US Bank Directory
Banks in Palm Springs, FL
4 FDIC-insured banks operate 4 offices in Palm Springs, Florida, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Palm Springs
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 6 locations in Palm Springs, according to the FDIC and the NCUA. 5 of them have coordinates on record and are on the map. 5 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
5 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Palm Springs
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Palm Springs, with 1 each. 4 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 1
Bank of America has 1 branch in Palm Springs, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. The Palm Springs Branch at 1758 S Congress Ave dates to 1982 in FDIC branch records. It opens on Saturday.
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Palm Springs Branch1758 S Congress Ave, 33461
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Firefighters First Credit Union Credit union · 1
Firefighters First Credit Union has 1 office in Palm Springs, 1 across Florida. It is based in Los Angeles, CA and $2.47 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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West Palm Beach Regional Office3713 S Congress Ave, 33461
All hours
Mon to Fri 7 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Gold Coast Credit Union Credit union · 1
Gold Coast Credit Union has 1 office in Palm Springs, 4 across Florida. It is based in Palm Springs, FL and $267.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office2226 S Congress Ave, 33406
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 1
PNC Bank has 1 branch in Palm Springs, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Palm Springs Branch at 3320 S Congress Ave dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Palm Springs Branch3320 S Congress Ave, 33461
Truist Bank · 1
Truist has 1 branch in Palm Springs, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. The Palm Springs Branch at 2764 S Congress Ave dates to 2022 in FDIC branch records. Its published hours do not list Saturday.
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Palm Springs Branch2764 S Congress Ave, 33461
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 1
Wells Fargo has 1 branch in Palm Springs, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Palm Springs Branch at 1662 S Congress Ave dates to 2001 in FDIC branch records. It opens on Saturday.
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Palm Springs Branch1662 S Congress Ave, 33461
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Join a credit union in Palm Springs
2 credit unions have 2 offices here: Firefighters First Credit Union and Gold Coast Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Palm Springs page has every office in the state's directory.
Banking in Palm Springs: the local picture
Short answer: 4 banks run 4 branches in Palm Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Palm Springs and 4 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Bank of America's office at 1758 S Congress Ave, dating to 1982; the newest is Truist's at 2764 S Congress Ave, from 2022.
2 credit unions have 2 offices in Palm Springs, according to the NCUA. Who can join each one is on the credit unions page.
Of the 5 locations with published hours. 2 open on Saturday. 1 location has no published hours in these sources.
Banks by ZIP code in Palm Springs
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 33461 has the most bank and credit union offices in Palm Springs (5), followed by 33406 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 33461 | 5 | 5 | Bank of America, Firefighters First Credit Union, PNC Bank |
| 33406 | 1 | 1 | Gold Coast Credit Union |
Banks open on Saturday in Palm Springs
Short answer: 2 of the 5 Palm Springs locations with published hours open on Saturday, run by 2 institutions.
- Bank of America: 1 of 1 branch (1758 S Congress Ave: Saturday 9 am to 2 pm)
- Wells Fargo: 1 of 1 branch (1662 S Congress Ave: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 6 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Palm Springs, and where the nearest one is if they do not.
Short answer: In Palm Springs: Wells Fargo (1), Bank of America (1), PNC Bank (1), Truist (1). No branches in Palm Springs: Chase (nearest in Lake Worth, 1 mi), U.S. Bank (nearest in Palm Beach, 6 mi), Fifth Third Bank (nearest in Lantana, 4 mi), Huntington (nearest in Naples, 109 mi), Regions Bank (nearest in Greenacres, 4 mi), TD Bank (nearest in Lake Worth, 1 mi), BMO (nearest in Bonita Springs, 108 mi).
| Bank | In Palm Springs | Nearest branch if none here |
|---|---|---|
| Wells Fargo | 1 branch | here |
| Bank of America | 1 branch | here |
| PNC Bank | 1 branch | here |
| Truist | 1 branch | here |
| Chase | None | Lake Worth, 1 mile away |
| U.S. Bank | None | Palm Beach, 6 miles away |
| Fifth Third Bank | None | Lantana, 4 miles away |
| Huntington | None | Naples, 109 miles away |
| Regions Bank | None | Greenacres, 4 miles away |
| TD Bank | None | Lake Worth, 1 mile away |
| BMO | None | Bonita Springs, 108 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Palm Springs to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Palm Springs residents like anyone else.
Banks near Palm Springs
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Lake Worth (3 miles) and Greenacres (3 miles). West Palm Beach, 5 miles away, has the most banks nearby: 25.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Lake Worth, FL | 3 mi | 10 | 28 |
| Banks in Greenacres, FL | 3 mi | 7 | 7 |
| Banks in Lantana, FL | 3 mi | 4 | 4 |
| Banks in West Palm Beach, FL | 5 mi | 25 | 66 |
| Banks in Palm Beach, FL | 6 mi | 15 | 20 |
| Banks in Boynton Beach, FL | 8 mi | 14 | 36 |
| Banks in Wellington, FL | 9 mi | 11 | 17 |
| Banks in Royal Palm Beach, FL | 9 mi | 6 | 6 |
Bank branch openings and closings in Palm Springs
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Palm Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Palm Springs
Short answer: 1 institution has its main office in Palm Springs: Gold Coast Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Gold Coast Credit Union | Credit union | $267.8 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Palm Springs by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Palm Springs offices.
Short answer: Bank of America is the largest bank with offices in Palm Springs, with $2.65 trillion in total assets on June 30, 2026, No. 2 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of America | $2.65 trillion | No. 2 | 1 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 1 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 1 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 1 | Charlotte, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Palm Springs: FAQ
How many banks are in Palm Springs, FL?
Palm Springs has 4 banks with 4 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Palm Springs?
Bank of America, with 1. Wells Fargo has 1 and PNC Bank has 1.
Is there a Bank of America in Palm Springs, FL?
Yes. FDIC data lists 1 Bank of America branch in Palm Springs as of September 5, 2026. The address and directions are under Bank of America above.
Is there a Wells Fargo in Palm Springs, FL?
Yes. FDIC data lists 1 Wells Fargo branch in Palm Springs as of September 5, 2026. The address and directions are under Wells Fargo above.
Is there a PNC Bank in Palm Springs, FL?
Yes. FDIC data lists 1 PNC Bank branch in Palm Springs as of September 5, 2026. The address and directions are under PNC Bank above.
Is there a Chase in Palm Springs, FL?
No. FDIC data lists no Chase branch in Palm Springs as of September 5, 2026. The nearest is in Lake Worth, about 1 miles away in a straight line.
Which banks in Palm Springs are open on Saturday?
Bank of America and Wells Fargo publish Saturday hours for one or more Palm Springs locations. The Saturday section above lists each one with its hours. 1 of the 6 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Palm Springs?
Gold Coast Credit Union has its main office in Palm Springs, according to the FDIC and the NCUA.
What is the oldest bank in Palm Springs?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Palm Springs?
Firefighters First Credit Union and Gold Coast Credit Union have offices in Palm Springs. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Palm Springs in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Palm Springs?
Nearby cities with more banks include Lake Worth, Greenacres, Lantana. Lake Worth is 3 miles away with 10 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (3 of 4 branches: Bank of America, Truist, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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