US Bank Directory
Banks in Clearwater, KS
2 FDIC-insured banks operate 2 offices in Clearwater, Kansas.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Clearwater
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Clearwater, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Clearwater
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Emprise Bank and Home Bank have the most locations in Clearwater, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Emprise Bank Bank · 1
Emprise Bank has 1 branch in Clearwater, 31 across Kansas and 32 nationwide. FDIC records list its main office in Wichita, KS and show it operating since 1910. With $2.82 billion in total assets on June 30, 2026, it ranks No. 457 of 4,232 U.S. banks by total assets. The Clearwater Branch at 201 E Ross St dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Clearwater Branch201 E Ross St, 67026
Home Bank Bank · 1
Home Bank has 1 branch in Clearwater, 6 across Kansas and 6 nationwide. FDIC records list its main office in Eureka, KS and show it operating since 1904. With $183.3 million in total assets on June 30, 2026, it ranks No. 3,105 of 4,232 U.S. banks by total assets. The Clearwater Branch at 741 N 4th St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Clearwater Branch741 N 4th St, 67026
Banking in Clearwater: the local picture
Short answer: 2 banks run 2 branches in Clearwater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Clearwater, 2 elsewhere in Kansas, according to the FDIC.
The bank with the longest record here is Home Bank, operating since 1904 according to the FDIC. In FDIC branch records, the longest-running branch is Emprise Bank's office at 201 E Ross St, dating to 1905; the newest is Home Bank's at 741 N 4th St, from 1995.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Clearwater, and where the nearest one is if they do not.
Short answer: No branches in Clearwater: Chase (nearest in Wichita, 12 mi), Wells Fargo (nearest in Wichita, 13 mi), Bank of America (nearest in Wichita, 12 mi), PNC Bank (nearest in Overland Park, 181 mi), U.S. Bank (nearest in Topeka, 142 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Derby, 14 mi).
| Bank | In Clearwater | Nearest branch if none here |
|---|---|---|
| Chase | None | Wichita, 12 miles away |
| Wells Fargo | None | Wichita, 13 miles away |
| Bank of America | None | Wichita, 12 miles away |
| PNC Bank | None | Overland Park, 181 miles away |
| U.S. Bank | None | Topeka, 142 miles away |
| Truist | None | none in Kansas |
| Fifth Third Bank | None | none in Kansas |
| Huntington | None | none in Kansas |
| Regions Bank | None | none in Kansas |
| TD Bank | None | none in Kansas |
| BMO | None | Derby, 14 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clearwater to the nearest branch in Kansas.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clearwater residents like anyone else.
Banks near Clearwater
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Haysville (9 miles) and Goddard (11 miles). Wichita, 16 miles away, has the most banks nearby: 35.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Haysville, KS | 9 mi | 3 | 3 |
| Banks in Goddard, KS | 11 mi | 2 | 2 |
| Banks in Conway Springs, KS | 11 mi | 2 | 2 |
| Banks in Mulvane, KS | 14 mi | 2 | 3 |
| Banks in Derby, KS | 14 mi | 10 | 12 |
| Banks in Wichita, KS | 16 mi | 35 | 122 |
| Banks in Wellington, KS | 18 mi | 4 | 4 |
| Banks in Rose Hill, KS | 20 mi | 2 | 2 |
Bank branch openings and closings in Clearwater
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Clearwater between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Clearwater by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clearwater offices.
Short answer: Emprise Bank is the largest bank with offices in Clearwater, with $2.82 billion in total assets on June 30, 2026, No. 457 among U.S. banks by total assets. Home Bank is second with $183.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Emprise Bank | $2.82 billion | No. 457 | 1 | Wichita, KS |
| Home Bank | $183.3 million | No. 3,105 | 1 | Eureka, KS |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Clearwater: FAQ
How many banks are in Clearwater, KS?
Clearwater has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Clearwater?
Emprise Bank, with 1. Home Bank has 1.
Is there a Emprise Bank in Clearwater, KS?
Yes. FDIC data lists 1 Emprise Bank branch in Clearwater as of September 5, 2026. The address and directions are under Emprise Bank above.
Is there a Home Bank in Clearwater, KS?
Yes. FDIC data lists 1 Home Bank branch in Clearwater as of September 5, 2026. The address and directions are under Home Bank above.
Is there a Chase in Clearwater, KS?
No. FDIC data lists no Chase branch in Clearwater as of September 5, 2026. The nearest is in Wichita, about 12 miles away in a straight line.
What is the oldest bank in Clearwater?
Home Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1904.
Did any bank branches open or close in Clearwater in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Clearwater?
Nearby cities with more banks include Haysville, Goddard, Conway Springs. Haysville is 9 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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