US Bank Directory

Banks in Sturgis, KY

2 FDIC-insured banks operate 3 offices in Sturgis, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Sturgis

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 3 locations in Sturgis, according to the FDIC. 3 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Sturgis

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Planters Bank has the most locations in Sturgis, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Planters Bank 2 branches · main office Hopkinsville, KY Bank · 2

Planters Bank has 2 branches in Sturgis, 9 across Kentucky and 13 nationwide. FDIC records list its main office in Hopkinsville, KY and show it operating since 1996. With $1.96 billion in total assets on June 30, 2026, it ranks No. 615 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Sturgis location is the Sturgis Branch at 520 N Adams St, dating to 1916; the newest, at 1430 N Main St, to 2013. It does not publish hours in the sources this page uses; check its site before you go.

  • Sturgis Ky Drive-Up Branch
    1430 N Main St, 42459
    Hours: see the bank's site
  • Sturgis Branch
    520 N Adams St, 42459
    Hours: see the bank's site
Planters Bank: profile, branches and contacts
United Community Bank of West Kentucky 1 branch · main office Morganfield, KY Bank · 1

United Community Bank of West Kentucky has 1 branch in Sturgis, 6 across Kentucky and 6 nationwide. FDIC records list its main office in Morganfield, KY and show it operating since 2001. With $524.9 million in total assets on June 30, 2026, it ranks No. 1,736 of 4,232 U.S. banks by total assets. The Sturgis Branch at 1406 N Main St dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

United Community Bank of West Kentucky: profile, branches and contacts

Banking in Sturgis: the local picture

Short answer: 2 banks run 3 branches in Sturgis according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Sturgis, 2 elsewhere in Kentucky, according to the FDIC.

The bank with the longest record here is Planters Bank, operating since 1996 according to the FDIC. In FDIC branch records, the longest-running branch is Planters Bank's office at 520 N Adams St, dating to 1916; the newest is Planters Bank's at 1430 N Main St, from 2013.

None of the 3 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Sturgis, and where the nearest one is if they do not.

Short answer: No branches in Sturgis: Chase (nearest in Owensboro, 49 mi), Wells Fargo, Bank of America (nearest in Louisville, 125 mi), PNC Bank (nearest in Owensboro, 49 mi), U.S. Bank (nearest in Madisonville, 30 mi), Truist (nearest in Eddyville, 33 mi), Fifth Third Bank (nearest in Morganfield, 10 mi), Huntington (nearest in Burlington, 205 mi), Regions Bank (nearest in Paducah, 47 mi), TD Bank, BMO.

BankIn SturgisNearest branch if none here
ChaseNoneOwensboro, 49 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLouisville, 125 miles away
PNC BankNoneOwensboro, 49 miles away
U.S. BankNoneMadisonville, 30 miles away
TruistNoneEddyville, 33 miles away
Fifth Third BankNoneMorganfield, 10 miles away
HuntingtonNoneBurlington, 205 miles away
Regions BankNonePaducah, 47 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Sturgis to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Sturgis residents like anyone else.

Banks near Sturgis

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Morganfield (10 miles) and Marion (16 miles). Henderson, 30 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Sturgis

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Sturgis between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Sturgis by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Sturgis offices.

Short answer: Planters Bank is the largest bank with offices in Sturgis, with $1.96 billion in total assets on June 30, 2026, No. 615 among U.S. banks by total assets. United Community Bank of West Kentucky is second with $524.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Planters Bank$1.96 billionNo. 6152Hopkinsville, KY
United Community Bank of West Kentucky$524.9 millionNo. 1,7361Morganfield, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Sturgis: FAQ

How many banks are in Sturgis, KY?

Sturgis has 2 banks with 3 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Sturgis?

Planters Bank, with 2. United Community Bank of West Kentucky has 1.

Is there a Planters Bank in Sturgis, KY?

Yes. FDIC data lists 2 Planters Bank branches in Sturgis as of September 5, 2026. Its branches are listed under Planters Bank above, with the address and directions for each.

Is there a United Community Bank of West Kentucky in Sturgis, KY?

Yes. FDIC data lists 1 United Community Bank of West Kentucky branch in Sturgis as of September 5, 2026. The address and directions are under United Community Bank of West Kentucky above.

Is there a Chase in Sturgis, KY?

No. FDIC data lists no Chase branch in Sturgis as of September 5, 2026. The nearest is in Owensboro, about 49 miles away in a straight line.

What is the oldest bank in Sturgis?

Planters Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1996.

Did any bank branches open or close in Sturgis in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Sturgis?

Nearby cities with more banks include Morganfield, Marion, Providence. Morganfield is 10 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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