US Bank Directory
Banks in Fenwick Island, DE
1 FDIC-insured bank operates 1 office in Fenwick Island, Delaware.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Fenwick Island
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Fenwick Island, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Fenwick Island
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Bank of Ocean City is the only bank with an office in Fenwick Island. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of Ocean City Bank · 1
Bank of Ocean City has 1 branch in Fenwick Island, 2 across Delaware and 6 nationwide. FDIC records list its main office in Ocean City, MD and show it operating since 1916. With $695.0 million in total assets on June 30, 2026, it ranks No. 1,380 of 4,232 U.S. banks by total assets. The Fenwick Island Branch at 904 Coastal Hwy dates to 2016 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Fenwick Island Branch904 Coastal Hwy, 19944
Banking in Fenwick Island: the local picture
Short answer: 1 bank runs 1 branch in Fenwick Island according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Bank of Ocean City has its main office in Ocean City, MD, according to the FDIC.
The bank with the longest record here is Bank of Ocean City, operating since 1916 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Fenwick Island, and where the nearest one is if they do not.
Short answer: No branches in Fenwick Island: Chase (nearest in Millsboro, 14 mi), Wells Fargo (nearest in Millville, 7 mi), Bank of America (nearest in Bear, 87 mi), PNC Bank (nearest in Selbyville, 3 mi), U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Rehoboth Beach, 20 mi), BMO.
| Bank | In Fenwick Island | Nearest branch if none here |
|---|---|---|
| Chase | None | Millsboro, 14 miles away |
| Wells Fargo | None | Millville, 7 miles away |
| Bank of America | None | Bear, 87 miles away |
| PNC Bank | None | Selbyville, 3 miles away |
| U.S. Bank | None | none in Delaware |
| Truist | None | none in Delaware |
| Fifth Third Bank | None | none in Delaware |
| Huntington | None | none in Delaware |
| Regions Bank | None | none in Delaware |
| TD Bank | None | Rehoboth Beach, 20 miles away |
| BMO | None | none in Delaware |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Fenwick Island to the nearest branch in Delaware.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Fenwick Island residents like anyone else.
Banks near Fenwick Island
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Ocean View (6 miles) and Selbyville (7 miles). Rehoboth Beach, 18 miles away, has the most banks nearby: 12.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Ocean View, DE | 6 mi | 3 | 3 |
| Banks in Selbyville, DE | 7 mi | 2 | 2 |
| Banks in Millville, DE | 7 mi | 5 | 5 |
| Banks in Millsboro, DE | 15 mi | 9 | 10 |
| Banks in Rehoboth Beach, DE | 18 mi | 12 | 13 |
| Banks in Lewes, DE | 21 mi | 8 | 9 |
| Banks in Georgetown, DE | 24 mi | 5 | 5 |
| Banks in Milton, DE | 26 mi | 2 | 2 |
Bank branch openings and closings in Fenwick Island
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Fenwick Island between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Fenwick Island by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Fenwick Island offices.
Short answer: Bank of Ocean City is the largest bank with offices in Fenwick Island, with $695.0 million in total assets on June 30, 2026, No. 1,380 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Bank of Ocean City | $695.0 million | No. 1,380 | 1 | Ocean City, MD |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Fenwick Island: FAQ
How many banks are in Fenwick Island, DE?
Fenwick Island has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Bank of Ocean City in Fenwick Island, DE?
Yes. FDIC data lists 1 Bank of Ocean City branch in Fenwick Island as of September 5, 2026. The address and directions are under Bank of Ocean City above.
Is there a Chase in Fenwick Island, DE?
No. FDIC data lists no Chase branch in Fenwick Island as of September 5, 2026. The nearest is in Millsboro, about 14 miles away in a straight line.
What is the oldest bank in Fenwick Island?
Bank of Ocean City has the longest record among banks with a branch here: the FDIC shows it operating since 1916.
Did any bank branches open or close in Fenwick Island in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Fenwick Island?
Nearby cities with more banks include Ocean View, Selbyville, Millville. Ocean View is 6 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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