FDIC-insured bank
The Merchants & Citizens Bank
Bank headquartered in Mcrae, Georgia, part of M&C BANCSHARES INC.
Source: FDIC BankFind Suite, data as of June 30, 2026, fetched September 5, 2026
Headquarters and contact
| Address | 6 College St Mcrae, GA 31055 |
| County | Telfair |
| Website | www.merchantsandcitizensbank.com |
| Phone | not published in FDIC data, see the bank's website |
FDIC record
| FDIC Certificate | 183 |
| Federal Reserve RSSD ID | 784430 |
| Status | Active |
| Charter class | NM (STATE) |
| Holding company | M&C BANCSHARES INC |
| Domestic offices | 1 |
| Financials as of | June 30, 2026 |
Routing number
FDIC does not publish ABA routing numbers, and many banks use different routing numbers by state or by account type. The reliable places to find yours: the bottom left of a check from this bank, the "account details" screen in its online banking, or its official website at www.merchantsandcitizensbank.com.
See how your odds compare before you apply at The Merchants & Citizens Bank.
Offices nearest to headquarters
| The Merchants & Citizens Bank main office Mcrae, GA |
6 College St, 31055 |
Where The Merchants & Citizens Bank has offices
Other banks headquartered in Mcrae
| The Security State Bank | $70.46 million |