US Bank Directory

Banks in Cuthbert, GA

2 FDIC-insured banks operate 2 offices in Cuthbert, Georgia.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Cuthbert

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Cuthbert, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

2 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Cuthbert

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Regions Bank and First State Bank of Randolph County have the most locations in Cuthbert, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

First State Bank of Randolph County 1 branch · main office Cuthbert, GA Bank · 1

First State Bank of Randolph County has 1 branch in Cuthbert, 2 across Georgia and 2 nationwide. FDIC records list its main office in Cuthbert, GA and show it operating since 1900. With $86.9 million in total assets on June 30, 2026, it ranks No. 3,798 of 4,232 U.S. banks by total assets. Its main office at 81 Court St dates to 1900 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    81 Court St, 39840
    Hours: see the bank's site
First State Bank of Randolph County: profile, branches and contacts
Regions Bank 1 branch · main office Birmingham, AL Bank · 1

Regions Bank has 1 branch in Cuthbert, 122 across Georgia and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. The Cuthbert Branch at 136 Martin Luther King Jr. Street dates to 1934 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cuthbert Branch
    136 Martin Luther King Jr. Street, 39840
    Hours: see the bank's site
Regions Bank: profile, branches and contacts

Banking in Cuthbert: the local picture

Short answer: 2 banks run 2 branches in Cuthbert according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Cuthbert and 1 out of state, according to the FDIC.

The bank with the longest record here is First State Bank of Randolph County, operating since 1900 according to the FDIC. In FDIC branch records, the longest-running branch is First State Bank of Randolph County's office at 81 Court St, dating to 1900; the newest is Regions Bank's at 136 Martin Luther King Jr. Street, from 1934.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Cuthbert, and where the nearest one is if they do not.

Short answer: In Cuthbert: Regions Bank (1). No branches in Cuthbert: Chase (nearest in Newnan, 112 mi), Wells Fargo (nearest in Americus, 39 mi), Bank of America (nearest in Columbus, 46 mi), PNC Bank (nearest in Montezuma, 58 mi), U.S. Bank (nearest in Sandy Springs, 150 mi), Truist (nearest in Albany, 35 mi), Fifth Third Bank (nearest in Bonaire, 88 mi), Huntington (nearest in Unadilla, 70 mi), TD Bank, BMO.

BankIn CuthbertNearest branch if none here
Regions Bank1 branchhere
ChaseNoneNewnan, 112 miles away
Wells FargoNoneAmericus, 39 miles away
Bank of AmericaNoneColumbus, 46 miles away
PNC BankNoneMontezuma, 58 miles away
U.S. BankNoneSandy Springs, 150 miles away
TruistNoneAlbany, 35 miles away
Fifth Third BankNoneBonaire, 88 miles away
HuntingtonNoneUnadilla, 70 miles away
TD BankNonenone in Georgia
BMONonenone in Georgia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cuthbert to the nearest branch in Georgia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cuthbert residents like anyone else.

Banks near Cuthbert

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Fort Gaines (19 miles) and Dawson (20 miles). Albany, 37 miles away, has the most banks nearby: 11.

Bank branch openings and closings in Cuthbert

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Cuthbert between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Cuthbert

Short answer: 1 institution has its main office in Cuthbert: First State Bank of Randolph County.

InstitutionTypeTotal assets, June 30, 2026Offices here
First State Bank of Randolph CountyBank$86.9 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cuthbert by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cuthbert offices.

Short answer: Regions Bank is the largest bank with offices in Cuthbert, with $159.79 billion in total assets on June 30, 2026, No. 27 among U.S. banks by total assets. First State Bank of Randolph County is second with $86.9 million. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Regions Bank$159.79 billionNo. 271Birmingham, AL
First State Bank of Randolph County$86.9 millionNo. 3,7981Cuthbert, GA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cuthbert: FAQ

How many banks are in Cuthbert, GA?

Cuthbert has 2 banks with 2 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Cuthbert?

Regions Bank, with 1. First State Bank of Randolph County has 1.

Is there a Regions Bank in Cuthbert, GA?

Yes. FDIC data lists 1 Regions Bank branch in Cuthbert as of September 5, 2026. The address and directions are under Regions Bank above.

Is there a First State Bank of Randolph County in Cuthbert, GA?

Yes. FDIC data lists 1 First State Bank of Randolph County branch in Cuthbert as of September 5, 2026, the main office at 81 Court St. The address and directions are under First State Bank of Randolph County above.

Is there a Chase in Cuthbert, GA?

No. FDIC data lists no Chase branch in Cuthbert as of September 5, 2026. The nearest is in Newnan, about 112 miles away in a straight line.

Which banks are headquartered in Cuthbert?

First State Bank of Randolph County has its main office in Cuthbert, according to the FDIC.

What is the oldest bank in Cuthbert?

First State Bank of Randolph County has the longest record among banks with a branch here: the FDIC shows it operating since 1900.

Did any bank branches open or close in Cuthbert in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cuthbert?

Nearby cities with more banks include Fort Gaines, Dawson, Blakely. Fort Gaines is 19 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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