US Bank Directory

Banks in Altoona, FL

1 FDIC-insured bank operates 1 office in Altoona, Florida.

Source: FDIC BankFind, data as of September 5, 2026.

Bank branch map: Altoona

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Altoona, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

1 location on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Altoona

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: United Southern Bank is the only bank with an office in Altoona. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

United Southern Bank 1 branch · main office Umatilla, FL Bank · 1

United Southern Bank has 1 branch in Altoona, 14 across Florida and 14 nationwide. FDIC records list its main office in Umatilla, FL and show it operating since 1937. With $843.0 million in total assets on June 30, 2026, it ranks No. 1,207 of 4,232 U.S. banks by total assets. The Lakeview Terrace Office at 331 Raintree Dr dates to 1998 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Lakeview Terrace Office
    331 Raintree Dr, 32702
    Hours: see the bank's site
United Southern Bank: profile, branches and contacts

Banking in Altoona: the local picture

Short answer: 1 bank runs 1 branch in Altoona according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

United Southern Bank has its main office in Umatilla, FL, according to the FDIC.

The bank with the longest record here is United Southern Bank, operating since 1937 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Altoona, and where the nearest one is if they do not.

Short answer: No branches in Altoona: Chase (nearest in Mount Dora, 10 mi), Wells Fargo (nearest in Mount Dora, 10 mi), Bank of America (nearest in Mount Dora, 10 mi), PNC Bank (nearest in Mount Dora, 10 mi), U.S. Bank (nearest in Sarasota, 125 mi), Truist (nearest in Eustis, 10 mi), Fifth Third Bank (nearest in Mount Dora, 10 mi), Huntington (nearest in Orlando, 37 mi), Regions Bank (nearest in Mount Dora, 10 mi), TD Bank (nearest in Eustis, 10 mi), BMO (nearest in Brandon, 83 mi).

BankIn AltoonaNearest branch if none here
ChaseNoneMount Dora, 10 miles away
Wells FargoNoneMount Dora, 10 miles away
Bank of AmericaNoneMount Dora, 10 miles away
PNC BankNoneMount Dora, 10 miles away
U.S. BankNoneSarasota, 125 miles away
TruistNoneEustis, 10 miles away
Fifth Third BankNoneMount Dora, 10 miles away
HuntingtonNoneOrlando, 37 miles away
Regions BankNoneMount Dora, 10 miles away
TD BankNoneEustis, 10 miles away
BMONoneBrandon, 83 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Altoona to the nearest branch in Florida.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Altoona residents like anyone else.

Banks near Altoona

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Eustis (9 miles) and Mount Dora (10 miles). Mount Dora, 10 miles away, has the most banks nearby: 10.

Bank branch openings and closings in Altoona

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Altoona between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Altoona by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Altoona offices.

Short answer: United Southern Bank is the largest bank with offices in Altoona, with $843.0 million in total assets on June 30, 2026, No. 1,207 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
United Southern Bank$843.0 millionNo. 1,2071Umatilla, FL

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Altoona: FAQ

How many banks are in Altoona, FL?

Altoona has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.

Is there a United Southern Bank in Altoona, FL?

Yes. FDIC data lists 1 United Southern Bank branch in Altoona as of September 5, 2026. The address and directions are under United Southern Bank above.

Is there a Chase in Altoona, FL?

No. FDIC data lists no Chase branch in Altoona as of September 5, 2026. The nearest is in Mount Dora, about 10 miles away in a straight line.

What is the oldest bank in Altoona?

United Southern Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1937.

Did any bank branches open or close in Altoona in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Altoona?

Nearby cities with more banks include Eustis, Mount Dora, Tavares. Eustis is 9 miles away with 5 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

See your odds before you apply

Banrox shows how likely a card or loan is for your profile, from your own data, without a hard pull. Platform live; card in early access; no card issued.

Check your odds