US Bank Directory
Banks in West Point, GA
2 FDIC-insured banks operate 2 offices in West Point, Georgia, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.
Bank branch map: West Point
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 3 banks and credit unions operate 3 locations in West Point, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 1 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
3 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in West Point
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: SouthState and Capital City Bank have the most locations in West Point, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Capital City Bank Bank · 1
Capital City Bank has 1 branch in West Point, 12 across Georgia and 67 nationwide. FDIC records list its main office in Tallahassee, FL and show it operating since 1907. With $4.45 billion in total assets on June 30, 2026, it ranks No. 313 of 4,232 U.S. banks by total assets. The West Point Branch at 410 W 10th St dates to 1906 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Point Branch410 W 10th St, 31833
SouthState Bank · 1
SouthState has 1 branch in West Point, 44 across Georgia and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The West Point Branch at 600 3rd Ave dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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West Point Branch600 3rd Ave, 31833
the Southern Credit Union Credit union · 1
the Southern Credit Union has 1 office in West Point, 11 across Georgia. It is based in Fayetteville, GA and $564.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Kia7777 Kia Pkwy, 31833
All hours
Mon to Fri 8 am to 4:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in West Point
1 credit union has 1 office here: the Southern Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in West Point page has every office in the state's directory.
Banking in West Point: the local picture
Short answer: 2 banks run 2 branches in West Point according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in West Point and 2 out of state, according to the FDIC.
The bank with the longest record here is Capital City Bank, operating since 1907 according to the FDIC. In FDIC branch records, the longest-running branch is Capital City Bank's office at 410 W 10th St, dating to 1906; the newest is SouthState's at 600 3rd Ave, from 2018.
The only credit union with an office here is the Southern Credit Union.
Of the 1 location with published hours. None open on Saturday. 2 locations have no published hours in these sources.
Saturday hours in West Point
Short answer: None of the 1 West Point location with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in West Point, and where the nearest one is if they do not.
Short answer: No branches in West Point: Chase (nearest in Newnan, 44 mi), Wells Fargo (nearest in Pine Mountain, 19 mi), Bank of America (nearest in Lagrange, 14 mi), PNC Bank (nearest in La Grange, 14 mi), U.S. Bank (nearest in Sandy Springs, 86 mi), Truist (nearest in Lagrange, 14 mi), Fifth Third Bank (nearest in Newnan, 43 mi), Huntington (nearest in East Point, 67 mi), Regions Bank (nearest in Columbus, 27 mi), TD Bank, BMO.
| Bank | In West Point | Nearest branch if none here |
|---|---|---|
| Chase | None | Newnan, 44 miles away |
| Wells Fargo | None | Pine Mountain, 19 miles away |
| Bank of America | None | Lagrange, 14 miles away |
| PNC Bank | None | La Grange, 14 miles away |
| U.S. Bank | None | Sandy Springs, 86 miles away |
| Truist | None | Lagrange, 14 miles away |
| Fifth Third Bank | None | Newnan, 43 miles away |
| Huntington | None | East Point, 67 miles away |
| Regions Bank | None | Columbus, 27 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of West Point to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to West Point residents like anyone else.
Banks near West Point
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lagrange (15 miles) and Pine Mountain (19 miles). Newnan, 44 miles away, has the most banks nearby: 15.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lagrange, GA | 15 mi | 10 | 13 |
| Banks in Pine Mountain, GA | 19 mi | 2 | 2 |
| Banks in Columbus, GA | 28 mi | 11 | 34 |
| Banks in Manchester, GA | 33 mi | 2 | 2 |
| Banks in Newnan, GA | 44 mi | 15 | 22 |
| Banks in Bowdon, GA | 46 mi | 2 | 2 |
| Banks in Senoia, GA | 47 mi | 3 | 3 |
| Banks in Carrollton, GA | 48 mi | 10 | 11 |
Bank branch openings and closings in West Point
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in West Point between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in West Point by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its West Point offices.
Short answer: SouthState is the largest bank with offices in West Point, with $68.79 billion in total assets on June 30, 2026, No. 41 among U.S. banks by total assets. Capital City Bank is second with $4.45 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
| Capital City Bank | $4.45 billion | No. 313 | 1 | Tallahassee, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in West Point: FAQ
How many banks are in West Point, GA?
West Point has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in West Point?
SouthState, with 1. Capital City Bank has 1.
Is there a SouthState in West Point, GA?
Yes. FDIC data lists 1 SouthState branch in West Point as of September 5, 2026. The address and directions are under SouthState above.
Is there a Capital City Bank in West Point, GA?
Yes. FDIC data lists 1 Capital City Bank branch in West Point as of September 5, 2026. The address and directions are under Capital City Bank above.
Is there a Chase in West Point, GA?
No. FDIC data lists no Chase branch in West Point as of September 5, 2026. The nearest is in Newnan, about 44 miles away in a straight line.
Which banks in West Point are open on Saturday?
None of the 1 location with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.
What is the oldest bank in West Point?
Capital City Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1907.
Which credit unions can I join in West Point?
the Southern Credit Union has an office in West Point. Check each credit union's membership rules before you apply.
Did any bank branches open or close in West Point in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near West Point?
Nearby cities with more banks include Lagrange, Pine Mountain, Columbus. Lagrange is 15 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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