US Bank Directory
Banks in Shenandoah, IA
4 FDIC-insured banks operate 5 offices in Shenandoah, Iowa, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Shenandoah
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 5 banks and credit unions operate 6 locations in Shenandoah, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Shenandoah
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank Iowa has the most locations in Shenandoah, with 2. The other 3 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank Iowa Bank · 2
Bank Iowa has 2 branches in Shenandoah, 25 across Iowa and 25 nationwide. FDIC records list its main office in West Des Moines, IA and show it operating since 1923. With $2.35 billion in total assets on June 30, 2026, it ranks No. 529 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Shenandoah location is the Shenandoah West Branch at 701 W Sheridan Ave, dating to 1909; the newest, at 1300 West Nishna Road, to 1995. It does not publish hours in the sources this page uses; check its site before you go.
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Drive-In Motor Bank Branch1300 West Nishna Road, 51601
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Shenandoah West Branch701 W Sheridan Ave, 51601
Community 1st Credit Union Credit union · 1
Community 1st Credit Union has 1 office in Shenandoah, 24 across Iowa. It is based in Ottumwa, IA and $1.10 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Shenandoah700 S Fremont St, 51601
All hours
Mon to Fri 7:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
First Heritage Bank Bank · 1
First Heritage Bank has 1 branch in Shenandoah, 2 across Iowa and 2 nationwide. FDIC records list its main office in Shenandoah, IA and show it operating since 1903. With $72.1 million in total assets on June 30, 2026, it ranks No. 3,914 of 4,232 U.S. banks by total assets. Its main office at 801 S Fremont St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office801 S Fremont St, 51601
First Interstate Bank Bank · 1
First Interstate Bank has 1 branch in Shenandoah, 45 across Iowa and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. The Shenandoah Branch at 700 W Thomas Ave dates to 1916 in FDIC branch records. Its published hours do not list Saturday.
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Shenandoah Branch700 W Thomas Ave, 51601
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026
Northwest Bank Bank · 1
Northwest Bank has 1 branch in Shenandoah, 20 across Iowa and 22 nationwide. FDIC records list its main office in Spencer, IA and show it operating since 1988. With $3.00 billion in total assets on June 30, 2026, it ranks No. 427 of 4,232 U.S. banks by total assets. The Shenandoah Branch at 116 S Blossom St dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Shenandoah Branch116 S Blossom St, 51601
Join a credit union in Shenandoah
1 credit union has 1 office here: Community 1st Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Shenandoah page has every office in the state's directory.
Banking in Shenandoah: the local picture
Short answer: 4 banks run 5 branches in Shenandoah according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 1 has its main office in Shenandoah, 2 elsewhere in Iowa and 1 out of state, according to the FDIC.
The bank with the longest record here is First Heritage Bank, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is First Heritage Bank's office at 801 S Fremont St, dating to 1903; the newest is Northwest Bank's at 116 S Blossom St, from 2020.
The only credit union with an office here is Community 1st Credit Union.
Of the 2 locations with published hours. None open on Saturday. 4 locations have no published hours in these sources.
Saturday hours in Shenandoah
Short answer: None of the 2 Shenandoah locations with published hours lists Saturday hours. 4 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 4 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Shenandoah, and where the nearest one is if they do not.
Short answer: No branches in Shenandoah: Chase (nearest in Council Bluff, 41 mi), Wells Fargo (nearest in Atlantic, 48 mi), Bank of America (nearest in West Des Moines, 99 mi), PNC Bank, U.S. Bank (nearest in Council Bluffs, 40 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 104 mi), TD Bank, BMO (nearest in Woodbine, 69 mi).
| Bank | In Shenandoah | Nearest branch if none here |
|---|---|---|
| Chase | None | Council Bluff, 41 miles away |
| Wells Fargo | None | Atlantic, 48 miles away |
| Bank of America | None | West Des Moines, 99 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Council Bluffs, 40 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Urbandale, 104 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Woodbine, 69 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Shenandoah to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Shenandoah residents like anyone else.
Banks near Shenandoah
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Essex (6 miles) and Sidney (14 miles). Clarinda, 18 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Essex, IA | 6 mi | 2 | 2 |
| Banks in Sidney, IA | 14 mi | 2 | 2 |
| Banks in Clarinda, IA | 18 mi | 4 | 5 |
| Banks in Hamburg, IA | 18 mi | 2 | 2 |
| Banks in Red Oak, IA | 19 mi | 3 | 4 |
| Banks in Glenwood, IA | 27 mi | 4 | 5 |
| Banks in Griswold, IA | 35 mi | 2 | 2 |
| Banks in Bedford, IA | 35 mi | 3 | 3 |
Bank branch openings and closings in Shenandoah
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Shenandoah between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Shenandoah
Short answer: 1 institution has its main office in Shenandoah: First Heritage Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| First Heritage Bank | Bank | $72.1 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Shenandoah by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Shenandoah offices.
Short answer: First Interstate Bank is the largest bank with offices in Shenandoah, with $25.79 billion in total assets on June 30, 2026, No. 83 among U.S. banks by total assets. Northwest Bank is second with $3.00 billion. 1 of the 4 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Interstate Bank | $25.79 billion | No. 83 | 1 | Billings, MT |
| Northwest Bank | $3.00 billion | No. 427 | 1 | Spencer, IA |
| Bank Iowa | $2.35 billion | No. 529 | 2 | West Des Moines, IA |
| First Heritage Bank | $72.1 million | No. 3,914 | 1 | Shenandoah, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Shenandoah: FAQ
How many banks are in Shenandoah, IA?
Shenandoah has 4 banks with 5 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Shenandoah?
Bank Iowa, with 2. First Interstate Bank has 1 and Northwest Bank has 1.
Is there a Bank Iowa in Shenandoah, IA?
Yes. FDIC data lists 2 Bank Iowa branches in Shenandoah as of September 5, 2026. Its branches are listed under Bank Iowa above, with the address and directions for each.
Is there a First Interstate Bank in Shenandoah, IA?
Yes. FDIC data lists 1 First Interstate Bank branch in Shenandoah as of September 5, 2026. The address and directions are under First Interstate Bank above.
Is there a Northwest Bank in Shenandoah, IA?
Yes. FDIC data lists 1 Northwest Bank branch in Shenandoah as of September 5, 2026. The address and directions are under Northwest Bank above.
Is there a Chase in Shenandoah, IA?
No. FDIC data lists no Chase branch in Shenandoah as of September 5, 2026. The nearest is in Council Bluff, about 41 miles away in a straight line.
Which banks in Shenandoah are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 4 locations do not publish hours in our sources; call ahead.
Which banks are headquartered in Shenandoah?
First Heritage Bank has its main office in Shenandoah, according to the FDIC.
What is the oldest bank in Shenandoah?
First Heritage Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1903.
Which credit unions can I join in Shenandoah?
Community 1st Credit Union has an office in Shenandoah. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Shenandoah in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Shenandoah?
Nearby cities with more banks include Essex, Sidney, Clarinda. Essex is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Bank branch hours, phones and branch pages (1 of 5 branches: First Interstate Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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