Banks in Montezuma, IA

Bank branch map: Montezuma

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Montezuma, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Montezuma

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: First State Bank and Montezuma State Bank have the most locations in Montezuma, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank 1 branch · main office Lynnville, IA Bank · 1

First State Bank has 1 branch in Montezuma, 7 across Iowa and 7 nationwide. FDIC records list its main office in Lynnville, IA and show it operating since 1912. With $384.2 million in total assets on June 30, 2026, it ranks No. 2,139 of 4,232 U.S. banks by total assets. The Montezuma Branch at 106 South 2nd Street dates to 2023 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Montezuma Branch

  106 South 2nd Street, 50171

  Hours: see the bank's site
  DirectionsWebsite

First State Bank: profile, branches and contacts

Montezuma State Bank 1 branch · main office Montezuma, IA Bank · 1

Montezuma State Bank has 1 branch in Montezuma, 1 across Iowa and 1 nationwide. FDIC records list its main office in Montezuma, IA and show it operating since 1891. With $54.6 million in total assets on June 30, 2026, it ranks No. 4,033 of 4,232 U.S. banks by total assets. Its main office at 101 S 4th St dates to 1891 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  101 S 4th St, 50171

  Hours: see the bank's site
  DirectionsWebsite

Montezuma State Bank: profile, branches and contacts

Banking in Montezuma: the local picture

Short answer: 2 banks run 2 branches in Montezuma according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Montezuma, 1 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Montezuma State Bank, operating since 1891 according to the FDIC. In FDIC branch records, the longest-running branch is Montezuma State Bank's office at 101 S 4th St, dating to 1891; the newest is First State Bank's at 106 South 2nd Street, from 2023.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Montezuma, and where the nearest one is if they do not.

Short answer: No branches in Montezuma: Chase (nearest in Cedar Rapids, 49 mi), Wells Fargo (nearest in Grinnell, 15 mi), Bank of America (nearest in Des Moines, 56 mi), PNC Bank, U.S. Bank (nearest in Pella, 24 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 62 mi), TD Bank, BMO (nearest in Coralville, 48 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Montezuma to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Montezuma residents like anyone else.

Banks near Montezuma

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Grinnell (15 miles) and Victor (15 miles). Pella, 24 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Montezuma

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Montezuma between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Montezuma

Short answer: 1 institution has its main office in Montezuma: Montezuma State Bank.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Montezuma by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Montezuma offices.

Short answer: First State Bank is the largest bank with offices in Montezuma, with $384.2 million in total assets on June 30, 2026, No. 2,139 among U.S. banks by total assets. Montezuma State Bank is second with $54.6 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Montezuma: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.