US Bank Directory

Banks in Center Point, IA

2 FDIC-insured banks operate 2 offices in Center Point, Iowa.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Center Point

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Center Point, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Center Point

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Keystone Savings Bank and Hiawatha Bank have the most locations in Center Point, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Hiawatha Bank 1 branch · main office Hiawatha, IA Bank · 1

Hiawatha Bank has 1 branch in Center Point, 3 across Iowa and 3 nationwide. FDIC records list its main office in Hiawatha, IA and show it operating since 1997. With $156.9 million in total assets on June 30, 2026, it ranks No. 3,272 of 4,232 U.S. banks by total assets. The Center Point Branch at 901 Bank Ct dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Center Point Branch
    901 Bank Ct, 52213
    Hours: see the bank's site
Hiawatha Bank: profile, branches and contacts
Keystone Savings Bank 1 branch · main office Marengo, IA Bank · 1

Keystone Savings Bank has 1 branch in Center Point, 5 across Iowa and 5 nationwide. FDIC records list its main office in Marengo, IA and show it operating since 1935. With $200.8 million in total assets on June 30, 2026, it ranks No. 2,988 of 4,232 U.S. banks by total assets. The Center Point Branch at 807 Rosedale Dr dates to 2004 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Center Point Branch
    807 Rosedale Dr, 52213
    Hours: see the bank's site
Keystone Savings Bank: profile, branches and contacts

Banking in Center Point: the local picture

Short answer: 2 banks run 2 branches in Center Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Center Point, 2 elsewhere in Iowa, according to the FDIC.

The bank with the longest record here is Keystone Savings Bank, operating since 1935 according to the FDIC. In FDIC branch records, the longest-running branch is Keystone Savings Bank's office at 807 Rosedale Dr, dating to 2004; the newest is Hiawatha Bank's at 901 Bank Ct, from 2020.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Center Point, and where the nearest one is if they do not.

Short answer: No branches in Center Point: Chase (nearest in Cedar Rapids, 16 mi), Wells Fargo (nearest in Cedar Rapids, 12 mi), Bank of America (nearest in Des Moines, 104 mi), PNC Bank, U.S. Bank (nearest in Cedar Rapids, 12 mi), Truist, Fifth Third Bank, Huntington, Regions Bank (nearest in Waterloo, 36 mi), TD Bank, BMO (nearest in Cedar Rapids, 11 mi).

BankIn Center PointNearest branch if none here
ChaseNoneCedar Rapids, 16 miles away
Wells FargoNoneCedar Rapids, 12 miles away
Bank of AmericaNoneDes Moines, 104 miles away
PNC BankNonenone in Iowa
U.S. BankNoneCedar Rapids, 12 miles away
TruistNonenone in Iowa
Fifth Third BankNonenone in Iowa
HuntingtonNonenone in Iowa
Regions BankNoneWaterloo, 36 miles away
TD BankNonenone in Iowa
BMONoneCedar Rapids, 11 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Center Point to the nearest branch in Iowa.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Center Point residents like anyone else.

Banks near Center Point

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Hiawatha (11 miles) and Central City (13 miles). Cedar Rapids, 14 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Center Point

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Center Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Center Point by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Center Point offices.

Short answer: Keystone Savings Bank is the largest bank with offices in Center Point, with $200.8 million in total assets on June 30, 2026, No. 2,988 among U.S. banks by total assets. Hiawatha Bank is second with $156.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Keystone Savings Bank$200.8 millionNo. 2,9881Marengo, IA
Hiawatha Bank$156.9 millionNo. 3,2721Hiawatha, IA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Center Point: FAQ

How many banks are in Center Point, IA?

Center Point has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Center Point?

Keystone Savings Bank, with 1. Hiawatha Bank has 1.

Is there a Keystone Savings Bank in Center Point, IA?

Yes. FDIC data lists 1 Keystone Savings Bank branch in Center Point as of September 5, 2026. The address and directions are under Keystone Savings Bank above.

Is there a Hiawatha Bank in Center Point, IA?

Yes. FDIC data lists 1 Hiawatha Bank branch in Center Point as of September 5, 2026. The address and directions are under Hiawatha Bank above.

Is there a Chase in Center Point, IA?

No. FDIC data lists no Chase branch in Center Point as of September 5, 2026. The nearest is in Cedar Rapids, about 16 miles away in a straight line.

What is the oldest bank in Center Point?

Keystone Savings Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1935.

Did any bank branches open or close in Center Point in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Center Point?

Nearby cities with more banks include Hiawatha, Central City, Vinton. Hiawatha is 11 miles away with 3 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds