US Bank Directory

Banks in Garden City, GA

1 FDIC-insured bank operates 1 office in Garden City, Georgia, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Garden City

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Garden City, according to the FDIC and the NCUA. 1 of them has coordinates on record and is on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Garden City

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Wells Fargo is the only bank with an office in Garden City. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Membersfirst Credit Union 1 office · main office Decatur, GA Credit union · 1

Membersfirst Credit Union has 1 office in Garden City, 14 across Georgia. It is based in Decatur, GA and $429.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Woodville-Tompkins High School
    151 Coach Joe Turner St, 31408
    (404) 978-0080Today 8 am to 4 pm
    All hours

    Mon to Fri 8 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Membersfirst Credit Union: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Garden City, 179 across Georgia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Garden City Branch at 4516 Augusta Rd dates to 1990 in FDIC branch records. It opens on Saturday.

  • Garden City Branch
    4516 Augusta Rd, 31408
    (912) 966-6120Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts

Join a credit union in Garden City

1 credit union has 1 office here: Membersfirst Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Garden City page has every office in the state's directory.

Banking in Garden City: the local picture

Short answer: 1 bank runs 1 branch in Garden City according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Wells Fargo has its main office in Sioux Falls, SD, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC.

The only credit union with an office here is Membersfirst Credit Union.

Of the 2 locations with published hours. 1 opens on Saturday.

Banks open on Saturday in Garden City

Short answer: 1 of the 2 Garden City locations with published hours opens on Saturday, run by 1 institution.

  • Wells Fargo: 1 of 1 branch (4516 Augusta Rd: Saturday 9 am to 2 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Garden City, and where the nearest one is if they do not.

Short answer: In Garden City: Wells Fargo (1). No branches in Garden City: Chase (nearest in Savannah, 4 mi), Bank of America (nearest in Savannah, 1 mi), PNC Bank (nearest in Montezuma, 169 mi), U.S. Bank (nearest in Sandy Springs, 223 mi), Truist (nearest in Savannah, 1 mi), Fifth Third Bank (nearest in Pooler, 6 mi), Huntington (nearest in Savannah, 4 mi), Regions Bank (nearest in Savannah, 4 mi), TD Bank, BMO.

BankIn Garden CityNearest branch if none here
Wells Fargo1 branchhere
ChaseNoneSavannah, 4 miles away
Bank of AmericaNoneSavannah, 1 mile away
PNC BankNoneMontezuma, 169 miles away
U.S. BankNoneSandy Springs, 223 miles away
TruistNoneSavannah, 1 mile away
Fifth Third BankNonePooler, 6 miles away
HuntingtonNoneSavannah, 4 miles away
Regions BankNoneSavannah, 4 miles away
TD BankNonenone in Georgia
BMONonenone in Georgia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Garden City to the nearest branch in Georgia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Garden City residents like anyone else.

Banks near Garden City

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Pooler (6 miles) and Savannah (6 miles). Savannah, 6 miles away, has the most banks nearby: 19.

Bank branch openings and closings in Garden City

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Garden City between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Garden City by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Garden City offices.

Short answer: Wells Fargo is the largest bank with offices in Garden City, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Garden City: FAQ

How many banks are in Garden City, GA?

Garden City has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Is there a Wells Fargo in Garden City, GA?

Yes. FDIC data lists 1 Wells Fargo branch in Garden City as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a Chase in Garden City, GA?

No. FDIC data lists no Chase branch in Garden City as of September 5, 2026. The nearest is in Savannah, about 4 miles away in a straight line.

Which banks in Garden City are open on Saturday?

Wells Fargo publishes Saturday hours for one or more Garden City locations. The Saturday section above lists each one with its hours.

What is the oldest bank in Garden City?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Which credit unions can I join in Garden City?

Membersfirst Credit Union has an office in Garden City. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Garden City in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Garden City?

Nearby cities with more banks include Pooler, Savannah, Rincon. Pooler is 6 miles away with 8 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Bank branch hours, phones and branch pages (1 of 1 branches: Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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