US Bank Directory
Banks in Council Bluffs, IA
9 FDIC-insured banks operate 17 offices in Council Bluffs, Iowa, and 6 credit unions have 7 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Council Bluffs
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 15 banks and credit unions operate 24 locations in Council Bluffs, according to the FDIC and the NCUA. 24 of them have coordinates on record and are on the map. 16 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
24 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Council Bluffs
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: U.S. Bank, Associated Bank and Availa Bank have the most locations in Council Bluffs, with 3 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Associated Bank Bank · 3
Associated Bank has 3 branches in Council Bluffs, 6 across Iowa and 218 nationwide. FDIC records list its main office in Green Bay, WI and show it operating since 1874. With $51.76 billion in total assets on June 30, 2026, it ranks No. 49 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Council Bluffs location is the Patio West Branch at 2650 W Broadway, dating to 1964; the newest, at 333 W Broadway, to 2001. 2 of its 3 Council Bluffs locations with published hours open on Saturday.
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Bennett Branch201 Bennett Ave, 51503
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
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Patio West Branch2650 W Broadway, 51501
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
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West Broadway Branch333 W Broadway, 51503
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Associated Bank branch locator (All The Places), checked Oct 10, 2026
Availa Bank Bank · 3
Availa Bank has 3 branches in Council Bluffs, 15 across Iowa and 15 nationwide. FDIC records list its main office in Carroll, IA and show it operating since 1870. With $1.73 billion in total assets on June 30, 2026, it ranks No. 662 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Council Bluffs location is the Council Bluffs Branch at 1751 Madison Ave Ste 3004, dating to 2003; the newest, at 117 Pearl St, to 2006. It does not publish hours in the sources this page uses; check its site before you go.
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Council Bluffs Downtown Branch117 Pearl St, 51503
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Council Bluffs Madison Branch1751 Madison Ave, 51503
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Council Bluffs Branch1751 Madison Ave Ste 3004, 51503
U.S. Bank Bank · 3
U.S. Bank has 3 branches in Council Bluffs, 55 across Iowa and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Council Bluffs location is the Manawa Branch at 350 34th Ave, dating to 1966; the newest, at 421 W Broadway, to 2002. All 3 of its Council Bluffs locations with published hours open on Saturday.
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Council Bluffs Mall Branch1745 Madison Ave, 51503
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Manawa Branch350 34th Ave, 51501
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Council Bluffs Main Branch421 W Broadway, 51503
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Centris Credit Union Credit union · 2
Centris Credit Union has 2 officees in Council Bluffs, 2 across Iowa. It is based in Omaha, NE and $1.48 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Council Bluffs locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Council Bluffs Branch2825 Avenue G, 51501
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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East Council Bluffs Branch518 E Broadway, 51503
All hours
Mon to Fri 8 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
FNBO Bank · 2
FNBO has 2 branches in Council Bluffs, 3 across Iowa and 139 nationwide. FDIC records list its main office in Omaha, NE and show it operating since 1857. With $34.20 billion in total assets on June 30, 2026, it ranks No. 64 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Council Bluffs location is the Metro Crossing Branch at 3815 Denmark Dr, dating to 2008; the newest, at 2421 W Broadway, to 2012. All 2 of its Council Bluffs locations with published hours open on Saturday.
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25Th & Broadway Branch2421 W Broadway, 51501
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: FNBO branch locator (All The Places), checked Oct 10, 2026
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Metro Crossing Branch3815 Denmark Dr, 51501
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: FNBO branch locator (All The Places), checked Oct 10, 2026
TS Bank Bank · 2
TS Bank has 2 branches in Council Bluffs, 7 across Iowa and 7 nationwide. FDIC records list its main office in Treynor, IA and show it operating since 1923. With $432.7 million in total assets on June 30, 2026, it ranks No. 1,969 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Council Bluffs location is the Treynor State Bank at 3201 W Broadway, dating to 2013; the newest, at 43 Scott St, to 2016. It does not publish hours in the sources this page uses; check its site before you go.
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Treynor State Bank3201 W Broadway, 51501
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Downtown Council Bluffs, Ia43 Scott St, 51503
Cobalt Credit Union Credit union · 1
Cobalt Credit Union has 1 office in Council Bluffs, 1 across Iowa. It is based in Papillion, NE and $1.33 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Council Bluffs Super Saver Branch1141 N Broadway, 51503
All hours
Mon to Fri 9 am to 6 pm; Sat to Sun 11 am to 3 pm
Hours: NCUA, March 31, 2026
First Interstate Bank Bank · 1
First Interstate Bank has 1 branch in Council Bluffs, 45 across Iowa and 274 nationwide. FDIC records list its main office in Billings, MT and show it operating since 1916. With $25.79 billion in total assets on June 30, 2026, it ranks No. 83 of 4,232 U.S. banks by total assets. The Council Bluffs Downtown Branch at 509 W Broadway dates to 1998 in FDIC branch records. Its published hours do not list Saturday.
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Council Bluffs Downtown Branch509 W Broadway, 51503
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Interstate Bank branch locator (All The Places), checked Oct 10, 2026
Glenwood State Bank Bank · 1
Glenwood State Bank has 1 branch in Council Bluffs, 4 across Iowa and 4 nationwide. FDIC records list its main office in Glenwood, IA and show it operating since 1899. With $352.9 million in total assets on June 30, 2026, it ranks No. 2,255 of 4,232 U.S. banks by total assets. The Frontier Office at 940 Valley View Dr dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Frontier Office940 Valley View Dr, 51503
Midland Credit Union Credit union · 1
Midland Credit Union has 1 office in Council Bluffs, 3 across Iowa. It is based in Urbandale, IA and $100.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Council Bluffs1900 W Broadway, 51501
All hours
Mon to Tue 8:30 am to 5 pm; Wed 9:30 am to 5 pm; Thu to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Midstates Bank Bank · 1
Midstates Bank has 1 branch in Council Bluffs, 10 across Iowa and 10 nationwide. FDIC records list its main office in Council Bluffs, IA and show it operating since 1913. With $653.9 million in total assets on June 30, 2026, it ranks No. 1,455 of 4,232 U.S. banks by total assets. Its main office at 1851 Madison Ave dates to 1913 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1851 Madison Ave, 51503
North Western Employees Credit Union Credit union · 1
North Western Employees Credit Union has 1 office in Council Bluffs, 1 across Iowa. It is based in Council Bluffs, IA and $10.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office1411 W Broadway, 51501
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Security National Bank of Omaha Bank · 1
Security National Bank of Omaha has 1 branch in Council Bluffs, 2 across Iowa and 14 nationwide. FDIC records list its main office in Omaha, NE and show it operating since 1964. With $1.86 billion in total assets on June 30, 2026, it ranks No. 636 of 4,232 U.S. banks by total assets. The Council Bluffs Branch at 1707 Madison Ave dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Council Bluffs Branch1707 Madison Ave, 51503
U.p. Connection Credit Union Credit union · 1
U.p. Connection Credit Union has 1 office in Council Bluffs, 1 across Iowa. It is based in Omaha, NE and $33.3 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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U.P. Connection Federal Credit Union204 S 35Th St, 51501
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Veridian Credit Union Credit union · 1
Veridian Credit Union has 1 office in Council Bluffs, 24 across Iowa. It is based in Waterloo, IA and $8.90 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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West Broadway - Council Bluffs2040 W Broadway, 51501
All hours
Mon to Fri 8:30 am to 5 pm; Sat 8:30 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Council Bluffs
6 credit unions have 7 offices here: Centris Credit Union, Veridian Credit Union, Cobalt Credit Union, Midland Credit Union, U.p. Connection Credit Union and North Western Employees Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Council Bluffs page has every office in the state's directory.
Banking in Council Bluffs: the local picture
Short answer: 9 banks run 17 branches in Council Bluffs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 9 banks, 1 has its main office in Council Bluffs, 3 elsewhere in Iowa and 5 out of state, according to the FDIC.
The bank with the longest record here is FNBO, operating since 1857 according to the FDIC. In FDIC branch records, the longest-running branch is Midstates Bank's office at 1851 Madison Ave, dating to 1913; the newest is TS Bank's at 43 Scott St, from 2016.
6 credit unions have 7 offices in Council Bluffs, according to the NCUA. Who can join each one is on the credit unions page.
Of the 16 locations with published hours. 11 open on Saturday. 8 locations have no published hours in these sources.
Banks by ZIP code in Council Bluffs
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 51503 has the most bank and credit union offices in Council Bluffs (14), followed by 51501 (10). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 51503 | 14 | 10 | Availa Bank, Associated Bank, U.S. Bank |
| 51501 | 10 | 9 | FNBO, Associated Bank, Centris Credit Union |
Banks and credit unions open on Saturday in Council Bluffs
Short answer: 11 of the 16 Council Bluffs locations with published hours open on Saturday, run by 7 institutions.
- U.S. Bank: 3 of 3 branches (1745 Madison Ave: Saturday 9 am to 12 pm, and 2 more)
- Associated Bank: 2 of 3 branches (201 Bennett Ave: Saturday 9 am to 12 pm, and 1 more)
- FNBO: 2 of 2 branches (2421 W Broadway: Saturday 9 am to 12 pm, and 1 more)
- Centris Credit Union: 1 of 2 offices (2825 Avenue G: Saturday 9 am to 12 pm)
- Veridian Credit Union: 1 of 1 office (2040 W Broadway: Saturday 8:30 am to 12 pm)
- Cobalt Credit Union: 1 of 1 office (1141 N Broadway: Saturday 11 am to 3 pm)
- U.p. Connection Credit Union: 1 of 1 office (204 S 35Th St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 24 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Council Bluffs, and where the nearest one is if they do not.
Short answer: In Council Bluffs: U.S. Bank (3). No branches in Council Bluffs: Chase (nearest in Council Bluff, 1 mi), Wells Fargo (nearest in Atlantic, 44 mi), Bank of America (nearest in West Des Moines, 108 mi), PNC Bank, Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 112 mi), TD Bank, BMO (nearest in Woodbine, 34 mi).
| Bank | In Council Bluffs | Nearest branch if none here |
|---|---|---|
| U.S. Bank | 3 branches | here |
| Chase | None | Council Bluff, 1 mile away |
| Wells Fargo | None | Atlantic, 44 miles away |
| Bank of America | None | West Des Moines, 108 miles away |
| PNC Bank | None | none in Iowa |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Urbandale, 112 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Woodbine, 34 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Council Bluffs to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Council Bluffs residents like anyone else.
Banks near Council Bluffs
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Glenwood (15 miles) and Missouri Valley (21 miles). Glenwood, 15 miles away, has the most banks nearby: 4.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Glenwood, IA | 15 mi | 4 | 5 |
| Banks in Missouri Valley, IA | 21 mi | 4 | 4 |
| Banks in Oakland, IA | 23 mi | 2 | 2 |
| Banks in Logan, IA | 27 mi | 2 | 2 |
| Banks in Avoca, IA | 30 mi | 2 | 2 |
| Banks in Woodbine, IA | 34 mi | 2 | 2 |
| Banks in Red Oak, IA | 36 mi | 3 | 4 |
| Banks in Sidney, IA | 36 mi | 2 | 2 |
Bank branch openings and closings in Council Bluffs
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Council Bluffs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Council Bluffs
Short answer: 2 institutions have their main office in Council Bluffs: Midstates Bank and North Western Employees Credit Union.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Midstates Bank | Bank | $653.9 million | 1 |
| North Western Employees Credit Union | Credit union | $10.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Council Bluffs by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Council Bluffs offices.
Short answer: U.S. Bank is the largest bank with offices in Council Bluffs, with $705.55 billion in total assets on June 30, 2026, No. 6 among U.S. banks by total assets. Associated Bank is second with $51.76 billion. 1 of the 9 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| U.S. Bank | $705.55 billion | No. 6 | 3 | Cincinnati, OH |
| Associated Bank | $51.76 billion | No. 49 | 3 | Green Bay, WI |
| FNBO | $34.20 billion | No. 64 | 2 | Omaha, NE |
| First Interstate Bank | $25.79 billion | No. 83 | 1 | Billings, MT |
| Security National Bank of Omaha | $1.86 billion | No. 636 | 1 | Omaha, NE |
| Availa Bank | $1.73 billion | No. 662 | 3 | Carroll, IA |
| Midstates Bank | $653.9 million | No. 1,455 | 1 | Council Bluffs, IA |
| TS Bank | $432.7 million | No. 1,969 | 2 | Treynor, IA |
| Glenwood State Bank | $352.9 million | No. 2,255 | 1 | Glenwood, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Council Bluffs: FAQ
How many banks are in Council Bluffs, IA?
Council Bluffs has 9 banks with 17 branches and 6 credit unions with 7 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Council Bluffs?
U.S. Bank, with 3. Associated Bank has 3 and Availa Bank has 3.
Is there a U.S. Bank in Council Bluffs, IA?
Yes. FDIC data lists 3 U.S. Bank branches in Council Bluffs as of September 5, 2026. Its branches are listed under U.S. Bank above, with the address and directions for each.
Is there a Associated Bank in Council Bluffs, IA?
Yes. FDIC data lists 3 Associated Bank branches in Council Bluffs as of September 5, 2026. Its branches are listed under Associated Bank above, with the address and directions for each.
Is there a Availa Bank in Council Bluffs, IA?
Yes. FDIC data lists 3 Availa Bank branches in Council Bluffs as of September 5, 2026. Its branches are listed under Availa Bank above, with the address and directions for each.
Is there a Chase in Council Bluffs, IA?
No. FDIC data lists no Chase branch in Council Bluffs as of September 5, 2026. The nearest is in Council Bluff, about 1 miles away in a straight line.
Which banks in Council Bluffs are open on Saturday?
U.S. Bank, Associated Bank, FNBO and Centris Credit Union and 3 more publish Saturday hours for one or more Council Bluffs locations. The Saturday section above lists each one with its hours. 8 of the 24 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Council Bluffs?
Midstates Bank and North Western Employees Credit Union have their main office in Council Bluffs, according to the FDIC and the NCUA.
What is the oldest bank in Council Bluffs?
FNBO has the longest record among banks with a branch here: the FDIC shows it operating since 1857.
Which credit unions can I join in Council Bluffs?
Centris Credit Union, Veridian Credit Union, Cobalt Credit Union and Midland Credit Union and 2 more have offices in Council Bluffs. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Council Bluffs in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Council Bluffs?
Nearby cities with more banks include Glenwood, Missouri Valley, Oakland. Glenwood is 15 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 7 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (9 of 17 branches: Associated Bank, FNBO, First Interstate Bank, U.S. Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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