FDIC-insured bank

Farmers Trust and Savings Bank — Spencer, IA

Bank headquartered in Spencer, Iowa, part of EASTER ENTERPRISES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Total assets
$617.97 million
Total deposits
$557.32 million
Branches
1
FDIC-insured since
1934
Established
1916

Headquarters and contact

Address125 W 4th St
Spencer, IA 51301
CountyClay
Metro areaSpencer, IA
Websitewww.farmerstrust.bank
Phonenot published in FDIC data, see the bank's website

FDIC record

FDIC Certificate12858
Federal Reserve RSSD ID543945
StatusActive
Charter classNM (STATE)
Holding companyEASTER ENTERPRISES INC
Domestic offices1
Financials as ofJune 30, 2026

How to find your Farmers Trust and Savings Bank routing number

FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.farmerstrust.bank.
Share one credit line with people you trust. Everyone gets their own limit.

Offices nearest to headquarters

Farmers Trust And Savings Bank main office
Spencer, IA
125 W 4th St, 51301

Where Farmers Trust and Savings Bank has offices

Cities with the most Farmers Trust and Savings Bank offices

Other banks headquartered in Spencer

Northwest Bank$3 billion
Community State Bank$345.78 million
State Bank$74.91 million

Largest banks headquartered elsewhere in Iowa

Principal Bank Des Moines$9.84 billion
Bankers Trust Company Des Moines$7.83 billion
Hills Bank and Trust Company Hills$4.79 billion
West Bank West Des Moines$4.03 billion
Cedar Rapids Bank and Trust Company Cedar Rapids$2.90 billion
Quad City Bank and Trust Company Bettendorf$2.77 billion
Fidelity Bank & Trust Dubuque$2.60 billion
United Bank of Iowa Ida Grove$2.50 billion
Compare before you open an account: today's CD and savings rates, the CD calculator and the savings calculator.