US Bank Directory
Banks in Rayne, LA
4 FDIC-insured banks operate 5 offices in Rayne, Louisiana, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: Rayne
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Rayne, according to the FDIC and the NCUA. 6 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
6 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Rayne
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Rayne State Bank has the most locations in Rayne, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Rayne State Bank Bank · 2
Rayne State Bank has 2 branches in Rayne, 6 across Louisiana and 6 nationwide. FDIC records list its main office in Rayne, LA and show it operating since 1943. With $540.5 million in total assets on June 30, 2026, it ranks No. 1,702 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Rayne location is its main office at 200 S Adams Ave, dating to 1943; the newest, at 200 Gabriels Aly, to 1996. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office200 S Adams Ave, 70578
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Rayne Motor Branch200 Gabriels Aly, 70578
Bank of Commerce & Trust Co. Bank · 1
Bank of Commerce & Trust Co. has 1 branch in Rayne, 5 across Louisiana and 5 nationwide. FDIC records list its main office in Crowley, LA and show it operating since 1926. With $377.9 million in total assets on June 30, 2026, it ranks No. 2,164 of 4,232 U.S. banks by total assets. The Rayne Branch at 300 N Adams Ave dates to 1936 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rayne Branch300 N Adams Ave, 70578
People's Credit Union Credit union · 1
People's Credit Union has 1 office in Rayne, 1 across Louisiana. It is based in Rayne, LA and $24.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office904 E Texas Ave, 70578
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Rayne Building and Loan Association Bank · 1
Rayne Building and Loan Association has 1 branch in Rayne, 1 across Louisiana and 1 nationwide. FDIC records list its main office in Rayne, LA and show it operating since 1900. With $50.8 million in total assets on June 30, 2026, it ranks No. 4,060 of 4,232 U.S. banks by total assets. Its main office at 200 N Adams Ave dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office200 N Adams Ave, 70578
The Bank Bank · 1
The Bank has 1 branch in Rayne, 8 across Louisiana and 8 nationwide. FDIC records list its main office in Jennings, LA and show it operating since 1997. With $462.0 million in total assets on June 30, 2026, it ranks No. 1,884 of 4,232 U.S. banks by total assets. The Rayne Branch at 1012 The Blvd dates to 2019 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Rayne Branch1012 The Blvd, 70578
Join a credit union in Rayne
1 credit union has 1 office here: People's Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Rayne page has every office in the state's directory.
Banking in Rayne: the local picture
Short answer: 4 banks run 5 branches in Rayne according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 2 have their main office in Rayne, 2 elsewhere in Louisiana, according to the FDIC.
The bank with the longest record here is Rayne Building and Loan Association, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is Rayne Building and Loan Association's office at 200 N Adams Ave, dating to 1900; the newest is The Bank's at 1012 The Blvd, from 2019.
The only credit union with an office here is People's Credit Union.
Of the 1 location with published hours. None open on Saturday. 5 locations have no published hours in these sources.
Saturday hours in Rayne
Short answer: None of the 1 Rayne location with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Rayne, and where the nearest one is if they do not.
Short answer: No branches in Rayne: Chase (nearest in Scott, 11 mi), Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington (nearest in Lafayette, 14 mi), Regions Bank (nearest in Lafayette, 14 mi), TD Bank, BMO.
| Bank | In Rayne | Nearest branch if none here |
|---|---|---|
| Chase | None | Scott, 11 miles away |
| Wells Fargo | None | none in Louisiana |
| Bank of America | None | none in Louisiana |
| PNC Bank | None | none in Louisiana |
| U.S. Bank | None | none in Louisiana |
| Truist | None | none in Louisiana |
| Fifth Third Bank | None | none in Louisiana |
| Huntington | None | Lafayette, 14 miles away |
| Regions Bank | None | Lafayette, 14 miles away |
| TD Bank | None | none in Louisiana |
| BMO | None | none in Louisiana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Rayne to the nearest branch in Louisiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Rayne residents like anyone else.
Banks near Rayne
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Crowley (6 miles) and Scott (10 miles). Lafayette, 14 miles away, has the most banks nearby: 29.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Crowley, LA | 6 mi | 6 | 7 |
| Banks in Scott, LA | 10 mi | 6 | 6 |
| Banks in Church Point, LA | 12 mi | 3 | 4 |
| Banks in Maurice, LA | 13 mi | 2 | 2 |
| Banks in Lafayette, LA | 14 mi | 29 | 67 |
| Banks in Carencro, LA | 15 mi | 7 | 7 |
| Banks in Iota, LA | 15 mi | 2 | 2 |
| Banks in Kaplan, LA | 16 mi | 2 | 4 |
Bank branch openings and closings in Rayne
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Rayne between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Rayne
Short answer: 3 institutions have their main office in Rayne: Rayne State Bank, Rayne Building and Loan Association and People's Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Rayne State Bank | Bank | $540.5 million | 2 |
| Rayne Building and Loan Association | Bank | $50.8 million | 1 |
| People's Credit Union | Credit union | $24.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Rayne by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Rayne offices.
Short answer: Rayne State Bank is the largest bank with offices in Rayne, with $540.5 million in total assets on June 30, 2026, No. 1,702 among U.S. banks by total assets. The Bank is second with $462.0 million. 2 of the 4 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Rayne State Bank | $540.5 million | No. 1,702 | 2 | Rayne, LA |
| The Bank | $462.0 million | No. 1,884 | 1 | Jennings, LA |
| Bank of Commerce & Trust Co. | $377.9 million | No. 2,164 | 1 | Crowley, LA |
| Rayne Building and Loan Association | $50.8 million | No. 4,060 | 1 | Rayne, LA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Rayne: FAQ
How many banks are in Rayne, LA?
Rayne has 4 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Rayne?
Rayne State Bank, with 2. The Bank has 1 and Bank of Commerce & Trust Co. has 1.
Is there a The Bank in Rayne, LA?
Yes. FDIC data lists 1 The Bank branch in Rayne as of September 5, 2026. The address and directions are under The Bank above.
Is there a Bank of Commerce & Trust Co. in Rayne, LA?
Yes. FDIC data lists 1 Bank of Commerce & Trust Co. branch in Rayne as of September 5, 2026. The address and directions are under Bank of Commerce & Trust Co. above.
Is there a Chase in Rayne, LA?
No. FDIC data lists no Chase branch in Rayne as of September 5, 2026. The nearest is in Scott, about 11 miles away in a straight line.
Which banks in Rayne are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Rayne?
Rayne State Bank, Rayne Building and Loan Association and People's Credit Union have their main office in Rayne, according to the FDIC and the NCUA.
What is the oldest bank in Rayne?
Rayne Building and Loan Association has the longest record among banks with a branch here: the FDIC shows it operating since 1900.
Which credit unions can I join in Rayne?
People's Credit Union has an office in Rayne. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Rayne in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Rayne?
Nearby cities with more banks include Crowley, Scott, Church Point. Crowley is 6 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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