US Bank Directory

Banks in Elkhorn City, KY

1 FDIC-insured bank operates 2 offices in Elkhorn City, Kentucky.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Elkhorn City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 2 locations in Elkhorn City, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Elkhorn City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Community Trust Bank is the only bank with offices in Elkhorn City, with 2. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Community Trust Bank Community Trust Bank, Inc. · 2 branches · main office Pikeville, KY Bank · 2

Community Trust Bank has 2 branches in Elkhorn City, 69 across Kentucky and 78 nationwide. FDIC records list its main office in Pikeville, KY and show it operating since 1903. With $6.95 billion in total assets on June 30, 2026, it ranks No. 223 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Elkhorn City location is the Pike Marrowbone Branch at 10579 Regina Belcher Hwy, dating to 1981; the newest, at 211 W Russell St, to 1982. It does not publish hours in the sources this page uses; check its site before you go.

  • Pike Marrowbone Branch
    10579 Regina Belcher Hwy, 41522
    Hours: see the bank's site
  • Pike Elkhorn City Branch
    211 W Russell St, 41522
    Hours: see the bank's site
Community Trust Bank: profile, branches and contacts

Banking in Elkhorn City: the local picture

Short answer: 1 bank runs 2 branches in Elkhorn City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Community Trust Bank has its main office in Pikeville, KY, according to the FDIC.

The bank with the longest record here is Community Trust Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Community Trust Bank's office at 10579 Regina Belcher Hwy, dating to 1981; the newest is Community Trust Bank's at 211 W Russell St, from 1982.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Elkhorn City, and where the nearest one is if they do not.

Short answer: No branches in Elkhorn City: Chase (nearest in Richmond, 110 mi), Wells Fargo, Bank of America (nearest in Lexington, 121 mi), PNC Bank (nearest in Manchester, 77 mi), U.S. Bank (nearest in Pikeville, 13 mi), Truist (nearest in Pikeville, 17 mi), Fifth Third Bank (nearest in Ashland, 81 mi), Huntington (nearest in Independence, 161 mi), Regions Bank (nearest in Franklin, 235 mi), TD Bank, BMO.

BankIn Elkhorn CityNearest branch if none here
ChaseNoneRichmond, 110 miles away
Wells FargoNonenone in Kentucky
Bank of AmericaNoneLexington, 121 miles away
PNC BankNoneManchester, 77 miles away
U.S. BankNonePikeville, 13 miles away
TruistNonePikeville, 17 miles away
Fifth Third BankNoneAshland, 81 miles away
HuntingtonNoneIndependence, 161 miles away
Regions BankNoneFranklin, 235 miles away
TD BankNonenone in Kentucky
BMONonenone in Kentucky

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Elkhorn City to the nearest branch in Kentucky.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Elkhorn City residents like anyone else.

Banks near Elkhorn City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pikeville (15 miles) and Jenkins (18 miles). Pikeville, 15 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Elkhorn City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Elkhorn City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Elkhorn City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Elkhorn City offices.

Short answer: Community Trust Bank is the largest bank with offices in Elkhorn City, with $6.95 billion in total assets on June 30, 2026, No. 223 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Community Trust Bank$6.95 billionNo. 2232Pikeville, KY

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Elkhorn City: FAQ

How many banks are in Elkhorn City, KY?

Elkhorn City has 1 bank with 2 branches, according to FDIC data as of September 5, 2026.

Is there a Community Trust Bank in Elkhorn City, KY?

Yes. FDIC data lists 2 Community Trust Bank branches in Elkhorn City as of September 5, 2026. Its branches are listed under Community Trust Bank above, with the address and directions for each.

Is there a Chase in Elkhorn City, KY?

No. FDIC data lists no Chase branch in Elkhorn City as of September 5, 2026. The nearest is in Richmond, about 110 miles away in a straight line.

What is the oldest bank in Elkhorn City?

Community Trust Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Elkhorn City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Elkhorn City?

Nearby cities with more banks include Pikeville, Jenkins, Martin. Pikeville is 15 miles away with 7 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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