Banks in Coldwater, KS

Bank branch map: Coldwater

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Coldwater, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Coldwater

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: The Stockgrowers State Bank of Ashland, Kansas and The Bank of Protection have the most locations in Coldwater, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

The Bank of Protection 1 branch · main office Protection, KS Bank · 1

The Bank of Protection has 1 branch in Coldwater, 5 across Kansas and 5 nationwide. FDIC records list its main office in Protection, KS and show it operating since 1980. With $154.4 million in total assets on June 30, 2026, it ranks No. 3,291 of 4,232 U.S. banks by total assets. The Coldwater Branch at 145 E Main St dates to 1886 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Coldwater Branch

  145 E Main St, 67029

  Hours: see the bank's site
  DirectionsWebsite

The Bank of Protection: profile, branches and contacts

The Stockgrowers State Bank of Ashland, Kansas 1 branch · main office Ashland, KS Bank · 1

The Stockgrowers State Bank of Ashland, Kansas has 1 branch in Coldwater, 3 across Kansas and 3 nationwide. FDIC records list its main office in Ashland, KS and show it operating since 1885. With $227.1 million in total assets on June 30, 2026, it ranks No. 2,842 of 4,232 U.S. banks by total assets. The Peoples Bank Branch at 101 E Main St dates to 2025 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Peoples Bank Branch

  101 E Main St, 67029

  Hours: see the bank's site
  DirectionsWebsite

The Stockgrowers State Bank of Ashland, Kansas: profile, branches and contacts

Banking in Coldwater: the local picture

Short answer: 2 banks run 2 branches in Coldwater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Coldwater, 2 elsewhere in Kansas, according to the FDIC.

The bank with the longest record here is The Stockgrowers State Bank of Ashland, Kansas, operating since 1885 according to the FDIC. In FDIC branch records, the longest-running branch is The Bank of Protection's office at 145 E Main St, dating to 1886; the newest is The Stockgrowers State Bank of Ashland, Kansas's at 101 E Main St, from 2025.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Coldwater, and where the nearest one is if they do not.

Short answer: No branches in Coldwater: Chase (nearest in Wichita, 108 mi), Wells Fargo (nearest in Wichita, 110 mi), Bank of America (nearest in Wichita, 108 mi), PNC Bank (nearest in Overland Park, 276 mi), U.S. Bank (nearest in Topeka, 229 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Dodge City, 52 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Coldwater to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Coldwater residents like anyone else.

Banks near Coldwater

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Greensburg (23 miles) and Ashland (25 miles). Dodge City, 51 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Coldwater

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Coldwater between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Coldwater by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Coldwater offices.

Short answer: The Stockgrowers State Bank of Ashland, Kansas is the largest bank with offices in Coldwater, with $227.1 million in total assets on June 30, 2026, No. 2,842 among U.S. banks by total assets. The Bank of Protection is second with $154.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Coldwater: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.