US Bank Directory
Banks in Falmouth, MA
11 FDIC-insured banks operate 13 offices in Falmouth, Massachusetts, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Falmouth
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 12 banks and credit unions operate 14 locations in Falmouth, according to the FDIC and the NCUA. 14 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
14 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Falmouth
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Martha's Vineyard Bank has the most locations in Falmouth, with 3. The other 10 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Martha's Vineyard Bank Bank · 3
Martha's Vineyard Bank has 3 branches in Falmouth, 10 across Massachusetts and 10 nationwide. FDIC records list its main office in Edgartown, MA and show it operating since 1955. With $1.33 billion in total assets on June 30, 2026, it ranks No. 833 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Falmouth location is the Falmouth Branch at 2 Water St, dating to 2009; the newest, at 84 Main St, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Falmouth Branch2 Water St, 02543
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Palmer Avenue Falmouth Branch397 Palmer Ave, 02540
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Village Green Branch84 Main St, 02540
Bank of America Bank · 1
Bank of America has 1 branch in Falmouth, 146 across Massachusetts and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Falmouth - E Main Street Branch at 871 Main St dates to 1980 in FDIC branch records. Its published hours do not list Saturday.
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Falmouth - E Main Street Branch871 Main St, 02540
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Cape & Coast Bank Bank · 1
Cape & Coast Bank has 1 branch in Falmouth, 11 across Massachusetts and 11 nationwide. FDIC records list its main office in Yarmouth Port, MA and show it operating since 1921. With $1.68 billion in total assets on June 30, 2026, it ranks No. 675 of 4,232 U.S. banks by total assets. The Falmouth Main Branch at 238 Worcester Ct dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Falmouth Main Branch238 Worcester Ct, 02540
Chase Bank · 1
Chase has 1 branch in Falmouth, 99 across Massachusetts and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Falmouth Cape Cod Branch at 13 Davis Straits dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Falmouth Cape Cod Branch13 Davis Straits, 02540
Citizens Bank · 1
Citizens has 1 branch in Falmouth, 179 across Massachusetts and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Falmouth Branch at 50 Davis Straits dates to 1988 in FDIC branch records. It opens on Saturday.
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Falmouth Branch50 Davis Straits, 02540
All hours
Mon to Fri 9 am to 4 pm; Sat 9 am to 12 pm; Sun not published
Hours: Citizens branch locator (All The Places), checked Oct 10, 2026
Eastern Bank Bank · 1
Eastern Bank has 1 branch in Falmouth, 113 across Massachusetts and 134 nationwide. FDIC records list its main office in Boston, MA and show it operating since 1989. With $31.13 billion in total assets on June 30, 2026, it ranks No. 70 of 4,232 U.S. banks by total assets. The Falmouth 815 Branch at 815 Main St dates to 2017 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Falmouth 815 Branch815 Main St, 02540
Leader Bank Bank · 1
Leader Bank has 1 branch in Falmouth, 7 across Massachusetts and 6 nationwide. FDIC records list its main office in Arlington, MA and show it operating since 2002. With $5.28 billion in total assets on June 30, 2026, it ranks No. 281 of 4,232 U.S. banks by total assets. The Falmouth Branch at 177 Main St dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Falmouth Branch177 Main St, 02540
Rockland Trust Bank · 1
Rockland Trust has 1 branch in Falmouth, 143 across Massachusetts and 151 nationwide. FDIC records list its main office in Rockland, MA and show it operating since 1907. With $24.97 billion in total assets on June 30, 2026, it ranks No. 86 of 4,232 U.S. banks by total assets. The Falmouth Branch at 20 Davis Straits dates to 1925 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Falmouth Branch20 Davis Straits, 02540
Santander Bank · 1
Santander has 1 branch in Falmouth, 130 across Massachusetts and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Falmouth Branch at 310 Gifford St dates to 1972 in FDIC branch records. It opens on Saturday.
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Falmouth Branch310 Gifford St, 02540
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: Santander branch locator (All The Places), checked Oct 10, 2026
Service Credit Union Credit union · 1
Service Credit Union has 1 office in Falmouth, 1 across Massachusetts. It is based in Portsmouth, NH and $6.63 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Falmouth Branch Office199 Worcester Ct, 02540
All hours
Mon to Fri 8:30 am to 6 pm; Sat 8:30 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
TD Bank Bank · 1
TD Bank has 1 branch in Falmouth, 114 across Massachusetts and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Falmouth-Worcester Court Branch at 249 Worcester Ct dates to 1985 in FDIC branch records. It opens on Saturday.
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Falmouth-Worcester Court Branch249 Worcester Ct, 02540
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
The Cape Cod Five Cents Savings Bank Bank · 1
The Cape Cod Five Cents Savings Bank has 1 branch in Falmouth, 23 across Massachusetts and 23 nationwide. FDIC records list its main office in Hyannis, MA and show it operating since 1855. With $5.62 billion in total assets on June 30, 2026, it ranks No. 262 of 4,232 U.S. banks by total assets. The Falmouth Branch at 668 Main St dates to 1877 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Falmouth Branch668 Main St, 02540
Join a credit union in Falmouth
1 credit union has 1 office here: Service Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Falmouth page has every office in the state's directory.
Banking in Falmouth: the local picture
Short answer: 11 banks run 13 branches in Falmouth according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 11 banks, 0 have their main office in Falmouth, 6 elsewhere in Massachusetts and 5 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is The Cape Cod Five Cents Savings Bank's office at 668 Main St, dating to 1877; the newest is Leader Bank's at 177 Main St, from 2026.
The only credit union with an office here is Service Credit Union.
Of the 5 locations with published hours. 4 open on Saturday. 9 locations have no published hours in these sources.
Banks by ZIP code in Falmouth
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 02540 has the most bank and credit union offices in Falmouth (13), followed by 02543 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 02540 | 13 | 12 | Martha's Vineyard Bank, Bank of America, Cape & Coast Bank |
| 02543 | 1 | 1 | Martha's Vineyard Bank |
Banks and credit unions open on Saturday in Falmouth
Short answer: 4 of the 5 Falmouth locations with published hours open on Saturday, run by 4 institutions.
- TD Bank: 1 of 1 branch (249 Worcester Ct: Saturday 9 am to 1 pm)
- Citizens: 1 of 1 branch (50 Davis Straits: Saturday 9 am to 12 pm)
- Santander: 1 of 1 branch (310 Gifford St: Saturday 9 am to 1 pm)
- Service Credit Union: 1 of 1 office (199 Worcester Ct: Saturday 8:30 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 9 of the 14 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Falmouth, and where the nearest one is if they do not.
Short answer: In Falmouth: Chase (1), Bank of America (1), TD Bank (1). No branches in Falmouth: Wells Fargo (nearest in Boston, 60 mi), PNC Bank (nearest in Quincy, 54 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.
| Bank | In Falmouth | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Bank of America | 1 branch | here |
| TD Bank | 1 branch | here |
| Wells Fargo | None | Boston, 60 miles away |
| PNC Bank | None | Quincy, 54 miles away |
| U.S. Bank | None | none in Massachusetts |
| Truist | None | none in Massachusetts |
| Fifth Third Bank | None | none in Massachusetts |
| Huntington | None | none in Massachusetts |
| Regions Bank | None | none in Massachusetts |
| BMO | None | none in Massachusetts |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Falmouth to the nearest branch in Massachusetts.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Falmouth residents like anyone else.
Banks near Falmouth
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are North Falmouth (7 miles) and Vineyard Haven (7 miles). Mashpee, 7 miles away, has the most banks nearby: 5.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in North Falmouth, MA | 7 mi | 2 | 2 |
| Banks in Vineyard Haven, MA | 7 mi | 3 | 3 |
| Banks in Oak Bluffs, MA | 7 mi | 2 | 3 |
| Banks in Mashpee, MA | 7 mi | 5 | 5 |
| Banks in Marstons Mills, MA | 12 mi | 4 | 4 |
| Banks in Edgartown, MA | 12 mi | 3 | 5 |
| Banks in Osterville, MA | 13 mi | 2 | 2 |
| Banks in Mattapoisett, MA | 13 mi | 2 | 2 |
Bank branch openings and closings in Falmouth
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 2 branch openings in Falmouth between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jul 27, 2026 | Opened | Leader Bank | 177 Main St, 02540 |
| Dec 29, 2025 | Opened | Chase | 13 Davis Straits, 02540 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Falmouth by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Falmouth offices.
Short answer: Chase is the largest bank with offices in Falmouth, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Citizens | $232.52 billion | No. 20 | 1 | Providence, RI |
| Santander | $103.96 billion | No. 32 | 1 | Wilmington, DE |
| Eastern Bank | $31.13 billion | No. 70 | 1 | Boston, MA |
| Rockland Trust | $24.97 billion | No. 86 | 1 | Rockland, MA |
| The Cape Cod Five Cents Savings Bank | $5.62 billion | No. 262 | 1 | Hyannis, MA |
| Leader Bank | $5.28 billion | No. 281 | 1 | Arlington, MA |
| Cape & Coast Bank | $1.68 billion | No. 675 | 1 | Yarmouth Port, MA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Falmouth: FAQ
How many banks are in Falmouth, MA?
Falmouth has 11 banks with 13 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Falmouth?
Martha's Vineyard Bank, with 3. Chase has 1 and Bank of America has 1.
Is there a Martha's Vineyard Bank in Falmouth, MA?
Yes. FDIC data lists 3 Martha's Vineyard Bank branches in Falmouth as of September 5, 2026. Its branches are listed under Martha's Vineyard Bank above, with the address and directions for each.
Is there a Chase in Falmouth, MA?
Yes. FDIC data lists 1 Chase branch in Falmouth as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Falmouth, MA?
Yes. FDIC data lists 1 Bank of America branch in Falmouth as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Falmouth, MA?
No. FDIC data lists no Wells Fargo branch in Falmouth as of September 5, 2026. The nearest is in Boston, about 60 miles away in a straight line.
Which banks in Falmouth are open on Saturday?
TD Bank, Citizens, Santander and Service Credit Union publish Saturday hours for one or more Falmouth locations. The Saturday section above lists each one with its hours. 9 of the 14 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Falmouth?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Falmouth?
Service Credit Union has an office in Falmouth. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Falmouth in the past year?
FDIC branch records show 2 branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Falmouth?
Nearby cities with more banks include North Falmouth, Vineyard Haven, Oak Bluffs. North Falmouth is 7 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 13 branches: Bank of America, Citizens, Santander, TD Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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