's office at 1000 Grand Army Hwy, dating to 1946; the newest is Citizens's at 815 Grand Army Hwy, from 2002.
3 credit unions have 3 offices in Somerset, according to the NCUA. Who can join each one is on the credit unions page.
Of the 4 locations with published hours. 3 open on Saturday. 5 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Somerset
Short answer: 3 of the 4 Somerset locations with published hours open on Saturday, run by 3 institutions.
- Citizens: 1 of 1 branch (815 Grand Army Hwy: Saturday 10 am to 3 pm)
- St. Anne's Credit Union: 1 of 1 office (215 County St: Saturday 9 am to 1 pm)
- Somerset Credit Union: 1 of 1 office (740 County St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 9 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Somerset, and where the nearest one is if they do not.
Short answer: No branches in Somerset: Chase (nearest in New Bedford, 14 mi), Wells Fargo (nearest in Boston, 43 mi), Bank of America (nearest in Fall River, 4 mi), PNC Bank (nearest in Dedham, 34 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in North Attleborough, 19 mi), BMO.
| Bank | In Somerset | Nearest branch if none here |
|---|---|---|
| Chase | None | New Bedford, 14 miles away |
| Wells Fargo | None | Boston, 43 miles away |
| Bank of America | None | Fall River, 4 miles away |
| PNC Bank | None | Dedham, 34 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | North Attleborough, 19 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Somerset to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Somerset residents like anyone else.
Banks near Somerset
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Fall River (3 miles) and Swansea (3 miles). New Bedford, 13 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Fall River, MA | 3 mi | 8 | 20 |
| Banks in Swansea, MA | 3 mi | 4 | 5 |
| Banks in Westport, MA | 9 mi | 4 | 4 |
| Banks in North Dighton, MA | 9 mi | 2 | 2 |
| Banks in Seekonk, MA | 11 mi | 5 | 6 |
| Banks in Dartmouth, MA | 12 mi | 4 | 5 |
| Banks in Taunton, MA | 13 mi | 5 | 11 |
| Banks in New Bedford, MA | 13 mi | 9 | 16 |
Bank branch openings and closings in Somerset
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Somerset between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Somerset
Short answer: 1 institution has its main office in Somerset: Somerset Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Somerset Credit Union | Credit union | $261.9 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Somerset by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Somerset offices.
Short answer: Citizens is the largest bank with offices in Somerset, with $232.52 billion in total assets on June 30, 2026, No. 20 among U.S. banks by total assets. Santander is second with $103.96 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Rockland Trust | $24.97 billion | No. 86 | 1 | Rockland, MA |
| BayCoast Bank | $2.86 billion | No. 447 | 1 | Swansea, MA |
| Fall River Five Cents Savings Bank | $1.86 billion | No. 637 | 1 | Fall River, MA |
| Mechanics Cooperative Bank | $898.8 million | No. 1,146 | 1 | Taunton, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Somerset: FAQ
How many banks are in Somerset, MA?
Somerset has 6 banks with 6 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Somerset?
Citizens, with 1. Santander has 1 and Rockland Trust has 1.
Is there a Citizens in Somerset, MA?
Yes. FDIC data lists 1 Citizens branch in Somerset as of September 5, 2026. The address and directions are under Citizens above.
Is there a Santander in Somerset, MA?
Yes. FDIC data lists 1 Santander branch in Somerset as of September 5, 2026. The address and directions are under Santander above.
Is there a Rockland Trust in Somerset, MA?
Yes. FDIC data lists 1 Rockland Trust branch in Somerset as of September 5, 2026. The address and directions are under Rockland Trust above.
Is there a Chase in Somerset, MA?
No. FDIC data lists no Chase branch in Somerset as of September 5, 2026. The nearest is in New Bedford, about 14 miles away in a straight line.
Which banks in Somerset are open on Saturday?
Citizens, St. Anne's Credit Union and Somerset Credit Union publish Saturday hours for one or more Somerset locations. The Saturday section above lists each one with its hours. 5 of the 9 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Somerset?
Somerset Credit Union has its main office in Somerset, according to the FDIC and the NCUA.
What is the oldest bank in Somerset?
BayCoast Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1851.
Which credit unions can I join in Somerset?
St. Anne's Credit Union, Somerset Credit Union and St. Michaels Fall River Credit Union have offices in Somerset. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Somerset in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Somerset?
Nearby cities with more banks include Fall River, Swansea, Westport. Fall River is 3 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 6 branches: Citizens) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds