US Bank Directory
Banks in Winter Garden, FL
12 FDIC-insured banks operate 19 offices in Winter Garden, Florida, and 5 credit unions have 6 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Winter Garden
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 17 banks and credit unions operate 25 locations in Winter Garden, according to the FDIC and the NCUA. 23 of them have coordinates on record and are on the map. 17 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
23 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Winter Garden
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo and Truist have the most locations in Winter Garden, with 3 each. 7 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Truist Bank · 3
Truist has 3 branches in Winter Garden, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Winter Garden location is the Winter Garden Branch at 13520 W Colonial Dr, dating to 2005; the newest, at 15967 New Independence Pkwy, to 2020. 2 of its 3 Winter Garden locations with published hours open on Saturday.
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Winter Garden Branch13520 W Colonial Dr, 34787
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Hamlin Branch15967 New Independence Pkwy, 34787
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Winter Garden Village Branch3106 Daniels Rd, 34787
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 3
Wells Fargo has 3 branches in Winter Garden, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Winter Garden location is the South Dillard Street Branch at 801 S Dillard St, dating to 1979; the newest, at 5708 Hamlin Groves Trl, to 2024. 2 of its 3 Winter Garden locations with published hours open on Saturday.
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Fowler Groves Branch3301 Daniels Rd, 34787
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Hamlin Branch5708 Hamlin Groves Trl, 34787
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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South Dillard Street Branch801 S Dillard St, 34787
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Winter Garden, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Winter Garden location is the Winter Garden Branch at 13730 W Colonial Dr, dating to 2003; the newest, at 14403 Shoreside Way, to 2018. It opens on Saturday.
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Winter Garden Branch13730 W Colonial Dr, 34787
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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New Independence And Hamlin Grove14403 Shoreside Way, 34787
Fifth Third Bank Bank · 2
Fifth Third Bank has 2 branches in Winter Garden, 218 across Florida and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Winter Garden location is the The Groves Branch at 3004 Daniels Rd, dating to 2007; the newest, at 16025 Solaire St, to 2026. All 2 of its Winter Garden locations with published hours open on Saturday.
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Waterleigh Bc Branch16025 Solaire St, 34787
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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The Groves Branch3004 Daniels Rd, 34787
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Regions Bank Bank · 2
Regions Bank has 2 branches in Winter Garden, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Winter Garden location is the Winter Garden Branch at 14075 W Colonial Dr, dating to 1992; the newest, at 16037 New Independence Pkwy, to 2021. It does not publish hours in the sources this page uses; check its site before you go.
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Winter Garden Branch14075 W Colonial Dr, 34787
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Hamlin Town Center Branch16037 New Independence Pkwy, 34787
Vystar Credit Union Credit union · 2
Vystar Credit Union has 2 officees in Winter Garden, 92 across Florida. It is based in Jacksonville, FL and $13.80 billion in assets on March 31, 2026, according to its NCUA call report. 1 of its 2 Winter Garden locations with published hours open on Saturday.
Who can join: see the credit union's site.
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170-Winter Garden14130 W Colonial Dr, 34787
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
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204-Hamlin5026 Hamlin Groves Trl, 34787
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Addition Financial Credit Union Credit union · 1
Addition Financial Credit Union has 1 office in Winter Garden, 33 across Florida. It is based in Lake Mary, FL and $3.81 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Winter Garden Branch950 9Th St, 34787
All hours
Mon to Wed 9 am to 5 pm; Thu 10 am to 5 pm; Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
American Momentum Bank Bank · 1
American Momentum Bank has 1 branch in Winter Garden, 11 across Florida and 31 nationwide. FDIC records list its main office in College Station, TX and show it operating since 2006. With $2.85 billion in total assets on June 30, 2026, it ranks No. 453 of 4,232 U.S. banks by total assets. The Winter Garden Branch at 3155 Daniels Road dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winter Garden Branch3155 Daniels Road, 34787
Ameris Bank Bank · 1
Ameris Bank has 1 branch in Winter Garden, 51 across Florida and 177 nationwide. FDIC records list its main office in Atlanta, GA and show it operating since 1971. With $28.42 billion in total assets on June 30, 2026, it ranks No. 76 of 4,232 U.S. banks by total assets. The Winter Garden Branch at 12901 W Colonial Dr dates to 2002 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winter Garden Branch12901 W Colonial Dr, 34787
Axiom Bank Bank · 1
Axiom Bank has 1 branch in Winter Garden, 7 across Florida and 7 nationwide. FDIC records list its main office in Maitland, FL and show it operating since 1962. With $732.4 million in total assets on June 30, 2026, it ranks No. 1,344 of 4,232 U.S. banks by total assets. The Hamlin Town Center at 16418 New Independence Pkwy dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Hamlin Town Center16418 New Independence Pkwy, 34787
Fairwinds Credit Union Credit union · 1
Fairwinds Credit Union has 1 office in Winter Garden, 31 across Florida. It is based in Orlando, FL and $5.29 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Winter Garden13580 W Colonial Dr, 34787
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Mccoy Credit Union Credit union · 1
Mccoy Credit Union has 1 office in Winter Garden, 16 across Florida. It is based in Orlando, FL and $1.03 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Mccoy Federal Credit Union15402 Waterbird Rd, 34787
All hours
Mon to Fri 9 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Priority Credit Union Credit union · 1
Priority Credit Union has 1 office in Winter Garden, 5 across Florida. It is based in Orlando, FL and $56.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Winter Garden15155 W Colonial Dr, 34787
All hours
Mon to Fri 8:30 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Seacoast Bank Bank · 1
Seacoast Bank has 1 branch in Winter Garden, 117 across Florida and 118 nationwide. FDIC records list its main office in Stuart, FL and show it operating since 1933. With $21.34 billion in total assets on June 30, 2026, it ranks No. 100 of 4,232 U.S. banks by total assets. The Winter Garden Branch at 13207 W Colonial Dr dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winter Garden Branch13207 W Colonial Dr, 34787
TD Bank Bank · 1
TD Bank has 1 branch in Winter Garden, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Winter Garden Branch at 12200 W Colonial Dr dates to 2000 in FDIC branch records. It opens on Saturday.
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Winter Garden Branch12200 W Colonial Dr, 34787
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 2 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Trustco Bank Bank · 1
Trustco Bank has 1 branch in Winter Garden, 51 across Florida and 133 nationwide. FDIC records list its main office in Glenville, NY and show it operating since 1925. With $6.52 billion in total assets on June 30, 2026, it ranks No. 238 of 4,232 U.S. banks by total assets. The Winter Garden Branch at 16118 Marsh Rd dates to 2008 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Winter Garden Branch16118 Marsh Rd, 34787
Valley Bank Bank · 1
Valley Bank has 1 branch in Winter Garden, 45 across Florida and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. The Hamlin Groves Branch at 16026 New Independence Pkwy dates to 2020 in FDIC branch records. Its published hours do not list Saturday.
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Hamlin Groves Branch16026 New Independence Pkwy, 34787
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Winter Garden
5 credit unions have 6 offices here: Vystar Credit Union, Fairwinds Credit Union, Addition Financial Credit Union, Mccoy Credit Union and Priority Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Winter Garden page has every office in the state's directory.
Banking in Winter Garden: the local picture
Short answer: 12 banks run 19 branches in Winter Garden according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 12 banks, 0 have their main office in Winter Garden, 2 elsewhere in Florida and 10 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 801 S Dillard St, dating to 1979; the newest is Fifth Third Bank's at 16025 Solaire St, from 2026.
5 credit unions have 6 offices in Winter Garden, according to the NCUA. Who can join each one is on the credit unions page.
Of the 17 locations with published hours. 10 open on Saturday. 8 locations have no published hours in these sources.
Banks and credit unions open on Saturday in Winter Garden
Short answer: 10 of the 17 Winter Garden locations with published hours open on Saturday, run by 7 institutions.
- Wells Fargo: 2 of 3 branches (3301 Daniels Rd: Saturday 9 am to 2 pm, and 1 more)
- Truist: 2 of 3 branches (13520 W Colonial Dr: Saturday 9 am to 12 pm, and 1 more)
- Chase: 1 of 2 branches (13730 W Colonial Dr: Saturday 9 am to 2 pm)
- Fifth Third Bank: 2 of 2 branches (16025 Solaire St: Saturday 9 am to 12 pm, and 1 more)
- TD Bank: 1 of 1 branch (12200 W Colonial Dr: Saturday 9 am to 2 pm)
- Vystar Credit Union: 1 of 2 offices (14130 W Colonial Dr: Saturday 9 am to 1 pm)
- Addition Financial Credit Union: 1 of 1 office (950 9Th St: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 8 of the 25 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Winter Garden, and where the nearest one is if they do not.
Short answer: In Winter Garden: Chase (2), Wells Fargo (3), Truist (3), Fifth Third Bank (2), Regions Bank (2), TD Bank (1). No branches in Winter Garden: Bank of America (nearest in Ocoee, 5 mi), PNC Bank (nearest in Orlando, 7 mi), U.S. Bank (nearest in Sarasota, 99 mi), Huntington (nearest in Orlando, 8 mi), BMO (nearest in Brandon, 60 mi).
| Bank | In Winter Garden | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 3 branches | here |
| Truist | 3 branches | here |
| Fifth Third Bank | 2 branches | here |
| Regions Bank | 2 branches | here |
| TD Bank | 1 branch | here |
| Bank of America | None | Ocoee, 5 miles away |
| PNC Bank | None | Orlando, 7 miles away |
| U.S. Bank | None | Sarasota, 99 miles away |
| Huntington | None | Orlando, 8 miles away |
| BMO | None | Brandon, 60 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winter Garden to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winter Garden residents like anyone else.
Banks near Winter Garden
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Windermere (4 miles) and Ocoee (5 miles). Orlando, 15 miles away, has the most banks nearby: 34.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Windermere, FL | 4 mi | 6 | 7 |
| Banks in Ocoee, FL | 5 mi | 6 | 9 |
| Banks in Clermont, FL | 7 mi | 12 | 21 |
| Banks in Apopka, FL | 13 mi | 11 | 13 |
| Banks in Celebration, FL | 14 mi | 3 | 4 |
| Banks in Orlando, FL | 15 mi | 34 | 169 |
| Banks in Groveland, FL | 16 mi | 2 | 2 |
| Banks in Maitland, FL | 16 mi | 9 | 9 |
Bank branch openings and closings in Winter Garden
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Winter Garden between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Jun 25, 2026 | Opened | Fifth Third Bank | 16025 Solaire St, 34787 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Largest banks in Winter Garden by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winter Garden offices.
Short answer: Chase is the largest bank with offices in Winter Garden, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 3 | Sioux Falls, SD |
| Truist | $548.35 billion | No. 9 | 3 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 1 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 2 | Cincinnati, OH |
| Regions Bank | $159.79 billion | No. 27 | 2 | Birmingham, AL |
| Valley Bank | $66.23 billion | No. 43 | 1 | Passaic, NJ |
| Ameris Bank | $28.42 billion | No. 76 | 1 | Atlanta, GA |
| Seacoast Bank | $21.34 billion | No. 100 | 1 | Stuart, FL |
| Trustco Bank | $6.52 billion | No. 238 | 1 | Glenville, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Winter Garden: FAQ
How many banks are in Winter Garden, FL?
Winter Garden has 12 banks with 19 branches and 5 credit unions with 6 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Winter Garden?
Wells Fargo, with 3. Truist has 3 and Chase has 2.
Is there a Wells Fargo in Winter Garden, FL?
Yes. FDIC data lists 3 Wells Fargo branches in Winter Garden as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a Truist in Winter Garden, FL?
Yes. FDIC data lists 3 Truist branches in Winter Garden as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Chase in Winter Garden, FL?
Yes. FDIC data lists 2 Chase branches in Winter Garden as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Winter Garden, FL?
No. FDIC data lists no Bank of America branch in Winter Garden as of September 5, 2026. The nearest is in Ocoee, about 5 miles away in a straight line.
Which banks in Winter Garden are open on Saturday?
Wells Fargo, Truist, Chase and Fifth Third Bank and 3 more publish Saturday hours for one or more Winter Garden locations. The Saturday section above lists each one with its hours. 8 of the 25 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Winter Garden?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Winter Garden?
Vystar Credit Union, Fairwinds Credit Union, Addition Financial Credit Union and Mccoy Credit Union and 1 more have offices in Winter Garden. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Winter Garden in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Winter Garden?
Nearby cities with more banks include Windermere, Ocoee, Clermont. Windermere is 4 miles away with 6 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 4 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (11 of 19 branches: Chase, Fifth Third Bank, TD Bank, Truist, Valley Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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