Banks in Houghton, IA

Bank branch map: Houghton

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Houghton, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Houghton

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Pilot Grove Savings Bank is the only bank with an office in Houghton. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Pilot Grove Savings Bank 1 branch · main office Pilot Grove, IA Bank · 1

Pilot Grove Savings Bank has 1 branch in Houghton, 17 across Iowa and 17 nationwide. FDIC records list its main office in Pilot Grove, IA and show it operating since 1911. With $1.22 billion in total assets on June 30, 2026, it ranks No. 881 of 4,232 U.S. banks by total assets. The Houghton Branch at 516 Main St. dates to 1980 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Houghton Branch

  516 Main St., 52631

  Hours: see the bank's site
  DirectionsWebsite

Pilot Grove Savings Bank: profile, branches and contacts

Banking in Houghton: the local picture

Short answer: 1 bank runs 1 branch in Houghton according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Pilot Grove Savings Bank has its main office in Pilot Grove, IA, according to the FDIC.

The bank with the longest record here is Pilot Grove Savings Bank, operating since 1911 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Houghton, and where the nearest one is if they do not.

Short answer: No branches in Houghton: Chase (nearest in Iowa City, 60 mi), Wells Fargo (nearest in Ottumwa, 45 mi), Bank of America (nearest in Des Moines, 116 mi), PNC Bank, U.S. Bank (nearest in Mount Pleasant, 13 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 123 mi), TD Bank, BMO (nearest in Bloomfield, 42 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Houghton to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Houghton residents like anyone else.

Banks near Houghton

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are West Point (10 miles) and Bonaparte (12 miles). Fairfield, 24 miles away, has the most banks nearby: 5.

Bank branch openings and closings in Houghton

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Houghton between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Houghton by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Houghton offices.

Short answer: Pilot Grove Savings Bank is the largest bank with offices in Houghton, with $1.22 billion in total assets on June 30, 2026, No. 881 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Houghton: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.