US Bank Directory
Banks in Clearwater, FL
23 FDIC-insured banks operate 59 offices in Clearwater, Florida, and 9 credit unions have 12 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Clearwater
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 32 banks and credit unions operate 71 locations in Clearwater, according to the FDIC and the NCUA. 71 of them have coordinates on record and are on the map. 45 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
71 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Clearwater
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Fifth Third Bank has the most locations in Clearwater, with 8. It is followed by Truist (7), Chase (6), Regions Bank (6). 11 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Fifth Third Bank Bank · 8
Fifth Third Bank has 8 branches in Clearwater, 218 across Florida and 1,508 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1865. With $299.18 billion in total assets on June 30, 2026, it ranks No. 14 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clearwater location is the Clearwater Branch at 1150 Cleveland St, dating to 1986; the newest, at 4875 East Bay Drive, to 2023. 6 of its 8 Clearwater locations with published hours open on Saturday.
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Island Estates Branch100 Island Way, 33767
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Clearwater Branch1150 Cleveland St, 33755
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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49Th Street Branch13361 49th St N, 33762
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Missouri Ave1698 S Missouri Ave, 33756
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Countryside2508 State Road 580, 33761
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Gulf To Bay Branch2710 Gulf To Bay Blvd, 33759
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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Enterprise Bc Branch3029 Enterprise Rd E, 33759
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
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East Bay Bc Branch4875 East Bay Drive, 33764
All hours
Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed
Hours: Fifth Third Bank branch locator (All The Places), checked Oct 10, 2026
Truist Bank · 7
Truist has 7 branches in Clearwater, 441 across Florida and 1,931 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1872. With $548.35 billion in total assets on June 30, 2026, it ranks No. 9 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clearwater location is the Countryside Mall Branch at 26627 Us Highway 19 N, dating to 1934; the newest, at 2475 Sunset Point Rd, to 1995. None of its 7 Clearwater locations with published hours lists Saturday hours.
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Missouri Avenue Branch1299 S Missouri Ave, 33756
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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East Clearwater Branch2110 Gulf To Bay Blvd, 33765
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Sunset Point Branch2475 Sunset Point Rd, 33765
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Northwood Branch2500 N Mcmullen Booth Rd, 33761
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Countryside Mall Branch26627 Us Highway 19 N, 33761
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Clearwater Beach Branch423 Mandalay Ave, 33767
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
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Icot Branch5801 Ulmerton Rd, 33760
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun closed
Hours: Truist branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 6
Chase has 6 branches in Clearwater, 434 across Florida and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clearwater location is the Countryside Branch at 2471 State Road 580, dating to 2004; the newest, at 2300 Sunset Point Rd, to 2019. 1 of its 3 Clearwater locations with published hours open on Saturday.
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Sunset And Old Coachman2300 Sunset Point Rd, 33765
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Countryside Branch2471 State Road 580, 33761
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Ulmerton Road & Heron Blvd Branch2755 Ulmerton Rd, 33762
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Mcmullen Booth & Enterprise Banking Center3033 Enterprise Rd E, 33759
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Clearwater - Downtown Branch511 S Fort Harrison Ave, 33756
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
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Gulf To Bay Road & Belcher Banking Center Branch533 S Belcher Rd, 33764
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Regions Bank Bank · 6
Regions Bank has 6 branches in Clearwater, 270 across Florida and 1,256 nationwide. FDIC records list its main office in Birmingham, AL and show it operating since 1928. With $159.79 billion in total assets on June 30, 2026, it ranks No. 27 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clearwater location is the Downtown Clearwater Branch at 715 S Fort Harrison Ave, dating to 1926; the newest, at 3021 Enterprise Rd E, to 1987. It does not publish hours in the sources this page uses; check its site before you go.
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Belleair Highland Branch1500 Belleair Rd, 33756
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Sunset 19 Branch2551 Sunset Point Rd, 33765
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Enterprise Rd Branch3021 Enterprise Rd E, 33759
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Tri City Branch5200 E Bay Dr, 33764
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Gulf To Bay Branch655 S Belcher Rd, 33764
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Downtown Clearwater Branch715 S Fort Harrison Ave, 33756
Wells Fargo Bank · 5
Wells Fargo has 5 branches in Clearwater, 458 across Florida and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clearwater location is the Northwood Branch at 2580 N Mcmullen Booth Rd, dating to 1933; the newest, at 2699 Gulf To Bay Blvd, to 2004. 4 of its 5 Clearwater locations with published hours open on Saturday.
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Sunset Point Branch2301 Sunset Point Rd, 33765
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Northwood Branch2580 N Mcmullen Booth Rd, 33761
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Clearwater Mall Branch2699 Gulf To Bay Blvd, 33759
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Tri-City Branch5250 E Bay Dr, 33764
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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South Fort Harrison Branch639 S Fort Harrison Ave, 33756
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bank of America Bank · 4
Bank of America has 4 branches in Clearwater, 414 across Florida and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clearwater location is the Missouri Avenue Branch at 1610 S Missouri Ave, dating to 1964; the newest, at 1911 N Belcher Rd, to 1987. 2 of its 4 Clearwater locations with published hours open on Saturday.
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Missouri Avenue Branch1610 S Missouri Ave, 33756
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Gulf To Bay Boulevard Branch1640 Gulf To Bay Blvd, 33755
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Beckett Lake Branch1911 N Belcher Rd, 33763
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Northwood Branch3000 Enterprise Rd E, 33759
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Centennial Bank Bank · 2
Centennial Bank has 2 branches in Clearwater, 88 across Florida and 243 nationwide. FDIC records list its main office in Conway, AR and show it operating since 1903. With $24.55 billion in total assets on June 30, 2026, it ranks No. 89 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clearwater location is the Clearwater Class Branch at 13773 Icot Blvd, dating to 2014; the newest, at 26417 Us Highway 19 N, to 2017. It does not publish hours in the sources this page uses; check its site before you go.
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Clearwater Class Branch13773 Icot Blvd, 33760
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Clearwater Branch26417 Us Highway 19 N, 33761
City-county Employees Credit Union Credit union · 2
City-county Employees Credit Union has 2 officees in Clearwater, 2 across Florida. It is based in Clearwater, FL and $42.2 million in assets on March 31, 2026, according to its NCUA call report. None of its 2 Clearwater locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Main Office main office1810 N Belcher Rd, 33765
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Fi Care Federal Credit Union300 Jeffords St Ste A, 33756
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Flagship Bank Bank · 2
Flagship Bank has 2 branches in Clearwater, 7 across Florida and 7 nationwide. FDIC records list its main office in Clearwater, FL and show it operating since 2006. With $802.8 million in total assets on June 30, 2026, it ranks No. 1,260 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clearwater location is its main office at 29750 Us Highway 19 N, dating to 2006; the newest, at 27950 Us Highway 19 North, to 2008. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office29750 Us Highway 19 N, 33761
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Messenger Service27950 Us Highway 19 North, 33761
Grow Financial Credit Union Credit union · 2
Grow Financial Credit Union has 2 officees in Clearwater, 23 across Florida. It is based in Tampa, FL and $3.94 billion in assets on March 31, 2026, according to its NCUA call report. All 2 of its Clearwater locations with published hours open on Saturday.
Who can join: see the credit union's site.
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Clearwater Branch2474 State Road 580, 33761
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
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Gulf To Bay Branch2768 Gulf To Bay Blvd, 33759
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published
Hours: NCUA, March 31, 2026
Gte Credit Union Credit union · 2
Gte Credit Union has 2 officees in Clearwater, 25 across Florida. It is based in Tampa, FL and $3.13 billion in assets on March 31, 2026, according to its NCUA call report. None of its 2 Clearwater locations with published hours lists Saturday hours.
Who can join: see the credit union's site.
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Clearwater2168 Gulf To Bay Blvd, 33765
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
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Palm Harbor29492 Us Highway 19 N, 33761
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
PNC Bank Bank · 2
PNC Bank has 2 branches in Clearwater, 201 across Florida and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clearwater location is the Countryside Branch at 2575 Countryside Blvd, dating to 1998; the newest, at 2498 Gulf To Bay Blvd, to 2007. It opens on Saturday.
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Gulf To Bay Branch2498 Gulf To Bay Blvd, 33765
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Countryside Branch2575 Countryside Blvd, 33761
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
TD Bank Bank · 2
TD Bank has 2 branches in Clearwater, 159 across Florida and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clearwater location is the Countryside Branch at 28100 Us Highway 19 N, dating to 1995; the newest, at 2689 Gulf To Bay Blvd, to 2019. All 2 of its Clearwater locations with published hours open on Saturday.
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Clearwater Branch2689 Gulf To Bay Blvd, 33759
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
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Countryside Branch28100 Us Highway 19 N, 33761
All hours
Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed
Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026
Valley Bank Bank · 2
Valley Bank has 2 branches in Clearwater, 45 across Florida and 232 nationwide. FDIC records list its main office in Passaic, NJ and show it operating since 1927. With $66.23 billion in total assets on June 30, 2026, it ranks No. 43 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Clearwater location is the Clearwater Branch at 1617 Gulf To Bay Blvd, dating to 2005; the newest, at 2571 Countryside Blvd, to 2015. None of its 2 Clearwater locations with published hours lists Saturday hours.
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Clearwater Branch1617 Gulf To Bay Blvd, 33755
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026
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Countryside Branch2571 Countryside Blvd, 33761
All hours
Mon to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Valley Bank branch locator (All The Places), checked Oct 10, 2026
Waterfall Bank Bank · 2
Waterfall Bank has 2 branches in Clearwater, 2 across Florida and 2 nationwide. FDIC records list its main office in Clearwater, FL and show it operating since 2021. With $409.9 million in total assets on June 30, 2026, it ranks No. 2,048 of 4,232 U.S. banks by total assets. Its main office at 500 Mclennan St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office500 Mclennan St, 33756
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Waterfall Messenger Service Branch500 Mclennan St, 33756
Achieva Credit Union Credit union · 1
Achieva Credit Union has 1 office in Clearwater, 29 across Florida. It is based in Dunedin, FL and $3.15 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Drew St2201 Drew St, 33765
All hours
Mon to Tue 9 am to 5 pm; Wed 10 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
American Momentum Bank Bank · 1
American Momentum Bank has 1 branch in Clearwater, 11 across Florida and 31 nationwide. FDIC records list its main office in College Station, TX and show it operating since 2006. With $2.85 billion in total assets on June 30, 2026, it ranks No. 453 of 4,232 U.S. banks by total assets. The Harbor Oaks Branch at 1001 S Fort Harrison Ave dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Harbor Oaks Branch1001 S Fort Harrison Ave, 33756
Bank OZK Bank · 1
Bank OZK has 1 branch in Clearwater, 48 across Florida and 272 nationwide. FDIC records list its main office in Little Rock, AR and show it operating since 1903. With $41.70 billion in total assets on June 30, 2026, it ranks No. 57 of 4,232 U.S. banks by total assets. The Nursery Road Branch at 2175 Nursery Rd dates to 1995 in FDIC branch records. Its published hours do not list Saturday.
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Nursery Road Branch2175 Nursery Rd, 33764
All hours
Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published
Hours: Bank OZK branch locator (All The Places), checked Oct 10, 2026
BankUnited Bank · 1
BankUnited has 1 branch in Clearwater, 51 across Florida and 58 nationwide. FDIC records list its main office in Miami Lakes, FL and show it operating since 2009. With $34.86 billion in total assets on June 30, 2026, it ranks No. 63 of 4,232 U.S. banks by total assets. The Clearwater/Feather Sound Branch at 3507 Ulmerton Rd dates to 2011 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Clearwater/Feather Sound Branch3507 Ulmerton Rd, 33762
BayFirst National Bank Bank · 1
BayFirst National Bank has 1 branch in Clearwater, 11 across Florida and 11 nationwide. FDIC records list its main office in Saint Petersburg, FL and show it operating since 1999. With $1.14 billion in total assets on June 30, 2026, it ranks No. 936 of 4,232 U.S. banks by total assets. The Countryside Branch at 2520 Countryside Blvd dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Countryside Branch2520 Countryside Blvd, 33763
Cogent Bank Bank · 1
Cogent Bank has 1 branch in Clearwater, 11 across Florida and 10 nationwide. FDIC records list its main office in Orlando, FL and show it operating since 1999. With $2.45 billion in total assets on June 30, 2026, it ranks No. 509 of 4,232 U.S. banks by total assets. The Clearwater Branch at 28059 Us Highway 19 N dates to 2020 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Clearwater Branch28059 Us Highway 19 N, 33761
Echelon Bank Bank · 1
Echelon Bank has 1 branch in Clearwater, 3 across Florida and 3 nationwide. FDIC records list its main office in Clearwater, FL and show it operating since 2026. With $52.2 million in total assets on June 30, 2026, it ranks No. 4,049 of 4,232 U.S. banks by total assets. Its main office at 1901 Ulmerton Rd dates to 2026 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office1901 Ulmerton Rd, 33762
EverBank Bank · 1
EverBank has 1 branch in Clearwater, 12 across Florida and 43 nationwide. FDIC records list its main office in Jacksonville, FL and show it operating since 1998. With $46.69 billion in total assets on June 30, 2026, it ranks No. 52 of 4,232 U.S. banks by total assets. The Clearwater Branch at 2530 State Road 580 dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Clearwater Branch2530 State Road 580, 33761
Ficare Credit Union Credit union · 1
Ficare Credit Union has 1 office in Clearwater, 5 across Florida. It is based in Wesley Chapel, FL and $81.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Morton Plant300 Jeffords St, 33756
All hours
Mon to Fri 8 am to 4 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Floridacentral Credit Union Credit union · 1
Floridacentral Credit Union has 1 office in Clearwater, 13 across Florida. It is based in Tampa, FL and $622.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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43- Clearwater Branch2201 Ne Coachman Rd Ste 101, 33765
All hours
Mon to Thu 8 am to 5 pm; Fri 8 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Hancock Whitney Bank · 1
Hancock Whitney has 1 branch in Clearwater, 38 across Florida and 186 nationwide. FDIC records list its main office in Gulfport, MS and show it operating since 1899. With $36.33 billion in total assets on June 30, 2026, it ranks No. 60 of 4,232 U.S. banks by total assets. The Countryside Branch at 28163 Us Highway 19 N dates to 2006 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Countryside Branch28163 Us Highway 19 N, 33761
Midflorida Credit Union Credit union · 1
Midflorida Credit Union has 1 office in Clearwater, 69 across Florida. It is based in Lakeland, FL and $9.82 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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40-Gulf To Bay2400 Gulf To Bay Blvd, 33765
All hours
Mon to Tue 9 am to 5 pm; Wed 10:30 am to 5 pm; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Navy Federal Credit Union Credit union · 1
Navy Federal Credit Union has 1 office in Clearwater, 35 across Florida. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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North Clearwater2607 Gulf To Bay Blvd Ste 1710, 33759
All hours
Mon to Thu 9 am to 5 pm; Fri 9 am to 5:30 pm; Sat 9 am to 1:30 pm; Sun not published
Hours: NCUA, March 31, 2026
Pinnacle Bank Bank · 1
Pinnacle Bank has 1 branch in Clearwater, 88 across Florida and 429 nationwide. FDIC records list its main office in Nashville, TN and show it operating since 2000. With $128.79 billion in total assets on June 30, 2026, it ranks No. 28 of 4,232 U.S. banks by total assets. The Clearwater Banking Branch at 1680 Gulf To Bay Blvd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Clearwater Banking Branch1680 Gulf To Bay Blvd, 33755
Suncoast Credit Union Credit union · 1
Suncoast Credit Union has 1 office in Clearwater, 81 across Florida. It is based in Tampa, FL and $20.54 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Countryside (Br 72)1875 N Belcher Rd Ste 100, 33765
All hours
Mon to Thu 8:30 am to 5 pm; Fri 8:30 am to 6 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
The Bank of Tampa Bank · 1
The Bank of Tampa has 1 branch in Clearwater, 13 across Florida and 13 nationwide. FDIC records list its main office in Tampa, FL and show it operating since 1973. With $3.02 billion in total assets on June 30, 2026, it ranks No. 424 of 4,232 U.S. banks by total assets. The Clearwater Office at 900 S Fort Harrison Ave dates to 2018 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Clearwater Office900 S Fort Harrison Ave, 33756
Third Federal Savings and Loan Association of Cleveland Bank · 1
Third Federal Savings and Loan Association of Cleveland has 1 branch in Clearwater, 14 across Florida and 35 nationwide. FDIC records list its main office in Cleveland, OH and show it operating since 1938. With $18.06 billion in total assets on June 30, 2026, it ranks No. 113 of 4,232 U.S. banks by total assets. The Clearwater Branch at 29247 Us Highway 19 N dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Clearwater Branch29247 Us Highway 19 N, 33761
Join a credit union in Clearwater
9 credit unions have 12 offices here: Grow Financial Credit Union, Gte Credit Union, City-county Employees Credit Union, Navy Federal Credit Union, Suncoast Credit Union and Midflorida Credit Union and 3 more. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Clearwater page has every office in the state's directory.
Banking in Clearwater: the local picture
Short answer: 23 banks run 59 branches in Clearwater according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 23 banks, 3 have their main office in Clearwater, 5 elsewhere in Florida and 15 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Regions Bank's office at 715 S Fort Harrison Ave, dating to 1926; the newest is Echelon Bank's at 1901 Ulmerton Rd, from 2026.
9 credit unions have 12 offices in Clearwater, according to the NCUA. Who can join each one is on the credit unions page.
Of the 45 locations with published hours. 22 open on Saturday. 26 locations have no published hours in these sources.
Banks by ZIP code in Clearwater
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 33761 has the most bank and credit union offices in Clearwater (17), followed by 33756 (13) and 33765 (12). Offices are spread across 10 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 33761 | 17 | 15 | Flagship Bank, Truist, Centennial Bank |
| 33756 | 13 | 11 | Regions Bank, Waterfall Bank, American Momentum Bank |
| 33765 | 12 | 11 | Truist, Achieva Credit Union, Chase |
| 33759 | 9 | 8 | Fifth Third Bank, Bank of America, Chase |
| 33764 | 6 | 5 | Regions Bank, Bank OZK, Chase |
| 33755 | 4 | 4 | Bank of America, Fifth Third Bank, Pinnacle Bank |
| 33762 | 4 | 4 | BankUnited, Chase, Echelon Bank |
| 33760 | 2 | 2 | Centennial Bank, Truist |
| 33763 | 2 | 2 | Bank of America, BayFirst National Bank |
| 33767 | 2 | 2 | Fifth Third Bank, Truist |
Banks and credit unions open on Saturday in Clearwater
Short answer: 22 of the 45 Clearwater locations with published hours open on Saturday, run by 11 institutions.
- Fifth Third Bank: 6 of 8 branches (1150 Cleveland St: Saturday 9 am to 12 pm, and 5 more)
- Chase: 1 of 6 branches (533 S Belcher Rd: Saturday 9 am to 2 pm)
- Wells Fargo: 4 of 5 branches (2301 Sunset Point Rd: Saturday 9 am to 2 pm, and 3 more)
- Bank of America: 2 of 4 branches (1640 Gulf To Bay Blvd: Saturday 9 am to 2 pm, and 1 more)
- PNC Bank: 1 of 2 branches (2575 Countryside Blvd: Saturday 9 am to 1 pm)
- TD Bank: 2 of 2 branches (2689 Gulf To Bay Blvd: Saturday 9 am to 1 pm, and 1 more)
- Grow Financial Credit Union: 2 of 2 offices (2474 State Road 580: Saturday 9 am to 12 pm, and 1 more)
- Navy Federal Credit Union: 1 of 1 office (2607 Gulf To Bay Blvd Ste 1710: Saturday 9 am to 1:30 pm)
- Midflorida Credit Union: 1 of 1 office (2400 Gulf To Bay Blvd: Saturday 9 am to 1 pm)
- Achieva Credit Union: 1 of 1 office (2201 Drew St: Saturday 9 am to 1 pm)
- Floridacentral Credit Union: 1 of 1 office (2201 Ne Coachman Rd Ste 101: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 26 of the 71 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Clearwater, and where the nearest one is if they do not.
Short answer: In Clearwater: Chase (6), Wells Fargo (5), Bank of America (4), PNC Bank (2), Truist (7), Fifth Third Bank (8), Regions Bank (6), TD Bank (2). No branches in Clearwater: U.S. Bank (nearest in Sarasota, 46 mi), Huntington (nearest in Palm Harbor, 9 mi), BMO (nearest in Tampa, 18 mi).
| Bank | In Clearwater | Nearest branch if none here |
|---|---|---|
| Chase | 6 branches | here |
| Wells Fargo | 5 branches | here |
| Bank of America | 4 branches | here |
| PNC Bank | 2 branches | here |
| Truist | 7 branches | here |
| Fifth Third Bank | 8 branches | here |
| Regions Bank | 6 branches | here |
| TD Bank | 2 branches | here |
| U.S. Bank | None | Sarasota, 46 miles away |
| Huntington | None | Palm Harbor, 9 miles away |
| BMO | None | Tampa, 18 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Clearwater to the nearest branch in Florida.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Clearwater residents like anyone else.
Banks near Clearwater
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Dunedin (4 miles) and Belleair Bluffs (6 miles). Largo, 6 miles away, has the most banks nearby: 14.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Dunedin, FL | 4 mi | 5 | 8 |
| Banks in Belleair Bluffs, FL | 6 mi | 9 | 9 |
| Banks in Largo, FL | 6 mi | 14 | 26 |
| Banks in Oldsmar, FL | 7 mi | 6 | 6 |
| Banks in Palm Harbor, FL | 7 mi | 10 | 18 |
| Banks in Pinellas Park, FL | 9 mi | 10 | 12 |
| Banks in Seminole, FL | 9 mi | 9 | 10 |
| Banks in Tarpon Springs, FL | 12 mi | 11 | 11 |
Bank branch openings and closings in Clearwater
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Clearwater between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| May 27, 2026 | Opened | Echelon Bank | 1901 Ulmerton Rd, 33762 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Clearwater
Short answer: 4 institutions have their main office in Clearwater: Flagship Bank, Waterfall Bank, City-county Employees Credit Union and Echelon Bank.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| Flagship Bank | Bank | $802.8 million | 2 |
| Waterfall Bank | Bank | $409.9 million | 2 |
| City-county Employees Credit Union | Credit union | $42.2 million | 2 |
| Echelon Bank | Bank | $52.2 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Clearwater by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Clearwater offices.
Short answer: Chase is the largest bank with offices in Clearwater, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. 3 of the 23 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 6 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 4 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 5 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Truist | $548.35 billion | No. 9 | 7 | Charlotte, NC |
| TD Bank | $342.80 billion | No. 13 | 2 | Wilmington, DE |
| Fifth Third Bank | $299.18 billion | No. 14 | 8 | Cincinnati, OH |
| Regions Bank | $159.79 billion | No. 27 | 6 | Birmingham, AL |
| Pinnacle Bank | $128.79 billion | No. 28 | 1 | Nashville, TN |
| Valley Bank | $66.23 billion | No. 43 | 2 | Passaic, NJ |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Clearwater: FAQ
How many banks are in Clearwater, FL?
Clearwater has 23 banks with 59 branches and 9 credit unions with 12 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Clearwater?
Fifth Third Bank, with 8. Truist has 7 and Chase has 6.
Is there a Fifth Third Bank in Clearwater, FL?
Yes. FDIC data lists 8 Fifth Third Bank branches in Clearwater as of September 5, 2026. Its branches are listed under Fifth Third Bank above, with the address and directions for each.
Is there a Truist in Clearwater, FL?
Yes. FDIC data lists 7 Truist branches in Clearwater as of September 5, 2026. Its branches are listed under Truist above, with the address and directions for each.
Is there a Chase in Clearwater, FL?
Yes. FDIC data lists 6 Chase branches in Clearwater as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a U.S. Bank in Clearwater, FL?
No. FDIC data lists no U.S. Bank branch in Clearwater as of September 5, 2026. The nearest is in Sarasota, about 46 miles away in a straight line.
Which banks in Clearwater are open on Saturday?
Fifth Third Bank, Chase, Wells Fargo and Bank of America and 7 more publish Saturday hours for one or more Clearwater locations. The Saturday section above lists each one with its hours. 26 of the 71 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Clearwater?
Flagship Bank, Waterfall Bank, City-county Employees Credit Union and Echelon Bank have their main office in Clearwater, according to the FDIC and the NCUA.
What is the oldest bank in Clearwater?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Clearwater?
Grow Financial Credit Union, Gte Credit Union, City-county Employees Credit Union and Navy Federal Credit Union and 5 more have offices in Clearwater. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Clearwater in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Clearwater?
Nearby cities with more banks include Dunedin, Belleair Bluffs, Largo. Dunedin is 4 miles away with 5 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 12 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (33 of 59 branches: Bank OZK, Bank of America, Chase, Fifth Third Bank, PNC Bank, TD Bank and 3 more) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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