US Bank Directory

Banks in Cumming, GA

17 FDIC-insured banks operate 36 offices in Cumming, Georgia, and 3 credit unions have 3 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Cumming

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 20 banks and credit unions operate 39 locations in Cumming, according to the FDIC and the NCUA. 38 of them have coordinates on record and are on the map. 22 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

38 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Cumming

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase and Truist have the most locations in Cumming, with 5 each. 9 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 5 branches · main office Columbus, OH Bank · 5

Chase has 5 branches in Cumming, 118 across Georgia and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cumming location is the Sharon Greens Branch at 1595 Peachtree Pkwy, dating to 2002; the newest, at 3480 Canton Hwy, to 2025. 1 of its 2 Cumming locations with published hours open on Saturday.

  • Sharon Greens Branch
    1595 Peachtree Pkwy, 30041
    (678) 513-3156Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Trammel And Hwy 20 Branch
    1710 Buford Hwy, 30041
    (770) 292-9713Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Chase branch locator (All The Places), checked Oct 10, 2026

  • Hwy 20 And Tribble Rd Branch
    3480 Canton Hwy, 30040
    Hours: see the bank's site
  • Ronald Reagan Pkwy And Hwy 141
    365 Peachtree Pkwy, 30041
    Hours: see the bank's site
  • Cumming Hwy 9 Branch
    601 Atlanta Rd, 30040
    Hours: see the bank's site
Chase: profile, branches and contacts
Truist Truist Bank · 5 branches · main office Charlotte, NC Bank · 5

Truist has 5 branches in Cumming, 203 across Georgia and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cumming location is the Cumming Branch at 214 Dahlonega St, dating to 1986; the newest, at 6005 Post Rd, to 2010. 3 of its 5 Cumming locations with published hours open on Saturday.

  • Haw Creek Branch
    1170 Buford Rd, 30041
    (678) 208-3582Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Cumming Branch
    214 Dahlonega St, 30040
    (770) 887-1732Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Keith Bridge Branch
    2673 Freedom Pkwy, 30041
    (770) 203-4077Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Avenues Of Forsyth Branch
    360 Peachtree Pkwy, 30041
    (770) 205-8900Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

  • Polo Fields Branch
    6005 Post Rd, 30040
    (770) 203-4124Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun closed

    Hours: Truist branch locator (All The Places), checked Oct 10, 2026

Truist: profile, branches and contacts
Regions Bank 4 branches · main office Birmingham, AL Bank · 4

Regions Bank has 4 branches in Cumming, 122 across Georgia and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cumming location is the Cumming Main Branch at 515 Atlanta Rd, dating to 1984; the newest, at 3480 Keith Bridge Rd, to 2022. It does not publish hours in the sources this page uses; check its site before you go.

  • Coal Mountain Branch
    3270 Dahlonega Hwy, 30040
    Hours: see the bank's site
  • Hammonds Crossing Branch
    3480 Keith Bridge Rd, 30041
    Hours: see the bank's site
  • Cumming Main Branch
    515 Atlanta Rd, 30040
    Hours: see the bank's site
  • Bethelview Plaza Branch
    5530 Bethelview Rd, 30040
    Hours: see the bank's site
Regions Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 4 branches · main office Sioux Falls, SD Bank · 4

Wells Fargo has 4 branches in Cumming, 179 across Georgia and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cumming location is the West Maple Street Branch at 106 W Maple St, dating to 1964; the newest, at 5495 Bethelview Rd, to 2006. 1 of its 4 Cumming locations with published hours open on Saturday.

  • West Maple Street Branch
    106 W Maple St, 30040
    (770) 781-6400Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Sharon Greens Branch
    1515 Peachtree Pkwy, 30041
    (770) 886-4947Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Cruse Marketplace Branch
    1729 Buford Hwy, 30041
    (770) 781-6480Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

  • Castleberry Crossing Branch
    5495 Bethelview Rd, 30040
    (770) 781-3684Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Bank OZK 3 branches · main office Little Rock, AR Bank · 3

Bank OZK has 3 branches in Cumming, 72 across Georgia and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cumming location is the Cumming Branch at 2675 Freedom Pkwy, dating to 2003; the newest, at 1700 Market Place Blvd, to 2011. None of its 3 Cumming locations with published hours lists Saturday hours.

  • Cumming Branch
    1700 Market Place Blvd, 30041
    (678) 293-1450Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

  • Cumming Branch
    2675 Freedom Pkwy, 30041
    (770) 888-7778Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

  • Cumming Branch
    505 Peachtree Pkwy, 30041
    (770) 292-8000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026

Bank OZK: profile, branches and contacts
Bank of America Bank of America, National Association · 2 branches · main office Charlotte, NC Bank · 2

Bank of America has 2 branches in Cumming, 130 across Georgia and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cumming location is the Cumming Branch at 201 W Main St, dating to 1904; the newest, at 501 Tri County Plz, to 2003. 1 of its 2 Cumming locations with published hours open on Saturday.

  • Cumming Branch
    201 W Main St, 30040
    (770) 781-3400Today 9 am to 4 pm
    All hours

    Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

  • West Cumming Branch
    501 Tri County Plz, 30040
    (678) 455-7848Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed

    Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026

Bank of America: profile, branches and contacts
The Citizens Bank of Georgia 2 branches · main office Cumming, GA Bank · 2

The Citizens Bank of Georgia has 2 branches in Cumming, 4 across Georgia and 4 nationwide. FDIC records list its main office in Cumming, GA and show it operating since 1997. With $598.5 million in total assets on June 30, 2026, it ranks No. 1,563 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cumming location is its main office at 651 Veterans Memorial Blvd, dating to 1997; the newest, at 4255 Georgia Highway 400, to 2007. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    651 Veterans Memorial Blvd, 30040
    Hours: see the bank's site
  • Martin Road Branch
    4255 Georgia Highway 400, 30028
    Hours: see the bank's site
The Citizens Bank of Georgia: profile, branches and contacts
United Community United Community Bank · 2 branches · main office Greenville, SC Bank · 2

United Community has 2 branches in Cumming, 64 across Georgia and 190 nationwide. FDIC records list its main office in Greenville, SC and show it operating since 1950. With $28.99 billion in total assets on June 30, 2026, it ranks No. 73 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Cumming location is the North Point Branch at 4365 Browns Bridge Rd, dating to 1999; the newest, at 1015 Buford Rd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • Cumming Branch
    1015 Buford Rd, 30041
    Hours: see the bank's site
  • North Point Branch
    4365 Browns Bridge Rd, 30041
    Hours: see the bank's site
United Community: profile, branches and contacts
Ameris Bank 1 branch · main office Atlanta, GA Bank · 1

Ameris Bank has 1 branch in Cumming, 105 across Georgia and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Cumming Branch at 2740 Nuckolls Rd dates to 2012 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cumming Branch
    2740 Nuckolls Rd, 30041
    Hours: see the bank's site
Ameris Bank: profile, branches and contacts
Capital City Bank 1 branch · main office Tallahassee, FL Bank · 1

Capital City Bank has 1 branch in Cumming, 12 across Georgia and 67 nationwide. FDIC records list its main office in Tallahassee, FL and show it operating since 1907. With $4.45 billion in total assets on June 30, 2026, it ranks No. 313 of 4,232 U.S. banks by total assets. The Cumming Branch at 2450 Atlanta Hwy dates to 2022 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cumming Branch
    2450 Atlanta Hwy, 30040
    Hours: see the bank's site
Capital City Bank: profile, branches and contacts
Coastal States Bank 1 branch · main office Hilton Head Island, SC Bank · 1

Coastal States Bank has 1 branch in Cumming, 6 across Georgia and 11 nationwide. FDIC records list its main office in Hilton Head Island, SC and show it operating since 2004. With $2.42 billion in total assets on June 30, 2026, it ranks No. 515 of 4,232 U.S. banks by total assets. The Cumming Branch at 5835 Bethelview Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cumming Branch
    5835 Bethelview Rd, 30040
    Hours: see the bank's site
Coastal States Bank: profile, branches and contacts
Delta Community Credit Union 1 office · main office Atlanta, GA Credit union · 1

Delta Community Credit Union has 1 office in Cumming, 33 across Georgia. It is based in Atlanta, GA and $9.14 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Cumming
    445 Peachtree Pkwy, 30041
    (404) 715-4725Today 8:30 am to 4:30 pm
    All hours

    Mon to Thu 8:30 am to 4:30 pm; Fri to Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Delta Community Credit Union: profile, branches and contacts
First Horizon First Horizon Bank · 1 branch · main office Memphis, TN Bank · 1

First Horizon has 1 branch in Cumming, 13 across Georgia and 416 nationwide. FDIC records list its main office in Memphis, TN and show it operating since 1864. With $84.12 billion in total assets on June 30, 2026, it ranks No. 38 of 4,232 U.S. banks by total assets. The Johns Creek at 2555 Peachtree Pkwy dates to 2006 in FDIC branch records. Its published hours do not list Saturday.

  • Johns Creek
    2555 Peachtree Pkwy, 30041
    (770) 887-9220Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: First Horizon branch locator (All The Places), checked Oct 10, 2026

First Horizon: profile, branches and contacts
Georgia Banking 1 branch · main office Atlanta, GA Bank · 1

Georgia Banking has 1 branch in Cumming, 10 across Georgia and 10 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 2001. With $3.26 billion in total assets on June 30, 2026, it ranks No. 397 of 4,232 U.S. banks by total assets. The North Metro Financial Center Branch at 6080 Bethelview Rd dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • North Metro Financial Center Branch
    6080 Bethelview Rd, 30040
    Hours: see the bank's site
Georgia Banking: profile, branches and contacts
Georgia United Credit Union 1 office · main office Duluth, GA Credit union · 1

Georgia United Credit Union has 1 office in Cumming, 15 across Georgia. It is based in Duluth, GA and $2.50 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Cumming Office
    731 Atlanta Hwy, 30040
    (770) 476-6400Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Georgia United Credit Union: profile, branches and contacts
Northside Credit Union 1 office · main office Atlanta, GA Credit union · 1

Northside Credit Union has 1 office in Cumming, 2 across Georgia. It is based in Atlanta, GA and $21.9 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Northside Federal Credit Union
    1100 Forsyth Drive Suite 200, 30041
    (770) 844-3800Today 7:30 am to 4 pm
    All hours

    Mon to Fri 7:30 am to 4 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Northside Credit Union: profile, branches and contacts
Pinnacle Bank 1 branch · main office Nashville, TN Bank · 1

Pinnacle Bank has 1 branch in Cumming, 107 across Georgia and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Cumming Bank Branch at 960 Buford Rd dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Cumming Bank Branch
    960 Buford Rd, 30041
    Hours: see the bank's site
Pinnacle Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Cumming, 60 across Georgia and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Trammel Road Branch at 1640 Buford Hwy dates to 2005 in FDIC branch records. It opens on Saturday.

  • Trammel Road Branch
    1640 Buford Hwy, 30041
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Renasant Renasant Bank · 1 branch · main office Tupelo, MS Bank · 1

Renasant has 1 branch in Cumming, 73 across Georgia and 266 nationwide. FDIC records list its main office in Tupelo, MS and show it operating since 1904. With $26.99 billion in total assets on June 30, 2026, it ranks No. 80 of 4,232 U.S. banks by total assets. The Cumming Branch at 108 Canton Rd dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

Renasant: profile, branches and contacts
United Bank 1 branch · main office Fairfax, VA Bank · 1

United Bank has 1 branch in Cumming, 16 across Georgia and 237 nationwide. FDIC records list its main office in Fairfax, VA and show it operating since 1979. With $33.64 billion in total assets on June 30, 2026, it ranks No. 65 of 4,232 U.S. banks by total assets. The Forsyth Office at 1045 Peachtree Pkwy dates to 2018 in FDIC branch records. Its published hours do not list Saturday.

  • Forsyth Office
    1045 Peachtree Pkwy, 30041
    (770) 886-6339Today 9 am to 4 pm
    All hours

    Mon to Fri 9 am to 4 pm; Sat to Sun not published

    Hours: United Bank branch locator (All The Places), checked Oct 10, 2026

United Bank: profile, branches and contacts

Join a credit union in Cumming

3 credit unions have 3 offices here: Delta Community Credit Union, Georgia United Credit Union and Northside Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Cumming page has every office in the state's directory.

Banking in Cumming: the local picture

Short answer: 17 banks run 36 branches in Cumming according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 17 banks, 1 has its main office in Cumming, 2 elsewhere in Georgia and 14 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 201 W Main St, dating to 1904; the newest is Chase's at 3480 Canton Hwy, from 2025.

3 credit unions have 3 offices in Cumming, according to the NCUA. Who can join each one is on the credit unions page.

Of the 22 locations with published hours. 8 open on Saturday. 17 locations have no published hours in these sources.

Banks by ZIP code in Cumming

Offices grouped by the ZIP code in their FDIC or NCUA record.

Short answer: ZIP 30041 has the most bank and credit union offices in Cumming (21), followed by 30040 (17) and 30028 (1). Offices are spread across 3 ZIP codes.

ZIP codeOfficesInstitutionsMost offices
300412113Bank OZK, Chase, Truist
300401711Regions Bank, Bank of America, Chase
3002811The Citizens Bank of Georgia

Banks and credit unions open on Saturday in Cumming

Short answer: 8 of the 22 Cumming locations with published hours open on Saturday, run by 6 institutions.

  • Chase: 1 of 5 branches (1710 Buford Hwy: Saturday 9 am to 2 pm)
  • Truist: 3 of 5 branches (1170 Buford Rd: Saturday 9 am to 12 pm, and 2 more)
  • Wells Fargo: 1 of 4 branches (106 W Maple St: Saturday 9 am to 2 pm)
  • Bank of America: 1 of 2 branches (501 Tri County Plz: Saturday 9 am to 2 pm)
  • PNC Bank: 1 of 1 branch (1640 Buford Hwy: Saturday 9 am to 1 pm)
  • Delta Community Credit Union: 1 of 1 office (445 Peachtree Pkwy: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 17 of the 39 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Cumming, and where the nearest one is if they do not.

Short answer: In Cumming: Chase (5), Wells Fargo (4), Bank of America (2), PNC Bank (1), Truist (5), Regions Bank (4). No branches in Cumming: U.S. Bank (nearest in Sandy Springs, 22 mi), Fifth Third Bank (nearest in Sugar Hill, 6 mi), Huntington (nearest in Alpharetta, 12 mi), TD Bank, BMO.

BankIn CummingNearest branch if none here
Chase5 brancheshere
Wells Fargo4 brancheshere
Bank of America2 brancheshere
PNC Bank1 branchhere
Truist5 brancheshere
Regions Bank4 brancheshere
U.S. BankNoneSandy Springs, 22 miles away
Fifth Third BankNoneSugar Hill, 6 miles away
HuntingtonNoneAlpharetta, 12 miles away
TD BankNonenone in Georgia
BMONonenone in Georgia

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Cumming to the nearest branch in Georgia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Cumming residents like anyone else.

Banks near Cumming

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Sugar Hill (7 miles) and Milton (9 miles). Duluth, 14 miles away, has the most banks nearby: 27.

Bank branch openings and closings in Cumming

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Cumming between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Dec 16, 2025OpenedChase3480 Canton Hwy, 30040

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Banks and credit unions based in Cumming

Short answer: 1 institution has its main office in Cumming: The Citizens Bank of Georgia.

InstitutionTypeTotal assets, June 30, 2026Offices here
The Citizens Bank of GeorgiaBank$598.5 million2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Cumming by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Cumming offices.

Short answer: Chase is the largest bank with offices in Cumming, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 1 of the 17 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 15Columbus, OH
Bank of America$2.65 trillionNo. 22Charlotte, NC
Wells Fargo$1.91 trillionNo. 44Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
Truist$548.35 billionNo. 95Charlotte, NC
Regions Bank$159.79 billionNo. 274Birmingham, AL
Pinnacle Bank$128.79 billionNo. 281Nashville, TN
First Horizon$84.12 billionNo. 381Memphis, TN
Bank OZK$41.70 billionNo. 573Little Rock, AR
United Bank$33.64 billionNo. 651Fairfax, VA

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Cumming: FAQ

How many banks are in Cumming, GA?

Cumming has 17 banks with 36 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Cumming?

Chase, with 5. Truist has 5 and Wells Fargo has 4.

Is there a Chase in Cumming, GA?

Yes. FDIC data lists 5 Chase branches in Cumming as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Truist in Cumming, GA?

Yes. FDIC data lists 5 Truist branches in Cumming as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.

Is there a Wells Fargo in Cumming, GA?

Yes. FDIC data lists 4 Wells Fargo branches in Cumming as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.

Is there a U.S. Bank in Cumming, GA?

No. FDIC data lists no U.S. Bank branch in Cumming as of September 5, 2026. The nearest is in Sandy Springs, about 22 miles away in a straight line.

Which banks in Cumming are open on Saturday?

Chase, Truist, Wells Fargo and Bank of America and 2 more publish Saturday hours for one or more Cumming locations. The Saturday section above lists each one with its hours. 17 of the 39 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Cumming?

The Citizens Bank of Georgia has its main office in Cumming, according to the FDIC.

What is the oldest bank in Cumming?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Cumming?

Delta Community Credit Union, Georgia United Credit Union and Northside Credit Union have offices in Cumming. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Cumming in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Cumming?

Nearby cities with more banks include Sugar Hill, Milton, Suwanee. Sugar Hill is 7 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 2 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (19 of 36 branches: Bank OZK, Bank of America, Chase, First Horizon, PNC Bank, Truist and 2 more)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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