US Bank Directory
Banks in Ponchatoula, LA
4 FDIC-insured banks operate 4 offices in Ponchatoula, Louisiana.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Ponchatoula
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Ponchatoula, according to the FDIC. 4 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Ponchatoula
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Ponchatoula, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Guaranty Bank Bank · 1
First Guaranty Bank has 1 branch in Ponchatoula, 23 across Louisiana and 30 nationwide. FDIC records list its main office in Hammond, LA and show it operating since 1934. With $3.89 billion in total assets on June 30, 2026, it ranks No. 342 of 4,232 U.S. banks by total assets. The Ponchatoula Branch at 500 W Pine St dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ponchatoula Branch500 W Pine St, 70454
Hancock Whitney Bank · 1
Hancock Whitney has 1 branch in Ponchatoula, 97 across Louisiana and 186 nationwide. FDIC records list its main office in Gulfport, MS and show it operating since 1899. With $36.33 billion in total assets on June 30, 2026, it ranks No. 60 of 4,232 U.S. banks by total assets. The Ponchatoula Branch at 545 W Pine St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ponchatoula Branch545 W Pine St, 70454
Regions Bank Bank · 1
Regions Bank has 1 branch in Ponchatoula, 79 across Louisiana and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Ponchatoula Branch at 301 W Pine St dates to 1969 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ponchatoula Branch301 W Pine St, 70454
Renasant Bank · 1
Renasant has 1 branch in Ponchatoula, 20 across Louisiana and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Ponchatoula Branch at 490 Barringer Dr dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Ponchatoula Branch490 Barringer Dr, 70454
Banking in Ponchatoula: the local picture
Short answer: 4 banks run 4 branches in Ponchatoula according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Ponchatoula, 1 elsewhere in Louisiana and 3 out of state, according to the FDIC.
The bank with the longest record here is Hancock Whitney, operating since 1899 according to the FDIC. In FDIC branch records, the longest-running branch is First Guaranty Bank's office at 500 W Pine St, dating to 1934; the newest is Renasant's at 490 Barringer Dr, from 2007.
None of the 4 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Ponchatoula, and where the nearest one is if they do not.
Short answer: In Ponchatoula: Regions Bank (1). No branches in Ponchatoula: Chase (nearest in Hammond, 3 mi), Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington (nearest in Denham Springs, 31 mi), TD Bank, BMO.
| Bank | In Ponchatoula | Nearest branch if none here |
|---|---|---|
| Regions Bank | 1 branch | here |
| Chase | None | Hammond, 3 miles away |
| Wells Fargo | None | none in Louisiana |
| Bank of America | None | none in Louisiana |
| PNC Bank | None | none in Louisiana |
| U.S. Bank | None | none in Louisiana |
| Truist | None | none in Louisiana |
| Fifth Third Bank | None | none in Louisiana |
| Huntington | None | Denham Springs, 31 miles away |
| TD Bank | None | none in Louisiana |
| BMO | None | none in Louisiana |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ponchatoula to the nearest branch in Louisiana.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ponchatoula residents like anyone else.
Banks near Ponchatoula
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hammond (4 miles) and Amite (20 miles). Covington, 21 miles away, has the most banks nearby: 22.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hammond, LA | 4 mi | 16 | 21 |
| Banks in Amite, LA | 20 mi | 6 | 6 |
| Banks in Covington, LA | 21 mi | 22 | 33 |
| Banks in Mandeville, LA | 22 mi | 19 | 21 |
| Banks in Abita Springs, LA | 25 mi | 2 | 2 |
| Banks in Walker, LA | 25 mi | 3 | 3 |
| Banks in La Place, LA | 25 mi | 3 | 3 |
| Banks in Laplace, LA | 26 mi | 4 | 4 |
Bank branch openings and closings in Ponchatoula
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Ponchatoula between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Ponchatoula by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ponchatoula offices.
Short answer: Regions Bank is the largest bank with offices in Ponchatoula, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Hancock Whitney is second with $36.33 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Regions Bank | $159.79 billion | No. 27 | 1 | Birmingham, AL |
| Hancock Whitney | $36.33 billion | No. 60 | 1 | Gulfport, MS |
| Renasant | $26.99 billion | No. 80 | 1 | Tupelo, MS |
| First Guaranty Bank | $3.89 billion | No. 342 | 1 | Hammond, LA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Ponchatoula: FAQ
How many banks are in Ponchatoula, LA?
Ponchatoula has 4 banks with 4 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Ponchatoula?
Regions Bank, with 1. Hancock Whitney has 1 and Renasant has 1.
Is there a Regions Bank in Ponchatoula, LA?
Yes. FDIC data lists 1 Regions Bank branch in Ponchatoula as of September 5, 2026. The address and directions are under Regions Bank above.
Is there a Hancock Whitney in Ponchatoula, LA?
Yes. FDIC data lists 1 Hancock Whitney branch in Ponchatoula as of September 5, 2026. The address and directions are under Hancock Whitney above.
Is there a Renasant in Ponchatoula, LA?
Yes. FDIC data lists 1 Renasant branch in Ponchatoula as of September 5, 2026. The address and directions are under Renasant above.
Is there a Chase in Ponchatoula, LA?
No. FDIC data lists no Chase branch in Ponchatoula as of September 5, 2026. The nearest is in Hammond, about 3 miles away in a straight line.
What is the oldest bank in Ponchatoula?
Hancock Whitney has the longest record among banks with a branch here: the FDIC shows it operating since 1899.
Did any bank branches open or close in Ponchatoula in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Ponchatoula?
Nearby cities with more banks include Hammond, Amite, Covington. Hammond is 4 miles away with 16 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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