US Bank Directory
Banks in Center Point, IA
2 FDIC-insured banks operate 2 offices in Center Point, Iowa.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Center Point
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Center Point, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Center Point
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Keystone Savings Bank and Hiawatha Bank have the most locations in Center Point, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Hiawatha Bank Bank · 1
Hiawatha Bank has 1 branch in Center Point, 3 across Iowa and 3 nationwide. FDIC records list its main office in Hiawatha, IA and show it operating since 1997. With $156.9 million in total assets on June 30, 2026, it ranks No. 3,272 of 4,232 U.S. banks by total assets. The Center Point Branch at 901 Bank Ct dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Center Point Branch901 Bank Ct, 52213
Keystone Savings Bank Bank · 1
Keystone Savings Bank has 1 branch in Center Point, 5 across Iowa and 5 nationwide. FDIC records list its main office in Marengo, IA and show it operating since 1935. With $200.8 million in total assets on June 30, 2026, it ranks No. 2,988 of 4,232 U.S. banks by total assets. The Center Point Branch at 807 Rosedale Dr dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
-
Center Point Branch807 Rosedale Dr, 52213
Banking in Center Point: the local picture
Short answer: 2 banks run 2 branches in Center Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Center Point, 2 elsewhere in Iowa, according to the FDIC.
The bank with the longest record here is Keystone Savings Bank, operating since 1935 according to the FDIC. In FDIC branch records, the longest-running branch is Keystone Savings Bank's office at 807 Rosedale Dr, dating to 2004; the newest is Hiawatha Bank's at 901 Bank Ct, from 2020.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Center Point, and where the nearest one is if they do not.
Short answer: No branches in Center Point: Chase (nearest in Cedar Rapids, 16 mi), Wells Fargo (nearest in Cedar Rapids, 12 mi), Bank of America (nearest in Des Moines, 104 mi), PNC Bank, U.S. Bank (nearest in Cedar Rapids, 12 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 36 mi), TD Bank, BMO (nearest in Cedar Rapids, 11 mi).
| Bank | In Center Point | Nearest branch if none here |
|---|---|---|
| Chase | None | Cedar Rapids, 16 miles away |
| Wells Fargo | None | Cedar Rapids, 12 miles away |
| Bank of America | None | Des Moines, 104 miles away |
| PNC Bank | None | none in Iowa |
| U.S. Bank | None | Cedar Rapids, 12 miles away |
| Truist | None | none in Iowa |
| Fifth Third Bank | None | none in Iowa |
| Huntington | None | none in Iowa |
| Regions Bank | None | Waterloo, 36 miles away |
| TD Bank | None | none in Iowa |
| BMO | None | Cedar Rapids, 11 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Center Point to the nearest branch in Iowa.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Center Point residents like anyone else.
Banks near Center Point
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Hiawatha (11 miles) and Central City (13 miles). Cedar Rapids, 14 miles away, has the most banks nearby: 18.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Hiawatha, IA | 11 mi | 3 | 3 |
| Banks in Central City, IA | 13 mi | 2 | 2 |
| Banks in Vinton, IA | 13 mi | 3 | 3 |
| Banks in Marion, IA | 13 mi | 11 | 15 |
| Banks in Cedar Rapids, IA | 14 mi | 18 | 36 |
| Banks in Springville, IA | 19 mi | 2 | 2 |
| Banks in Independence, IA | 21 mi | 3 | 5 |
| Banks in Jesup, IA | 25 mi | 2 | 2 |
Bank branch openings and closings in Center Point
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Center Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Center Point by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Center Point offices.
Short answer: Keystone Savings Bank is the largest bank with offices in Center Point, with $200.8 million in total assets on June 30, 2026, No. 2,988 among U.S. banks by total assets. Hiawatha Bank is second with $156.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Keystone Savings Bank | $200.8 million | No. 2,988 | 1 | Marengo, IA |
| Hiawatha Bank | $156.9 million | No. 3,272 | 1 | Hiawatha, IA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Center Point: FAQ
How many banks are in Center Point, IA?
Center Point has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Center Point?
Keystone Savings Bank, with 1. Hiawatha Bank has 1.
Is there a Keystone Savings Bank in Center Point, IA?
Yes. FDIC data lists 1 Keystone Savings Bank branch in Center Point as of September 5, 2026. The address and directions are under Keystone Savings Bank above.
Is there a Hiawatha Bank in Center Point, IA?
Yes. FDIC data lists 1 Hiawatha Bank branch in Center Point as of September 5, 2026. The address and directions are under Hiawatha Bank above.
Is there a Chase in Center Point, IA?
No. FDIC data lists no Chase branch in Center Point as of September 5, 2026. The nearest is in Cedar Rapids, about 16 miles away in a straight line.
What is the oldest bank in Center Point?
Keystone Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1935.
Did any bank branches open or close in Center Point in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Center Point?
Nearby cities with more banks include Hiawatha, Central City, Vinton. Hiawatha is 11 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
See your odds before you apply
Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.
Check your odds