US Bank Directory

Banks in Ellijay, GA

3 FDIC-insured banks operate 4 offices in Ellijay, Georgia.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Ellijay

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Ellijay, according to the FDIC. 4 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Ellijay

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank OZK has the most locations in Ellijay, with 2. The other 2 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank OZK 2 branches · main office Little Rock, AR Bank · 2

Bank OZK has 2 branches in Ellijay, 72 across Georgia and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Ellijay location is the Ellijay Branch at 829 Industrial Blvd, dating to 1995; the newest, at 19 Highland Xing, to 2006. None of its 2 Ellijay locations with published hours lists Saturday hours.

  • Highlands Branch
    19 Highland Xing, 30540
    (706) 276-8017Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

  • Ellijay Branch
    829 Industrial Blvd, 30540
    (706) 276-8000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

Bank OZK: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Ellijay, 122 across Georgia and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Ellijay Main Branch at 187 S Main St dates to 1974 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Ellijay Main Branch
    187 S Main St, 30540
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
United Community United Community Bank · 1 branch · main office Greenville, SC Bank · 1

United Community has 1 branch in Ellijay, 64 across Georgia and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. The United Community Bank Of Gilmer Coun at 558 Industrial Blvd dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • United Community Bank Of Gilmer Coun
    558 Industrial Blvd, 30540
    Hours: see the bank's site
United Community: profile, branches and contacts

Banking in Ellijay: the local picture

Short answer: 3 banks run 4 branches in Ellijay according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 3 banks, 0 have their main office in Ellijay and 3 out of state, according to the FDIC.

The bank with the longest record here is Bank OZK, operating since 1903 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 187 S Main St, dating to 1974; the newest is Bank OZK's at 19 Highland Xing, from 2006.

Of the 2 locations with published hours. None open on Saturday. 2 locations have no published hours in these sources.

Saturday hours in Ellijay

Short answer: None of the 2 Ellijay locations with published hours lists Saturday hours. 2 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 2 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Ellijay, and where the nearest one is if they do not.

Short answer: In Ellijay: Regions Bank (1). No branches in Ellijay: Chase (nearest in Canton, 30 mi), Wells Fargo (nearest in Dalton, 28 mi), Bank of America (nearest in Dalton, 28 mi), PNC Bank (nearest in Woodstock, 40 mi), U.S. Bank (nearest in Sandy Springs, 53 mi), Truist (nearest in East Ellijay, 1 mi), Fifth Third Bank (nearest in Woodstock, 39 mi), Huntington (nearest in Ringgold, 40 mi), TD Bank, BMO.

BankIn EllijayNearest branch if none here
Regions Bank1 branchhere
ChaseNoneCanton, 30 miles away
Wells FargoNoneDalton, 28 miles away
Bank of AmericaNoneDalton, 28 miles away
PNC BankNoneWoodstock, 40 miles away
U.S. BankNoneSandy Springs, 53 miles away
TruistNoneEast Ellijay, 1 mile away
Fifth Third BankNoneWoodstock, 39 miles away
HuntingtonNoneRinggold, 40 miles away
TD BankNonenone in Georgia
BMONonenone in Georgia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Ellijay to the nearest branch in Georgia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Ellijay residents like anyone else.

Banks near Ellijay

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Jasper (15 miles) and Blue Ridge (17 miles). Canton, 31 miles away, has the most banks nearby: 12.

Bank branch openings and closings in Ellijay

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Ellijay between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Ellijay by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Ellijay offices.

Short answer: Regions Bank is the largest bank with offices in Ellijay, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. Bank OZK is second with $41.70 billion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 271Birmingham, AL
Bank OZK$41.70 billionNo. 572Little Rock, AR
United Community$28.99 billionNo. 731Greenville, SC

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Ellijay: FAQ

How many banks are in Ellijay, GA?

Ellijay has 3 banks with 4 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Ellijay?

Bank OZK, with 2. Regions Bank has 1 and United Community has 1.

Is there a Bank OZK in Ellijay, GA?

Yes. FDIC data lists 2 Bank OZK branches in Ellijay as of September 5, 2026. Its branches are listed under Bank OZK above, with the address and directions for each.

Is there a Regions Bank in Ellijay, GA?

Yes. FDIC data lists 1 Regions Bank branch in Ellijay as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a United Community in Ellijay, GA?

Yes. FDIC data lists 1 United Community branch in Ellijay as of September 5, 2026. The address and directions are under United Community above.

Is there a Chase in Ellijay, GA?

No. FDIC data lists no Chase branch in Ellijay as of September 5, 2026. The nearest is in Canton, about 30 miles away in a straight line.

Which banks in Ellijay are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 2 locations do not publish hours in our sources; call ahead.

What is the oldest bank in Ellijay?

Bank OZK has the longest record among banks with a branch here: the FDIC shows it operating since 1903.

Did any bank branches open or close in Ellijay in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Ellijay?

Nearby cities with more banks include Jasper, Blue Ridge, Chatsworth. Jasper is 15 miles away with 6 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 4 branches: Bank OZK)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds