US Bank Directory

Banks in Middletown, DE

8 FDIC-insured banks operate 9 offices in Middletown, Delaware, and 4 credit unions have 4 offices.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Middletown

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 12 banks and credit unions operate 13 locations in Middletown, according to the FDIC and the NCUA. 13 of them have coordinates on record and are on the map. 8 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

13 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Middletown

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Chase has the most locations in Middletown, with 2. The other 7 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Chase JPMorgan Chase Bank, National Association · 2 branches · main office Columbus, OH Bank · 2

Chase has 2 branches in Middletown, 16 across Delaware and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Middletown location is the Middletown Branch at 490 Middletown Warwick Rd, dating to 2022; the newest, at 400 Ernst Way, to 2026. It does not publish hours in the sources this page uses; check its site before you go.

  • Bayberry Town Center Branch
    400 Ernst Way, 19709
    Hours: see the bank's site
  • Middletown Branch
    490 Middletown Warwick Rd, 19709
    Hours: see the bank's site
Chase: profile, branches and contacts
American Spirit Credit Union 1 office · main office Newark, DE Credit union · 1

American Spirit Credit Union has 1 office in Middletown, 3 across Delaware. It is based in Newark, DE and $69.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • American Spirit - Middletown
    98 Sandhill Dr, 19709
    (302) 464-4067Today 10 am to 4:30 pm
    All hours

    Mon to Tue 9 am to 4:30 pm; Wed 10 am to 4:30 pm; Thu to Fri 9 am to 4:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

American Spirit Credit Union: profile, branches and contacts
Citizens Citizens Bank, National Association · 1 branch · main office Providence, RI Bank · 1

Citizens has 1 branch in Middletown, 17 across Delaware and 977 nationwide. FDIC records list its main office in Providence, RI and show it operating since 2005. With $232.52 billion in total assets on June 30, 2026, it ranks No. 20 of 4,232 U.S. banks by total assets. The Middletown Acme Branch at 460 E Main St dates to 2003 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Middletown Acme Branch
    460 E Main St, 19709
    Hours: see the bank's site
Citizens: profile, branches and contacts
Del-one Credit Union 1 office · main office Dover, DE Credit union · 1

Del-one Credit Union has 1 office in Middletown, 19 across Delaware. It is based in Dover, DE and $984.4 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Middletown
    751 Middletown Warwick Rd, 19709
    (302) 739-4496Today: hours not published
    All hours

    Mon 9 am to 5 pm; Tue to Wed not published; Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Del-one Credit Union: profile, branches and contacts
Dexsta Credit Union 1 office · main office Wilmington, DE Credit union · 1

Dexsta Credit Union has 1 office in Middletown, 5 across Delaware. It is based in Wilmington, DE and $435.5 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Middletown
    110 Sandhill Dr, 19709
    (302) 285-1003Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun not published

    Hours: NCUA, March 31, 2026

Dexsta Credit Union: profile, branches and contacts
Dover Credit Union 1 office · main office Dover, DE Credit union · 1

Dover Credit Union has 1 office in Middletown, 9 across Delaware. It is based in Dover, DE and $734.9 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Middletown
    330 Dove Run Centre Dr, 19709
    (302) 678-8000Today 9 am to 5 pm
    All hours

    Mon to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Dover Credit Union: profile, branches and contacts
Fulton Bank Fulton Bank, National Association · 1 branch · main office Lancaster, PA Bank · 1

Fulton Bank has 1 branch in Middletown, 12 across Delaware and 208 nationwide. FDIC records list its main office in Lancaster, PA and show it operating since 1882. With $32.56 billion in total assets on June 30, 2026, it ranks No. 67 of 4,232 U.S. banks by total assets. The Middletown Branch at 468 W Main St dates to 2003 in FDIC branch records. It opens on Saturday.

  • Middletown Branch
    468 W Main St, 19709
    (302) 378-4575Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun closed

    Hours: Fulton Bank branch locator (All The Places), checked Oct 10, 2026

Fulton Bank: profile, branches and contacts
M&T Bank Manufacturers and Traders Trust Company · 1 branch · main office Buffalo, NY Bank · 1

M&T Bank has 1 branch in Middletown, 36 across Delaware and 960 nationwide. FDIC records list its main office in Buffalo, NY and show it operating since 1856. With $218.79 billion in total assets on June 30, 2026, it ranks No. 21 of 4,232 U.S. banks by total assets. The West Middletown Branch at 405 W Main St dates to 2005 in FDIC branch records. It opens on Saturday.

  • West Middletown Branch
    405 W Main St, 19709
    (302) 449-2780Today 9 am to 5 pm
    All hours

    Mon closed; Tue to Thu 9 am to 5 pm; Fri 9 am to 6 pm; Sat 9 am to 12 pm; Sun closed

    Hours: M&T Bank branch locator (All The Places), checked Oct 10, 2026

M&T Bank: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Middletown, 34 across Delaware and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Middletown Commons Branch at 460 W Main St dates to 1975 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Middletown Commons Branch
    460 W Main St, 19709
    Hours: see the bank's site
PNC Bank: profile, branches and contacts
TD Bank TD Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

TD Bank has 1 branch in Middletown, 12 across Delaware and 1,051 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1852. With $342.80 billion in total assets on June 30, 2026, it ranks No. 13 of 4,232 U.S. banks by total assets. The Middletown - Kohl Ave Branch at 804 Kohl Ave dates to 2021 in FDIC branch records. It opens on Saturday.

  • Middletown - Kohl Ave Branch
    804 Kohl Ave, 19709
    (302) 464-3263Today 9 am to 5 pm
    All hours

    Mon to Wed 9 am to 5 pm; Thu to Fri 9 am to 6 pm; Sat 9 am to 1 pm; Sun closed

    Hours: TD Bank branch locator (All The Places), checked Oct 10, 2026

TD Bank: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Middletown, 14 across Delaware and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Middletown Branch at 310 Dove Run Centre Dr dates to 1918 in FDIC branch records. It opens on Saturday.

  • Middletown Branch
    310 Dove Run Centre Dr, 19709
    (302) 449-5485Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
WSFS Bank Wilmington Savings Fund Society, FSB · 1 branch · main office Wilmington, DE Bank · 1

WSFS Bank has 1 branch in Middletown, 30 across Delaware and 95 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1832. With $22.57 billion in total assets on June 30, 2026, it ranks No. 95 of 4,232 U.S. banks by total assets. The Middletown Branch at 400 E Main St dates to 1995 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Middletown Branch
    400 E Main St, 19709
    Hours: see the bank's site
WSFS Bank: profile, branches and contacts

Join a credit union in Middletown

4 credit unions have 4 offices here: Del-one Credit Union, Dover Credit Union, Dexsta Credit Union and American Spirit Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Middletown page has every office in the state's directory.

Banking in Middletown: the local picture

Short answer: 8 banks run 9 branches in Middletown according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 8 banks, 0 have their main office in Middletown, 3 elsewhere in Delaware and 5 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 310 Dove Run Centre Dr, dating to 1918; the newest is Chase's at 400 Ernst Way, from 2026.

4 credit unions have 4 offices in Middletown, according to the NCUA. Who can join each one is on the credit unions page.

Of the 8 locations with published hours. 7 open on Saturday. 5 locations have no published hours in these sources.

Banks and credit unions open on Saturday in Middletown

Short answer: 7 of the 8 Middletown locations with published hours open on Saturday, run by 7 institutions.

  • Wells Fargo: 1 of 1 branch (310 Dove Run Centre Dr: Saturday 9 am to 2 pm)
  • TD Bank: 1 of 1 branch (804 Kohl Ave: Saturday 9 am to 1 pm)
  • M&T Bank: 1 of 1 branch (405 W Main St: Saturday 9 am to 12 pm)
  • Fulton Bank: 1 of 1 branch (468 W Main St: Saturday 9 am to 12 pm)
  • Dover Credit Union: 1 of 1 office (330 Dove Run Centre Dr: Saturday 9 am to 12 pm)
  • Dexsta Credit Union: 1 of 1 office (110 Sandhill Dr: Saturday 9 am to 1 pm)
  • American Spirit Credit Union: 1 of 1 office (98 Sandhill Dr: Saturday 9 am to 12 pm)

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 13 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Middletown, and where the nearest one is if they do not.

Short answer: In Middletown: Chase (2), Wells Fargo (1), PNC Bank (1), TD Bank (1). No branches in Middletown: Bank of America (nearest in Bear, 11 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, BMO.

BankIn MiddletownNearest branch if none here
Chase2 brancheshere
Wells Fargo1 branchhere
PNC Bank1 branchhere
TD Bank1 branchhere
Bank of AmericaNoneBear, 11 miles away
U.S. BankNonenone in Delaware
TruistNonenone in Delaware
Fifth Third BankNonenone in Delaware
HuntingtonNonenone in Delaware
Regions BankNonenone in Delaware
BMONonenone in Delaware

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Middletown to the nearest branch in Delaware.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Middletown residents like anyone else.

Banks near Middletown

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Bear (11 miles) and Smyrna (13 miles). Wilmington, 22 miles away, has the most banks nearby: 22.

Bank branch openings and closings in Middletown

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show 1 branch opening in Middletown between September 5, 2025 and September 5, 2026.

DateChangeBankAddress
Jul 14, 2026OpenedChase400 Ernst Way, 19709

Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.

Largest banks in Middletown by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Middletown offices.

Short answer: Chase is the largest bank with offices in Middletown, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Chase$4.09 trillionNo. 12Columbus, OH
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
PNC Bank$609.77 billionNo. 81Wilmington, DE
TD Bank$342.80 billionNo. 131Wilmington, DE
Citizens$232.52 billionNo. 201Providence, RI
M&T Bank$218.79 billionNo. 211Buffalo, NY
Fulton Bank$32.56 billionNo. 671Lancaster, PA
WSFS Bank$22.57 billionNo. 951Wilmington, DE

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Middletown: FAQ

How many banks are in Middletown, DE?

Middletown has 8 banks with 9 branches and 4 credit unions with 4 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Middletown?

Chase, with 2. Wells Fargo has 1 and PNC Bank has 1.

Is there a Chase in Middletown, DE?

Yes. FDIC data lists 2 Chase branches in Middletown as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.

Is there a Wells Fargo in Middletown, DE?

Yes. FDIC data lists 1 Wells Fargo branch in Middletown as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a PNC Bank in Middletown, DE?

Yes. FDIC data lists 1 PNC Bank branch in Middletown as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Bank of America in Middletown, DE?

No. FDIC data lists no Bank of America branch in Middletown as of September 5, 2026. The nearest is in Bear, about 11 miles away in a straight line.

Which banks in Middletown are open on Saturday?

Wells Fargo, TD Bank, M&T Bank and Fulton Bank and 3 more publish Saturday hours for one or more Middletown locations. The Saturday section above lists each one with its hours. 5 of the 13 locations here do not publish hours in the sources this page uses; call ahead.

What is the oldest bank in Middletown?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Middletown?

Del-one Credit Union, Dover Credit Union, Dexsta Credit Union and American Spirit Credit Union have offices in Middletown. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Middletown in the past year?

FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Middletown?

Nearby cities with more banks include Bear, Smyrna, Newark. Bear is 11 miles away with 9 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 4 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (4 of 9 branches: Fulton Bank, M&T Bank, TD Bank, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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