US Bank Directory

Banks in Nantucket, MA

4 FDIC-insured banks operate 8 offices in Nantucket, Massachusetts.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Nantucket

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 8 locations in Nantucket, according to the FDIC. 8 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

8 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Nantucket

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Rockland Trust has the most locations in Nantucket, with 3. It is followed by Bank of America (2), The Cape Cod Five Cents Savings Bank (2). 1 bank has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Rockland Trust Rockland Trust Company · 3 branches · main office Rockland, MA Bank · 3

Rockland Trust has 3 branches in Nantucket, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Nantucket location is the Nantucket - Pleasant Street Branch at 104 Pleasant St, dating to 1834; the newest, at 1 Amelia Dr, to 2000. It does not publish hours in the sources this page uses; check its site before you go.

  • Nantucket - Amelia Drive Branch
    1 Amelia Dr, 02554
    Hours: see the bank's site
  • Nantucket - Pleasant Street Branch
    104 Pleasant St, 02554
    Hours: see the bank's site
  • Nantucket - Orange Street Branch
    2 Orange St, 02554
    Hours: see the bank's site
Rockland Trust: profile, branches and contacts
Bank of America Bank of America, National Association · 2 branches · main office Charlotte, NC Bank · 2

Bank of America has 2 branches in Nantucket, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Nantucket location is the Pacific National - Main Street Branch at 61 Main St, dating to 1804; the newest, at 15 Sparks Ave, to 1979. 1 of its 2 Nantucket locations with published hours open on Saturday.

  • Pacific National-Sparks Branch
    15 Sparks Ave, 02554
    (800) 432-1000Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat 8:30 am to 12:30 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • Pacific National - Main Street Branch
    61 Main St, 02554
    (800) 432-1000Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
The Cape Cod Five Cents Savings Bank 2 branches · main office Hyannis, MA Bank · 2

The Cape Cod Five Cents Savings Bank has 2 branches in Nantucket, 23 across Massachusetts and 23 nationwide. FDIC records list its main office in Hyannis, MA and show it operating since 1855. With $5.62 billion in total assets on June 30, 2026, it ranks No. 262 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Nantucket location is the Nantucket Branch at 112 Pleasant St, dating to 2011; the newest, at 0 Main St, to 2012. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Street Nantucket Branch
    0 Main St, 02554
    Hours: see the bank's site
  • Nantucket Branch
    112 Pleasant St, 02554
    Hours: see the bank's site
The Cape Cod Five Cents Savings Bank: profile, branches and contacts
Hingham Institution for Savings 1 branch · main office Hingham, MA Bank · 1

Hingham Institution for Savings has 1 branch in Nantucket, 8 across Massachusetts and 9 nationwide. FDIC records list its main office in Hingham, MA and show it operating since 1834. With $4.56 billion in total assets on June 30, 2026, it ranks No. 306 of 4,232 U.S. banks by total assets. The Nantucket Branch at 35 Main St dates to 2013 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Hingham Institution for Savings: profile, branches and contacts

Banking in Nantucket: the local picture

Short answer: 4 banks run 8 branches in Nantucket according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 0 have their main office in Nantucket, 3 elsewhere in Massachusetts and 1 out of state, according to the FDIC.

The bank with the longest record here is Hingham Institution for Savings, operating since 1834 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 61 Main St, dating to 1804; the newest is Hingham Institution for Savings's at 35 Main St, from 2013.

Of the 2 locations with published hours. 1 opens on Saturday. 6 locations have no published hours in these sources.

Banks open on Saturday in Nantucket

Short answer: 1 of the 2 Nantucket locations with published hours opens on Saturday, run by 1 institution.

  • Bank of America: 1 of 2 branches (15 Sparks Ave: Saturday 8:30 am to 12:30 pm)

Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Nantucket, and where the nearest one is if they do not.

Short answer: In Nantucket: Bank of America (2). No branches in Nantucket: Chase (nearest in Hyannis, 29 mi), Wells Fargo (nearest in Boston, 89 mi), PNC Bank (nearest in Quincy, 84 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Harwich Port, 27 mi), BMO.

BankIn NantucketNearest branch if none here
Bank of America2 brancheshere
ChaseNoneHyannis, 29 miles away
Wells FargoNoneBoston, 89 miles away
PNC BankNoneQuincy, 84 miles away
U.S. BankNonenone in Massachusetts
TruistNonenone in Massachusetts
Fifth Third BankNonenone in Massachusetts
HuntingtonNonenone in Massachusetts
Regions BankNonenone in Massachusetts
TD BankNoneHarwich Port, 27 miles away
BMONonenone in Massachusetts

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Nantucket to the nearest branch in Massachusetts.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Nantucket residents like anyone else.

Banks near Nantucket

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Edgartown (24 miles) and Harwich Port (27 miles). Hyannis, 29 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Nantucket

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Nantucket between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Nantucket by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Nantucket offices.

Short answer: Bank of America is the largest bank with offices in Nantucket, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Rockland Trust is second with $24.97 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Bank of America$2.65 trillionNo. 22Charlotte, NC
Rockland Trust$24.97 billionNo. 863Rockland, MA
The Cape Cod Five Cents Savings Bank$5.62 billionNo. 2622Hyannis, MA
Hingham Institution for Savings$4.56 billionNo. 3061Hingham, MA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Nantucket: FAQ

How many banks are in Nantucket, MA?

Nantucket has 4 banks with 8 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Nantucket?

Rockland Trust, with 3. Bank of America has 2 and The Cape Cod Five Cents Savings Bank has 2.

Is there a Rockland Trust in Nantucket, MA?

Yes. FDIC data lists 3 Rockland Trust branches in Nantucket as of September 5, 2026. Its branches are listed under Rockland Trust above, with the address and directions for each.

Is there a Bank of America in Nantucket, MA?

Yes. FDIC data lists 2 Bank of America branches in Nantucket as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.

Is there a The Cape Cod Five Cents Savings Bank in Nantucket, MA?

Yes. FDIC data lists 2 The Cape Cod Five Cents Savings Bank branches in Nantucket as of September 5, 2026. Its branches are listed under The Cape Cod Five Cents Savings Bank above, with the address and directions for each.

Is there a Chase in Nantucket, MA?

No. FDIC data lists no Chase branch in Nantucket as of September 5, 2026. The nearest is in Hyannis, about 29 miles away in a straight line.

Which banks in Nantucket are open on Saturday?

Bank of America publishes Saturday hours for one or more Nantucket locations. The Saturday section above lists each one with its hours. 6 of the 8 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Nantucket?

Hingham Institution for Savings has the longest record among banks with a branch here: the FDIC shows it operating since 1834.

Did any bank branches open or close in Nantucket in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Nantucket?

Nearby cities with more banks include Edgartown, Harwich Port, Oak Bluffs. Edgartown is 24 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 8 branches: Bank of America)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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