Banks in Kosrae, FM

Bank branch map: Kosrae

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 2 banks and credit unions operate 2 locations in Kosrae, according to the FDIC. 2 of them have coordinates on record and are on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Kosrae

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Bank of Guam and Bank of the Federated States of Micronesia have the most locations in Kosrae, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Bank of Guam 1 branch · main office Hagatna, GU Bank · 1

Bank of Guam has 1 branch in Kosrae, 4 across Federated States of Micronesia and 1 nationwide. FDIC records list its main office in Hagatna, GU and show it operating since 1972. With $3.24 billion in total assets on June 30, 2026, it ranks No. 399 of 4,232 U.S. banks by total assets. The Kosrae Branch at Unit 104 Capital Plaza Bldg. dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Kosrae Branch

  Unit 104 Capital Plaza Bldg., 96944

  Hours: see the bank's site
  DirectionsWebsite

Bank of Guam: profile, branches and contacts

Bank of the Federated States of Micronesia 1 branch · main office Kolonia, FM Bank · 1

Bank of the Federated States of Micronesia has 1 branch in Kosrae, 4 across Federated States of Micronesia. FDIC records list its main office in Kolonia, FM and show it operating since 1986. With $278.4 million in total assets on June 30, 2026, it ranks No. 2,588 of 4,232 U.S. banks by total assets. The Kosrae Branch at 148 Causeway Drive dates to 1990 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Kosrae Branch

  148 Causeway Drive, 96944

  Hours: see the bank's site
  DirectionsWebsite

Bank of the Federated States of Micronesia: profile, branches and contacts

Banking in Kosrae: the local picture

Short answer: 2 banks run 2 branches in Kosrae according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Kosrae, 1 elsewhere in Federated States of Micronesia and 1 out of state, according to the FDIC.

The bank with the longest record here is Bank of Guam, operating since 1972 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of the Federated States of Micronesia's office at 148 Causeway Drive, dating to 1990; the newest is Bank of Guam's at Unit 104 Capital Plaza Bldg., from 2009.

None of the 2 locations here publishes hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Kosrae, and where the nearest one is if they do not.

Short answer: No branches in Kosrae: Chase, Wells Fargo, Bank of America, PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank, BMO.

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Kosrae to the nearest branch in Federated States of Micronesia.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Kosrae residents like anyone else.

Banks near Kosrae

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Chuuk (2244 miles) and Yap (4343 miles). Chuuk, 2244 miles away, has the most banks nearby: 2.

Bank branch openings and closings in Kosrae

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Kosrae between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Kosrae by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Kosrae offices.

Short answer: Bank of Guam is the largest bank with offices in Kosrae, with $3.24 billion in total assets on June 30, 2026, No. 399 among U.S. banks by total assets. Bank of the Federated States of Micronesia is second with $278.4 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Kosrae: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.