US Bank Directory

Banks in Arkansas City, KS

4 FDIC-insured banks operate 8 offices in Arkansas City, Kansas, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Arkansas City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 10 locations in Arkansas City, according to the FDIC and the NCUA. 10 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

10 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Arkansas City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: RCB Bank and Union State Bank have the most locations in Arkansas City, with 3 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

RCB Bank 3 branches · main office Claremore, OK Bank · 3

RCB Bank has 3 branches in Arkansas City, 20 across Kansas and 62 nationwide. FDIC records list its main office in Claremore, OK and show it operating since 1936. With $3.98 billion in total assets on June 30, 2026, it ranks No. 339 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Arkansas City location is the Drive-In Branch at 601 N Summit St, dating to 1963; the newest, at 125 N Summit St, to 1994. It does not publish hours in the sources this page uses; check its site before you go.

  • Arkansas City Branch
    125 N Summit St, 67005
    Hours: see the bank's site
  • North Branch
    2019 N Summit St, 67005
    Hours: see the bank's site
  • Drive-In Branch
    601 N Summit St, 67005
    Hours: see the bank's site
RCB Bank: profile, branches and contacts
Union State Bank 3 branches · main office Arkansas City, KS Bank · 3

Union State Bank has 3 branches in Arkansas City, 11 across Kansas and 12 nationwide. FDIC records list its main office in Arkansas City, KS and show it operating since 1908. With $719.1 million in total assets on June 30, 2026, it ranks No. 1,359 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Arkansas City location is its main office at 127 S Summit St, dating to 1908; the newest, at 700 N Summit St, to 2012. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    127 S Summit St, 67005
    Hours: see the bank's site
  • Arkansas City North Branch
    1329 N 1st St, 67005
    Hours: see the bank's site
  • Mid-Town Branch
    700 N Summit St, 67005
    Hours: see the bank's site
Union State Bank: profile, branches and contacts
Ark Valley Credit Union 1 office · main office Arkansas City, KS Credit union · 1

Ark Valley Credit Union has 1 office in Arkansas City, 3 across Kansas. It is based in Arkansas City, KS and $58.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    1515 N Summit St, 67005
    (620) 442-8210Today 8 am to 5 pm
    All hours

    Mon to Thu 8 am to 5 pm; Fri not published; Sat 8 am to 6 pm; Sun not published

    Hours: NCUA, March 31, 2026

Ark Valley Credit Union: profile, branches and contacts
Community National Bank & Trust 1 branch · main office Chanute, KS Bank · 1

Community National Bank & Trust has 1 branch in Arkansas City, 34 across Kansas and 44 nationwide. FDIC records list its main office in Chanute, KS and show it operating since 1987. With $2.53 billion in total assets on June 30, 2026, it ranks No. 501 of 4,232 U.S. banks by total assets. The Arkansas City Branch at 500 N Summit St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Arkansas City Branch
    500 N Summit St, 67005
    Hours: see the bank's site
Community National Bank & Trust: profile, branches and contacts
Mid American Credit Union 1 office · main office Wichita, KS Credit union · 1

Mid American Credit Union has 1 office in Arkansas City, 10 across Kansas. It is based in Wichita, KS and $521.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Arkansas City Branch
    1610 N Summit St, 67005
    (620) 442-5811Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Mid American Credit Union: profile, branches and contacts
The Stock Exchange Bank, Caldwell, Kansas 1 branch · main office Caldwell, KS Bank · 1

The Stock Exchange Bank, Caldwell, Kansas has 1 branch in Arkansas City, 2 across Kansas and 2 nationwide. FDIC records list its main office in Caldwell, KS and show it operating since 1881. With $90.3 million in total assets on June 30, 2026, it ranks No. 3,767 of 4,232 U.S. banks by total assets. The Arkansas City Branch at 401 N Summit St dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Arkansas City Branch
    401 N Summit St, 67005
    Hours: see the bank's site
The Stock Exchange Bank, Caldwell, Kansas: profile, branches and contacts

Join a credit union in Arkansas City

2 credit unions have 2 offices here: Mid American Credit Union and Ark Valley Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Arkansas City page has every office in the state's directory.

Banking in Arkansas City: the local picture

Short answer: 4 banks run 8 branches in Arkansas City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 4 banks, 1 has its main office in Arkansas City, 2 elsewhere in Kansas and 1 out of state, according to the FDIC.

The bank with the longest record here is The Stock Exchange Bank, Caldwell, Kansas, operating since 1881 according to the FDIC. In FDIC branch records, the longest-running branch is Union State Bank's office at 127 S Summit St, dating to 1908; the newest is Union State Bank's at 700 N Summit St, from 2012.

2 credit unions have 2 offices in Arkansas City, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. 1 opens on Saturday. 8 locations have no published hours in these sources.

Credit unions open on Saturday in Arkansas City

Short answer: 1 of the 2 Arkansas City locations with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Arkansas City, and where the nearest one is if they do not.

Short answer: No branches in Arkansas City: Chase (nearest in Derby, 36 mi), Wells Fargo (nearest in Wichita, 45 mi), Bank of America (nearest in Wichita, 43 mi), PNC Bank (nearest in Overland Park, 181 mi), U.S. Bank (nearest in Topeka, 152 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Winfield, 12 mi).

BankIn Arkansas CityNearest branch if none here
ChaseNoneDerby, 36 miles away
Wells FargoNoneWichita, 45 miles away
Bank of AmericaNoneWichita, 43 miles away
PNC BankNoneOverland Park, 181 miles away
U.S. BankNoneTopeka, 152 miles away
TruistNonenone in Kansas
Fifth Third BankNonenone in Kansas
HuntingtonNonenone in Kansas
Regions BankNonenone in Kansas
TD BankNonenone in Kansas
BMONoneWinfield, 12 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Arkansas City to the nearest branch in Kansas.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Arkansas City residents like anyone else.

Banks near Arkansas City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Winfield (12 miles) and Oxford (16 miles). Derby, 36 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Arkansas City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Arkansas City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Arkansas City

Short answer: 2 institutions have their main office in Arkansas City: Union State Bank and Ark Valley Credit Union.

InstitutionTypeTotal assets, June 30, 2026Offices here
Union State BankBank$719.1 million3
Ark Valley Credit UnionCredit union$58.3 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Arkansas City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Arkansas City offices.

Short answer: RCB Bank is the largest bank with offices in Arkansas City, with $3.98 billion in total assets on June 30, 2026, No. 339 among U.S. banks by total assets. Community National Bank & Trust is second with $2.53 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
RCB Bank$3.98 billionNo. 3393Claremore, OK
Community National Bank & Trust$2.53 billionNo. 5011Chanute, KS
Union State Bank$719.1 millionNo. 1,3593Arkansas City, KS
The Stock Exchange Bank, Caldwell, Kansas$90.3 millionNo. 3,7671Caldwell, KS

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Arkansas City: FAQ

How many banks are in Arkansas City, KS?

Arkansas City has 4 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Arkansas City?

RCB Bank, with 3. Union State Bank has 3 and Community National Bank & Trust has 1.

Is there a RCB Bank in Arkansas City, KS?

Yes. FDIC data lists 3 RCB Bank branches in Arkansas City as of September 5, 2026. Its branches are listed under RCB Bank above, with the address and directions for each.

Is there a Union State Bank in Arkansas City, KS?

Yes. FDIC data lists 3 Union State Bank branches in Arkansas City as of September 5, 2026, the main office at 127 S Summit St. Its branches are listed under Union State Bank above, with the address and directions for each.

Is there a Community National Bank & Trust in Arkansas City, KS?

Yes. FDIC data lists 1 Community National Bank & Trust branch in Arkansas City as of September 5, 2026. The address and directions are under Community National Bank & Trust above.

Is there a Chase in Arkansas City, KS?

No. FDIC data lists no Chase branch in Arkansas City as of September 5, 2026. The nearest is in Derby, about 36 miles away in a straight line.

Which banks in Arkansas City are open on Saturday?

Ark Valley Credit Union publishes Saturday hours for one or more Arkansas City locations. The Saturday section above lists each one with its hours. 8 of the 10 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Arkansas City?

Union State Bank and Ark Valley Credit Union have their main office in Arkansas City, according to the FDIC and the NCUA.

What is the oldest bank in Arkansas City?

The Stock Exchange Bank, Caldwell, Kansas has the longest record among banks with a branch here: the FDIC shows it operating since 1881.

Which credit unions can I join in Arkansas City?

Mid American Credit Union and Ark Valley Credit Union have offices in Arkansas City. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Arkansas City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Arkansas City?

Nearby cities with more banks include Winfield, Oxford, Wellington. Winfield is 12 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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