Banks in Cottonwood Falls, KS

Bank branch map: Cottonwood Falls

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Cottonwood Falls, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cottonwood Falls

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Citizens State Bank and Cottonwood Valley Bank have the most locations in Cottonwood Falls, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cottonwood Valley Bank 1 branch · main office Cedar Point, KS Bank · 1

Cottonwood Valley Bank has 1 branch in Cottonwood Falls, 4 across Kansas and 4 nationwide. FDIC records list its main office in Cedar Point, KS and show it operating since 1914. With $38.1 million in total assets on June 30, 2026, it ranks No. 4,132 of 4,232 U.S. banks by total assets. The 200 Broadway Branch 001 at 200 Broadway St dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• 200 Broadway Branch 001

  200 Broadway St, 66845

  Hours: see the bank's site
  DirectionsWebsite

Cottonwood Valley Bank: profile, branches and contacts

The Citizens State Bank 1 branch · main office Gridley, KS Bank · 1

The Citizens State Bank has 1 branch in Cottonwood Falls, 10 across Kansas and 10 nationwide. FDIC records list its main office in Gridley, KS and show it operating since 1911. With $336.2 million in total assets on June 30, 2026, it ranks No. 2,320 of 4,232 U.S. banks by total assets. The Cottonwood Falls Branch at 235 Broadway St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cottonwood Falls Branch

  235 Broadway St, 66845

  Hours: see the bank's site
  DirectionsWebsite

The Citizens State Bank: profile, branches and contacts

Banking in Cottonwood Falls: the local picture

Short answer: 2 banks run 2 branches in Cottonwood Falls according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Cottonwood Falls, 2 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is The Citizens State Bank, operating since 1911 according to the FDIC. In FDIC branch records, the longest-running branch is The Citizens State Bank's office at 235 Broadway St, dating to 1903; the newest is Cottonwood Valley Bank's at 200 Broadway St, from 2007.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cottonwood Falls, and where the nearest one is if they do not.

Short answer: No branches in Cottonwood Falls: Chase (nearest in Manhattan, 56 mi), Wells Fargo (nearest in Wichita, 61 mi), Bank of America (nearest in Andover, 58 mi), PNC Bank (nearest in Overland Park, 107 mi), U.S. Bank (nearest in Topeka, 62 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Newton, 49 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cottonwood Falls to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cottonwood Falls residents like anyone else.

Banks near Cottonwood Falls

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Emporia (19 miles) and Council Grove (20 miles). El Dorado, 42 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Cottonwood Falls

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cottonwood Falls between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Cottonwood Falls by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cottonwood Falls offices.

Short answer: The Citizens State Bank is the largest bank with offices in Cottonwood Falls, with $336.2 million in total assets on June 30, 2026, No. 2,320 among U.S. banks by total assets. Cottonwood Valley Bank is second with $38.1 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cottonwood Falls: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.