US Bank Directory

Banks in Winsted, CT

2 FDIC-insured banks operate 3 offices in Winsted, Connecticut, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026.

Bank branch map: Winsted

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 4 locations in Winsted, according to the FDIC and the NCUA. 4 of them have coordinates on record and are on the map. 1 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

4 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Winsted

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Northwest Community Bank has the most locations in Winsted, with 2. The other 1 has a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Northwest Community Bank 2 branches · main office Winsted, CT Bank · 2

Northwest Community Bank has 2 branches in Winsted, 15 across Connecticut and 15 nationwide. FDIC records list its main office in Winsted, CT and show it operating since 1875. With $1.26 billion in total assets on June 30, 2026, it ranks No. 867 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Winsted location is its main office at 86 Main St, dating to 1875; the newest, at 100 Battistoni Rd, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    86 Main St, 06098
    Hours: see the bank's site
  • Regional #7 Branch
    100 Battistoni Rd, 06098
    Hours: see the bank's site
Northwest Community Bank: profile, branches and contacts
Santander Santander Bank, N.A. · 1 branch · main office Wilmington, DE Bank · 1

Santander has 1 branch in Winsted, 108 across Connecticut and 368 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1907. With $103.96 billion in total assets on June 30, 2026, it ranks No. 32 of 4,232 U.S. banks by total assets. The Winsted Branch at 200 New Hartford Rd dates to 1989 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Winsted Branch
    200 New Hartford Rd, 06098
    Hours: see the bank's site
Santander: profile, branches and contacts
Torrington Municipal and Teachers Credit Union 1 office · main office Torrington, CT Credit union · 1

Torrington Municipal and Teachers Credit Union has 1 office in Winsted, 3 across Connecticut. It is based in Torrington, CT and $91.0 million in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.

Who can join: see the credit union's site.

  • Winsted Branch
    19 Rowley St, 06098
    (860) 387-4018Today 8:30 am to 4:30 pm
    All hours

    Mon not published; Tue to Wed 8:30 am to 4:30 pm; Thu 8:30 am to 6 pm; Fri 8:30 am to 4:30 pm; Sat 9 am to 12 pm; Sun not published

    Hours: NCUA, March 31, 2026

Torrington Municipal and Teachers Credit Union: profile, branches and contacts

Join a credit union in Winsted

1 credit union has 1 office here: Torrington Municipal and Teachers Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Winsted page has every office in the state's directory.

Banking in Winsted: the local picture

Short answer: 2 banks run 3 branches in Winsted according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 1 has its main office in Winsted and 1 out of state, according to the FDIC.

The bank with the longest record here is Northwest Community Bank, operating since 1875 according to the FDIC. In FDIC branch records, the longest-running branch is Northwest Community Bank's office at 86 Main St, dating to 1875; the newest is Northwest Community Bank's at 100 Battistoni Rd, from 2006.

The only credit union with an office here is Torrington Municipal and Teachers Credit Union.

Of the 1 location with published hours. 1 opens on Saturday. 3 locations have no published hours in these sources.

Credit unions open on Saturday in Winsted

Short answer: 1 of the 1 Winsted location with published hours opens on Saturday, run by 1 institution.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 4 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Winsted, and where the nearest one is if they do not.

Short answer: No branches in Winsted: Chase (nearest in Torrington, 7 mi), Wells Fargo (nearest in Bloomfield, 17 mi), Bank of America (nearest in Torrington, 7 mi), PNC Bank, U.S. Bank, Truist, Fifth Third Bank, Huntington, Regions Bank, TD Bank (nearest in Avon, 13 mi), BMO.

BankIn WinstedNearest branch if none here
ChaseNoneTorrington, 7 miles away
Wells FargoNoneBloomfield, 17 miles away
Bank of AmericaNoneTorrington, 7 miles away
PNC BankNonenone in Connecticut
U.S. BankNonenone in Connecticut
TruistNonenone in Connecticut
Fifth Third BankNonenone in Connecticut
HuntingtonNonenone in Connecticut
Regions BankNonenone in Connecticut
TD BankNoneAvon, 13 miles away
BMONonenone in Connecticut

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Winsted to the nearest branch in Connecticut.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Winsted residents like anyone else.

Banks near Winsted

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are New Hartford (5 miles) and Torrington (7 miles). Avon, 12 miles away, has the most banks nearby: 9.

Bank branch openings and closings in Winsted

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Winsted between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Winsted

Short answer: 1 institution has its main office in Winsted: Northwest Community Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Northwest Community BankBank$1.26 billion2

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Winsted by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Winsted offices.

Short answer: Santander is the largest bank with offices in Winsted, with $103.96 billion in total assets on June 30, 2026, No. 32 among U.S. banks by total assets. Northwest Community Bank is second with $1.26 billion. 1 of the 2 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Santander$103.96 billionNo. 321Wilmington, DE
Northwest Community Bank$1.26 billionNo. 8672Winsted, CT

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Winsted: FAQ

How many banks are in Winsted, CT?

Winsted has 2 banks with 3 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Winsted?

Northwest Community Bank, with 2. Santander has 1.

Is there a Northwest Community Bank in Winsted, CT?

Yes. FDIC data lists 2 Northwest Community Bank branches in Winsted as of September 5, 2026, the main office at 86 Main St. Its branches are listed under Northwest Community Bank above, with the address and directions for each.

Is there a Santander in Winsted, CT?

Yes. FDIC data lists 1 Santander branch in Winsted as of September 5, 2026. The address and directions are under Santander above.

Is there a Chase in Winsted, CT?

No. FDIC data lists no Chase branch in Winsted as of September 5, 2026. The nearest is in Torrington, about 7 miles away in a straight line.

Which banks in Winsted are open on Saturday?

Torrington Municipal and Teachers Credit Union publishes Saturday hours for one or more Winsted locations. The Saturday section above lists each one with its hours. 3 of the 4 locations here do not publish hours in the sources this page uses; call ahead.

Which banks are headquartered in Winsted?

Northwest Community Bank has its main office in Winsted, according to the FDIC.

What is the oldest bank in Winsted?

Northwest Community Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1875.

Which credit unions can I join in Winsted?

Torrington Municipal and Teachers Credit Union has an office in Winsted. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Winsted in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Winsted?

Nearby cities with more banks include New Hartford, Torrington, Canton. New Hartford is 5 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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