Banks in Cherokee, IA

Bank branch map: Cherokee

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 4 banks and credit unions operate 4 locations in Cherokee, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Cherokee

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Central Bank, Cherokee State Bank and State Savings Bank have the most locations in Cherokee, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Central Bank 1 branch · main office Storm Lake, IA Bank · 1

Central Bank has 1 branch in Cherokee, 17 across Iowa and 23 nationwide. FDIC records list its main office in Storm Lake, IA and show it operating since 1879. With $2.29 billion in total assets on June 30, 2026, it ranks No. 544 of 4,232 U.S. banks by total assets. The Cherokee Central Trust Branch at 201 W Main St dates to 1931 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Cherokee Central Trust Branch

  201 W Main St, 51012

  Hours: see the bank's site
  DirectionsWebsite

Central Bank: profile, branches and contacts

Cherokee State Bank 1 branch · main office Cherokee, IA Bank · 1

Cherokee State Bank has 1 branch in Cherokee, 2 across Iowa and 2 nationwide. FDIC records list its main office in Cherokee, IA and show it operating since 1888. With $271.1 million in total assets on June 30, 2026, it ranks No. 2,615 of 4,232 U.S. banks by total assets. Its main office at 212 W Willow St dates to 1888 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Main Office main office

  212 W Willow St, 51012

  Hours: see the bank's site
  DirectionsWebsite

Cherokee State Bank: profile, branches and contacts

North Star Community Credit Union 1 office · main office Cherokee, IA Credit union · 1

North Star Community Credit Union has 1 office in Cherokee, 3 across Iowa. It is based in Cherokee, IA and $156.5 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

• Main Office main office

  1207 North 2Nd Street Po Box 556, 51012

  (712) 225-5731Today 9 am to 5 pm

  All hours

  Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

  Hours: NCUA, March 31, 2026

  Directions

North Star Community Credit Union: profile, branches and contacts

State Savings Bank 1 branch · main office Bedford, IA Bank · 1

State Savings Bank has 1 branch in Cherokee, 5 across Iowa and 5 nationwide. FDIC records list its main office in Bedford, IA and show it operating since 1915. With $207.2 million in total assets on June 30, 2026, it ranks No. 2,945 of 4,232 U.S. banks by total assets. The Valley B & T Branch at 200 S 2nd St dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Valley B & T Branch

  200 S 2nd St, 51012

  Hours: see the bank's site
  DirectionsWebsite

State Savings Bank: profile, branches and contacts

Join a credit union in Cherokee

1 credit union has 1 office here: North Star Community Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cherokee page has every office in the state's directory.

Banking in Cherokee: the local picture

Short answer: 3 banks run 3 branches in Cherokee according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 1 has its main office in Cherokee, 2 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Central Bank, operating since 1879 according to the FDIC. In FDIC branch records, the longest-running branch is Cherokee State Bank's office at 212 W Willow St, dating to 1888; the newest is State Savings Bank's at 200 S 2nd St, from 1985.

The only credit union with an office here is North Star Community Credit Union.

Of the 1 location with published hours. None open on Saturday. 3 locations have no published hours in these sources.

Saturday hours in Cherokee

Short answer: None of the 1 Cherokee location with published hours lists Saturday hours. 3 locations do not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cherokee, and where the nearest one is if they do not.

Short answer: No branches in Cherokee: Chase (nearest in Council Bluff, 105 mi), Wells Fargo (nearest in Sioux City, 46 mi), Bank of America (nearest in Urbandale, 120 mi), PNC Bank, U.S. Bank (nearest in Spencer, 34 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Urbandale, 121 mi), TD Bank, BMO (nearest in Carroll, 59 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cherokee to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cherokee residents like anyone else.

Banks near Cherokee

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Aurelia (6 miles) and Marcus (14 miles). Storm Lake, 19 miles away, has the most banks nearby: 4.

Bank branch openings and closings in Cherokee

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cherokee between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cherokee

Short answer: 2 institutions have their main office in Cherokee: Cherokee State Bank and North Star Community Credit Union.

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cherokee by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cherokee offices.

Short answer: Central Bank is the largest bank with offices in Cherokee, with $2.29 billion in total assets on June 30, 2026, No. 544 among U.S. banks by total assets. Cherokee State Bank is second with $271.1 million. 1 of the 3 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cherokee: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.