US Bank Directory
Banks in Waianae, HI
3 FDIC-insured banks operate 3 offices in Waianae, Hawaii, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Waianae
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 4 banks and credit unions operate 4 locations in Waianae, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 3 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
4 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Waianae
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of Hawaii, First Hawaiian Bank and American Savings Bank have the most locations in Waianae, with 1 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
American Savings Bank Bank · 1
American Savings Bank has 1 branch in Waianae, 35 across Hawaii and 35 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1987. With $9.05 billion in total assets on June 30, 2026, it ranks No. 180 of 4,232 U.S. banks by total assets. The Waianae Branch at 86-120 Farrington Hwy dates to 1992 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Waianae Branch86-120 Farrington Hwy, 96792
Bank of Hawaii Bank · 1
Bank of Hawaii has 1 branch in Waianae, 47 across Hawaii and 48 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1897. With $23.81 billion in total assets on June 30, 2026, it ranks No. 91 of 4,232 U.S. banks by total assets. The Waianae Branch at 86-120 Farrington Hwy dates to 1953 in FDIC branch records. It opens on Saturday.
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Waianae Branch86-120 Farrington Hwy, 96792
All hours
Mon to Fri 8 am to 4 pm; Sat 9 am to 1 pm; Sun not published
Hours: Bank of Hawaii branch locator (All The Places), checked Oct 10, 2026
First Hawaiian Bank Bank · 1
First Hawaiian Bank has 1 branch in Waianae, 45 across Hawaii and 45 nationwide. FDIC records list its main office in Honolulu, HI and show it operating since 1858. With $23.65 billion in total assets on June 30, 2026, it ranks No. 92 of 4,232 U.S. banks by total assets. The Waianae Branch at 86-020 Farrington Hwy dates to 1962 in FDIC branch records. Its published hours do not list Saturday.
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Waianae Branch86-020 Farrington Hwy, 96792
All hours
Mon to Fri 8:30 am to 4 pm; Sat to Sun closed
Hours: First Hawaiian Bank branch locator (All The Places), checked Oct 10, 2026
Pearl Hawaii Credit Union Credit union · 1
Pearl Hawaii Credit Union has 1 office in Waianae, 6 across Hawaii. It is based in Waipahu, HI and $544.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Waianae Branch85-866 Farrington Hwy, 96792
All hours
Mon to Fri 9 am to 5 pm; Sat 8 am to 3 pm; Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Waianae
1 credit union has 1 office here: Pearl Hawaii Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Waianae page has every office in the state's directory.
Banking in Waianae: the local picture
Short answer: 3 banks run 3 branches in Waianae according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 3 banks, 0 have their main office in Waianae, 3 elsewhere in Hawaii, according to the FDIC.
The bank with the longest record here is First Hawaiian Bank, operating since 1858 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of Hawaii's office at 86-120 Farrington Hwy, dating to 1953; the newest is American Savings Bank's at 86-120 Farrington Hwy, from 1992.
The only credit union with an office here is Pearl Hawaii Credit Union.
Of the 3 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Banks and credit unions open on Saturday in Waianae
Short answer: 2 of the 3 Waianae locations with published hours open on Saturday, run by 2 institutions.
- Bank of Hawaii: 1 of 1 branch (86-120 Farrington Hwy: Saturday 9 am to 1 pm)
- Pearl Hawaii Credit Union: 1 of 1 office (85-866 Farrington Hwy: Saturday 8 am to 3 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Waianae, and where the nearest one is if they do not.
Short answer: No branches in Waianae: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.
| Bank | In Waianae | Nearest branch if none here |
|---|---|---|
| Chase | None | none in Hawaii |
| Wells Fargo | None | none in Hawaii |
| Bank of America | None | none in Hawaii |
| PNC Bank | None | none in Hawaii |
| U.S. Bank | None | none in Hawaii |
| Truist | None | none in Hawaii |
| Fifth Third Bank | None | none in Hawaii |
| Huntington | None | none in Hawaii |
| Regions Bank | None | none in Hawaii |
| TD Bank | None | none in Hawaii |
| BMO | None | none in Hawaii |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Waianae to the nearest branch in Hawaii.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Waianae residents like anyone else.
Banks near Waianae
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Kapolei (10 miles) and Wahiawa (11 miles). Pearl City, 14 miles away, has the most banks nearby: 7.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Kapolei, HI | 10 mi | 5 | 5 |
| Banks in Wahiawa, HI | 11 mi | 4 | 4 |
| Banks in Waipahu, HI | 11 mi | 5 | 7 |
| Banks in Mililani, HI | 11 mi | 5 | 5 |
| Banks in Haleiwa, HI | 12 mi | 3 | 3 |
| Banks in Ewa Beach, HI | 13 mi | 4 | 4 |
| Banks in Pearl City, HI | 14 mi | 7 | 7 |
| Banks in Aiea, HI | 16 mi | 7 | 7 |
Bank branch openings and closings in Waianae
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Waianae between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Waianae by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Waianae offices.
Short answer: Bank of Hawaii is the largest bank with offices in Waianae, with $23.81 billion in total assets on June 30, 2026, No. 91 among U.S. banks by total assets. First Hawaiian Bank is second with $23.65 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Hawaii | $23.81 billion | No. 91 | 1 | Honolulu, HI |
| First Hawaiian Bank | $23.65 billion | No. 92 | 1 | Honolulu, HI |
| American Savings Bank | $9.05 billion | No. 180 | 1 | Honolulu, HI |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Waianae: FAQ
How many banks are in Waianae, HI?
Waianae has 3 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Waianae?
Bank of Hawaii, with 1. First Hawaiian Bank has 1 and American Savings Bank has 1.
Is there a Bank of Hawaii in Waianae, HI?
Yes. FDIC data lists 1 Bank of Hawaii branch in Waianae as of September 5, 2026. The address and directions are under Bank of Hawaii above.
Is there a First Hawaiian Bank in Waianae, HI?
Yes. FDIC data lists 1 First Hawaiian Bank branch in Waianae as of September 5, 2026. The address and directions are under First Hawaiian Bank above.
Is there a American Savings Bank in Waianae, HI?
Yes. FDIC data lists 1 American Savings Bank branch in Waianae as of September 5, 2026. The address and directions are under American Savings Bank above.
Which banks in Waianae are open on Saturday?
Bank of Hawaii and Pearl Hawaii Credit Union publish Saturday hours for one or more Waianae locations. The Saturday section above lists each one with its hours. 1 of the 4 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Waianae?
First Hawaiian Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1858.
Which credit unions can I join in Waianae?
Pearl Hawaii Credit Union has an office in Waianae. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Waianae in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Waianae?
Nearby cities with more banks include Kapolei, Wahiawa, Waipahu. Kapolei is 10 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (2 of 3 branches: Bank of Hawaii, First Hawaiian Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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