US Bank Directory

Banks in Middleton, ID

1 FDIC-insured bank operates 1 office in Middleton, Idaho, and 2 credit unions have 2 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Middleton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Middleton, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Middleton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Sunwest Bank is the only bank with an office in Middleton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Clarity Credit Union 1 office · main office Nampa, ID Credit union · 1

Clarity Credit Union has 1 office in Middleton, 7 across Idaho. It is based in Nampa, ID and $231.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Middleton Branch
    3 W Main St, 83644
    (208) 585-6606Today 9 am to 5:30 pm
    All hours

    Mon to Thu 9 am to 5:30 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Clarity Credit Union: profile, branches and contacts
Pioneer Credit Union 1 office · main office Mountain Home, ID Credit union · 1

Pioneer Credit Union has 1 office in Middleton, 16 across Idaho. It is based in Mountain Home, ID and $738.6 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Middleton Branch
    551 S Middleton Rd, 83644
    (208) 585-2851Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri to Sat 7 am to 7 pm; Sun not published

    Hours: NCUA, March 31, 2026

Pioneer Credit Union: profile, branches and contacts
Sunwest Bank 1 branch · main office Sandy, UT Bank · 1

Sunwest Bank has 1 branch in Middleton, 2 across Idaho and 9 nationwide. FDIC records list its main office in Sandy, UT and show it operating since 1970. With $4.41 billion in total assets on June 30, 2026, it ranks No. 317 of 4,232 U.S. banks by total assets. The Middleton Branch at 1028 W Main St dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Middleton Branch
    1028 W Main St, 83644
    Hours: see the bank's site
Sunwest Bank: profile, branches and contacts

Join a credit union in Middleton

2 credit unions have 2 offices here: Pioneer Credit Union and Clarity Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Middleton page has every office in the state's directory.

Banking in Middleton: the local picture

Short answer: 1 bank runs 1 branch in Middleton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Sunwest Bank has its main office in Sandy, UT, according to the FDIC.

The bank with the longest record here is Sunwest Bank, operating since 1970 according to the FDIC.

2 credit unions have 2 offices in Middleton, according to the NCUA. Who can join each one is on the credit unions page.

Of the 2 locations with published hours. 1 opens on Saturday. 1 location has no published hours in these sources.

Credit unions open on Saturday in Middleton

Short answer: 1 of the 2 Middleton locations with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Middleton, and where the nearest one is if they do not.

Short answer: No branches in Middleton: Chase (nearest in Caldwell, 4 mi), Wells Fargo (nearest in Caldwell, 4 mi), Bank of America (nearest in Nampa, 11 mi), PNC Bank, U.S. Bank (nearest in Caldwell, 4 mi), Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO (nearest in Nampa, 8 mi).

BankIn MiddletonNearest branch if none here
ChaseNoneCaldwell, 4 miles away
Wells FargoNoneCaldwell, 4 miles away
Bank of AmericaNoneNampa, 11 miles away
PNC BankNonenone in Idaho
U.S. BankNoneCaldwell, 4 miles away
TruistNonenone in Idaho
Fifth Third BankNonenone in Idaho
HuntingtonNonenone in Idaho
Regions BankNonenone in Idaho
TD BankNonenone in Idaho
BMONoneNampa, 8 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middleton to the nearest branch in Idaho.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middleton residents like anyone else.

Banks near Middleton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Caldwell (4 miles) and Star (7 miles). Meridian, 15 miles away, has the most banks nearby: 17.

Bank branch openings and closings in Middleton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Middleton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Middleton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middleton offices.

Short answer: Sunwest Bank is the largest bank with offices in Middleton, with $4.41 billion in total assets on June 30, 2026, No. 317 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Sunwest Bank$4.41 billionNo. 3171Sandy, UT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Middleton: FAQ

How many banks are in Middleton, ID?

Middleton has 1 bank with 1 branch and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Sunwest Bank in Middleton, ID?

Yes. FDIC data lists 1 Sunwest Bank branch in Middleton as of September 5, 2026. The address and directions are under Sunwest Bank above.

Is there a Chase in Middleton, ID?

No. FDIC data lists no Chase branch in Middleton as of September 5, 2026. The nearest is in Caldwell, about 4 miles away in a straight line.

Which banks in Middleton are open on Saturday?

Pioneer Credit Union publishes Saturday hours for one or more Middleton locations. The Saturday section above lists each one with its hours. 1 of the 3 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Middleton?

Sunwest Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1970.

Which credit unions can I join in Middleton?

Pioneer Credit Union and Clarity Credit Union have offices in Middleton. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Middleton in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Middleton?

Nearby cities with more banks include Caldwell, Star, Nampa. Caldwell is 4 miles away with 10 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds