US Bank Directory
Banks in Melbourne, IA
1 FDIC-insured bank operates 1 office in Melbourne, Iowa.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Melbourne
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Melbourne, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Melbourne
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Nicolet Bank is the only bank with an office in Melbourne. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Nicolet Bank Bank · 1
Nicolet Bank has 1 branch in Melbourne, 37 across Iowa and 119 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 2000. With $15.39 billion in total assets on June 30, 2026, it ranks No. 126 of 4,232 U.S. banks by total assets. The Melbourne - Branch 32 at 202 Main St dates to 1905 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Melbourne - Branch 32202 Main St, 50162
Banking in Melbourne: the local picture
Short answer: 1 bank runs 1 branch in Melbourne according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Nicolet Bank has its main office in Green Bay, WI, according to the FDIC.
The bank with the longest record here is Nicolet Bank, operating since 2000 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Melbourne, and where the nearest one is if they do not.
Short answer: No branches in Melbourne: Chase (nearest in Ames, 27 mi), Wells Fargo (nearest in Marshalltown, 11 mi), Bank of America (nearest in Des Moines, 37 mi), PNC Bank, U.S. Bank (nearest in Marshalltown, 12 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 39 mi), TD Bank, BMO (nearest in Ames, 27 mi).
| Bank | In Melbourne | Nearest branch if none here |
|---|---|---|
| Chase | None | Ames, 27 miles away |
| Wells Fargo | None | Marshalltown, 11 miles away |
| Bank of America | None | Des Moines, 37 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Marshalltown, 12 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Urbandale, 39 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Ames, 27 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Melbourne to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Melbourne residents like anyone else.
Banks near Melbourne
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Marshalltown (11 miles) and Newton (17 miles). Ames, 28 miles away, has the most banks nearby: 16.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Marshalltown, IA | 11 mi | 9 | 12 |
| Banks in Newton, IA | 17 mi | 6 | 6 |
| Banks in Nevada, IA | 18 mi | 4 | 4 |
| Banks in Conrad, IA | 23 mi | 2 | 3 |
| Banks in Grinnell, IA | 24 mi | 5 | 5 |
| Banks in Huxley, IA | 26 mi | 3 | 3 |
| Banks in Tama, IA | 27 mi | 2 | 2 |
| Banks in Ames, IA | 28 mi | 16 | 23 |
Bank branch openings and closings in Melbourne
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Melbourne between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Melbourne by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Melbourne offices.
Short answer: Nicolet Bank is the largest bank with offices in Melbourne, with $15.39 billion in total assets on June 30, 2026, No. 126 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Nicolet Bank | $15.39 billion | No. 126 | 1 | Green Bay, WI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Melbourne: FAQ
How many banks are in Melbourne, IA?
Melbourne has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Nicolet Bank in Melbourne, IA?
Yes. FDIC data lists 1 Nicolet Bank branch in Melbourne as of September 5, 2026. The address and directions are under Nicolet Bank above.
Is there a Chase in Melbourne, IA?
No. FDIC data lists no Chase branch in Melbourne as of September 5, 2026. The nearest is in Ames, about 27 miles away in a straight line.
What is the oldest bank in Melbourne?
Nicolet Bank has the longest record among banks with a branch here: the FDIC shows it operating since 2000.
Did any bank branches open or close in Melbourne in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Melbourne?
Nearby cities with more banks include Marshalltown, Newton, Nevada. Marshalltown is 11 miles away with 9 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds