US Bank Directory
Banks in North Adams, MA
4 FDIC-insured banks operate 4 offices in North Adams, Massachusetts, and 2 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: North Adams
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 7 locations in North Adams, according to the FDIC and the NCUA. 7 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
7 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in North Adams
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in North Adams, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
North Adams M E Credit Union Credit union · 2
North Adams M E Credit Union has 2 officees in North Adams, 2 across Massachusetts. It is based in North Adams, MA and $2.3 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 North Adams locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office60 Roberts Dr Ste 112, 01247
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Records60 Roberts Dr Ste 112, 01247
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Adams Community Bank Bank · 1
Adams Community Bank has 1 branch in North Adams, 10 across Massachusetts and 10 nationwide. FDIC records list its main office in Adams, MA and show it operating since 1869. With $1.01 billion in total assets on June 30, 2026, it ranks No. 1,043 of 4,232 U.S. banks by total assets. The North Adams Branch at 31 Eagle St dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Adams Branch31 Eagle St, 01247
Beacon Bank and Trust Bank · 1
Beacon Bank and Trust has 1 branch in North Adams, 70 across Massachusetts and 151 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1871. With $22.20 billion in total assets on June 30, 2026, it ranks No. 98 of 4,232 U.S. banks by total assets. The North Adams Branch at 37 Main St dates to 1982 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Adams Branch37 Main St, 01247
Greylock Credit Union Credit union · 1
Greylock Credit Union has 1 office in North Adams, 11 across Massachusetts. It is based in Pittsfield, MA and $1.71 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Ashland Street131 Ashland St, 01247
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
MountainOne Bank Bank · 1
MountainOne Bank has 1 branch in North Adams, 6 across Massachusetts and 6 nationwide. FDIC records list its main office in North Adams, MA and show it operating since 1848. With $1.08 billion in total assets on June 30, 2026, it ranks No. 972 of 4,232 U.S. banks by total assets. Its main office at 93 Main St dates to 1848 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office93 Main St, 01247
NBT Bank Bank · 1
NBT Bank has 1 branch in North Adams, 7 across Massachusetts and 175 nationwide. FDIC records list its main office in Norwich, NY and show it operating since 1856. With $16.09 billion in total assets on June 30, 2026, it ranks No. 122 of 4,232 U.S. banks by total assets. The North Adams Branch at 331 State Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Adams Branch331 State Rd, 01247
Join a credit union in North Adams
2 credit unions have 3 offices here: North Adams M E Credit Union and Greylock Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in North Adams page has every office in the state's directory.
Banking in North Adams: the local picture
Short answer: 4 banks run 4 branches in North Adams according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in North Adams, 2 elsewhere in Massachusetts and 1 out of state, according to the FDIC.
The bank with the longest record here is MountainOne Bank, operating since 1848 according to the FDIC. In FDIC branch records, the longest-running branch is MountainOne Bank's office at 93 Main St, dating to 1848; the newest is NBT Bank's at 331 State Rd, from 2007.
2 credit unions have 3 offices in North Adams, according to the NCUA. Who can join each one is on the credit unions page.
Of the 3 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in North Adams
Short answer: None of the 3 North Adams locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in North Adams, and where the nearest one is if they do not.
Short answer: No branches in North Adams: Chase (nearest in Northampton, 36 mi), Wells Fargo (nearest in Boston, 108 mi), Bank of America (nearest in Northampton, 36 mi), PNC Bank (nearest in Framingham, 91 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Williamstown, 4 mi), BMO.
| Bank | In North Adams | Nearest branch if none here |
|---|---|---|
| Chase | None | Northampton, 36 miles away |
| Wells Fargo | None | Boston, 108 miles away |
| Bank of America | None | Northampton, 36 miles away |
| PNC Bank | None | Framingham, 91 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| TD Bank | None | Williamstown, 4 miles away |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of North Adams to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to North Adams residents like anyone else.
Banks near North Adams
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Williamstown (4 miles) and Pittsfield (18 miles). Pittsfield, 18 miles away, has the most banks nearby: 9.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Williamstown, MA | 4 mi | 3 | 3 |
| Banks in Pittsfield, MA | 18 mi | 9 | 15 |
| Banks in Shelburne Falls, MA | 20 mi | 3 | 3 |
| Banks in Lenox, MA | 23 mi | 3 | 4 |
| Banks in Greenfield, MA | 28 mi | 4 | 5 |
| Banks in Lee, MA | 28 mi | 4 | 4 |
| Banks in Turners Falls, MA | 29 mi | 2 | 2 |
| Banks in South Deerfield, MA | 30 mi | 2 | 2 |
Bank branch openings and closings in North Adams
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in North Adams between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in North Adams
Short answer: 2 institutions have their main office in North Adams: North Adams M E Credit Union and MountainOne Bank.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| North Adams M E Credit Union | Credit union | $2.3 million | 2 |
| MountainOne Bank | Bank | $1.08 billion | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in North Adams by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its North Adams offices.
Short answer: Beacon Bank and Trust is the largest bank with offices in North Adams, with $22.20 billion in total assets on June 30, 2026, No. 98 among U.S. banks by total assets. NBT Bank is second with $16.09 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Beacon Bank and Trust | $22.20 billion | No. 98 | 1 | Boston, MA |
| NBT Bank | $16.09 billion | No. 122 | 1 | Norwich, NY |
| MountainOne Bank | $1.08 billion | No. 972 | 1 | North Adams, MA |
| Adams Community Bank | $1.01 billion | No. 1,043 | 1 | Adams, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in North Adams: FAQ
How many banks are in North Adams, MA?
North Adams has 4 banks with 4 branches and 2 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in North Adams?
Beacon Bank and Trust, with 1. NBT Bank has 1 and MountainOne Bank has 1.
Is there a Beacon Bank and Trust in North Adams, MA?
Yes. FDIC data lists 1 Beacon Bank and Trust branch in North Adams as of September 5, 2026. The address and directions are under Beacon Bank and Trust above.
Is there a NBT Bank in North Adams, MA?
Yes. FDIC data lists 1 NBT Bank branch in North Adams as of September 5, 2026. The address and directions are under NBT Bank above.
Is there a MountainOne Bank in North Adams, MA?
Yes. FDIC data lists 1 MountainOne Bank branch in North Adams as of September 5, 2026, the main office at 93 Main St. The address and directions are under MountainOne Bank above.
Is there a Chase in North Adams, MA?
No. FDIC data lists no Chase branch in North Adams as of September 5, 2026. The nearest is in Northampton, about 36 miles away in a straight line.
Which banks in North Adams are open on Saturday?
None of the 3 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in North Adams?
North Adams M E Credit Union and MountainOne Bank have their main office in North Adams, according to the FDIC and the NCUA.
What is the oldest bank in North Adams?
MountainOne Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1848.
Which credit unions can I join in North Adams?
North Adams M E Credit Union and Greylock Credit Union have offices in North Adams. Check each credit union's membership rules before you apply.
Did any bank branches open or close in North Adams in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near North Adams?
Nearby cities with more banks include Williamstown, Pittsfield, Shelburne Falls. Williamstown is 4 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 3 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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