US Bank Directory
Banks in Pearson, GA
2 FDIC-insured banks operate 2 offices in Pearson, Georgia.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Pearson
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Pearson, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Pearson
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Guardian Bank and The Peoples Bank have the most locations in Pearson, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Guardian Bank Bank · 1
Guardian Bank has 1 branch in Pearson, 5 across Georgia and 5 nationwide. FDIC records list its main office in Valdosta, GA and show it operating since 2001. With $597.9 million in total assets on June 30, 2026, it ranks No. 1,564 of 4,232 U.S. banks by total assets. The Citizens Exchange Bank Branch at 82 Railroad Ave E dates to 2015 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Citizens Exchange Bank Branch82 Railroad Ave E, 31642
The Peoples Bank Bank · 1
The Peoples Bank has 1 branch in Pearson, 2 across Georgia and 2 nationwide. FDIC records list its main office in Willacoochee, GA and show it operating since 1948. With $109.3 million in total assets on June 30, 2026, it ranks No. 3,628 of 4,232 U.S. banks by total assets. The Pearson Branch at 788 Main St N dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Pearson Branch788 Main St N, 31642
Banking in Pearson: the local picture
Short answer: 2 banks run 2 branches in Pearson according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 2 banks, 0 have their main office in Pearson, 2 elsewhere in Georgia, according to the FDIC.
The bank with the longest record here is The Peoples Bank, operating since 1948 according to the FDIC. In FDIC branch records, the longest-running branch is The Peoples Bank's office at 788 Main St N, dating to 1991; the newest is Guardian Bank's at 82 Railroad Ave E, from 2015.
None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Pearson, and where the nearest one is if they do not.
Short answer: No branches in Pearson: Chase (nearest in Savannah, 113 mi), Wells Fargo (nearest in Douglas, 14 mi), Bank of America (nearest in Valdosta, 40 mi), PNC Bank (nearest in Montezuma, 98 mi), U.S. Bank (nearest in Sandy Springs, 201 mi), Truist (nearest in Douglas, 14 mi), Fifth Third Bank (nearest in Bonaire, 97 mi), Huntington (nearest in Glennville, 70 mi), Regions Bank (nearest in Valdosta, 40 mi), TD Bank, BMO.
| Bank | In Pearson | Nearest branch if none here |
|---|---|---|
| Chase | None | Savannah, 113 miles away |
| Wells Fargo | None | Douglas, 14 miles away |
| Bank of America | None | Valdosta, 40 miles away |
| PNC Bank | None | Montezuma, 98 miles away |
| U.S. Bank | None | Sandy Springs, 201 miles away |
| Truist | None | Douglas, 14 miles away |
| Fifth Third Bank | None | Bonaire, 97 miles away |
| Huntington | None | Glennville, 70 miles away |
| Regions Bank | None | Valdosta, 40 miles away |
| TD Bank | None | none in Georgia |
| BMO | None | none in Georgia |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Pearson to the nearest branch in Georgia.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Pearson residents like anyone else.
Banks near Pearson
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Douglas (14 miles) and Homerville (16 miles). Douglas, 14 miles away, has the most banks nearby: 8.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Douglas, GA | 14 mi | 8 | 9 |
| Banks in Homerville, GA | 16 mi | 2 | 2 |
| Banks in Nashville, GA | 25 mi | 2 | 2 |
| Banks in Alma, GA | 28 mi | 2 | 3 |
| Banks in Waycross, GA | 30 mi | 7 | 8 |
| Banks in Ocilla, GA | 31 mi | 3 | 3 |
| Banks in Blackshear, GA | 36 mi | 3 | 3 |
| Banks in Adel, GA | 36 mi | 3 | 3 |
Bank branch openings and closings in Pearson
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Pearson between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Pearson by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Pearson offices.
Short answer: Guardian Bank is the largest bank with offices in Pearson, with $597.9 million in total assets on June 30, 2026, No. 1,564 among U.S. banks by total assets. The Peoples Bank is second with $109.3 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Guardian Bank | $597.9 million | No. 1,564 | 1 | Valdosta, GA |
| The Peoples Bank | $109.3 million | No. 3,628 | 1 | Willacoochee, GA |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Pearson: FAQ
How many banks are in Pearson, GA?
Pearson has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.
Which bank has the most branches in Pearson?
Guardian Bank, with 1. The Peoples Bank has 1.
Is there a Guardian Bank in Pearson, GA?
Yes. FDIC data lists 1 Guardian Bank branch in Pearson as of September 5, 2026. The address and directions are under Guardian Bank above.
Is there a The Peoples Bank in Pearson, GA?
Yes. FDIC data lists 1 The Peoples Bank branch in Pearson as of September 5, 2026. The address and directions are under The Peoples Bank above.
Is there a Chase in Pearson, GA?
No. FDIC data lists no Chase branch in Pearson as of September 5, 2026. The nearest is in Savannah, about 113 miles away in a straight line.
What is the oldest bank in Pearson?
The Peoples Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1948.
Did any bank branches open or close in Pearson in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Pearson?
Nearby cities with more banks include Douglas, Homerville, Nashville. Douglas is 14 miles away with 8 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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