US Bank Directory
Banks in Wheat Ridge, CO
5 FDIC-insured banks operate 7 offices in Wheat Ridge, Colorado, and 3 credit unions have 3 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Wheat Ridge
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 8 banks and credit unions operate 10 locations in Wheat Ridge, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 7 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Wheat Ridge
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Wells Fargo and PNC Bank have the most locations in Wheat Ridge, with 2 each. 3 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
PNC Bank Bank · 2
PNC Bank has 2 branches in Wheat Ridge, 122 across Colorado and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wheat Ridge location is the 44Th And Wadsworth Branch at 4350 Wadsworth Blvd, dating to 1969; the newest, at 10040 W 38th Ave, to 2025. It opens on Saturday.
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38Th And Kipling Branch10040 W 38th Ave, 80033
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44Th And Wadsworth Branch4350 Wadsworth Blvd, 80033
All hours
Mon not published; Tue to Fri 9 am to 5 pm; Sat 9 am to 1 pm; Sun not published
Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Wheat Ridge, 117 across Colorado and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Wheat Ridge location is the Harlan & 44Th Branch at 6000 W 44th Ave, dating to 1912; the newest, at 3490 Youngfield St, to 1993. None of its 2 Wheat Ridge locations with published hours lists Saturday hours.
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Applewood Branch3490 Youngfield St, 80033
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Harlan & 44Th Branch6000 W 44th Ave, 80033
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Bellco Credit Union Credit union · 1
Bellco Credit Union has 1 office in Wheat Ridge, 30 across Colorado. It is based in Greenwood Villa, CO and $8.63 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Arvada Ridge5091 Kipling St Ste 110, 80033
All hours
Mon to Fri 9 am to 5:30 pm; Sat 9 am to 1 pm; Sun not published
Hours: NCUA, March 31, 2026
Chase Bank · 1
Chase has 1 branch in Wheat Ridge, 107 across Colorado and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. The Wheat Ridge Marketplace Branch at 7405 W 38th Ave dates to 2008 in FDIC branch records. It opens on Saturday.
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Wheat Ridge Marketplace Branch7405 W 38th Ave, 80033
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
Foothills Credit Union Credit union · 1
Foothills Credit Union has 1 office in Wheat Ridge, 3 across Colorado. It is based in Wheat Ridge, CO and $163.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Main Office main office3550 Clear Creek Dr, 80401
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Sooper Cu Dba Climb Cu Credit Union Credit union · 1
Sooper Cu Dba Climb Cu Credit Union has 1 office in Wheat Ridge, 8 across Colorado. It is based in Arvada, CO and $787.1 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Wheatridge Branch4203 Wadsworth Blvd, 80033
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
SouthState Bank · 1
SouthState has 1 branch in Wheat Ridge, 33 across Colorado and 374 nationwide. FDIC records list its main office in Winter Haven, FL and show it operating since 1992. With $68.79 billion in total assets on June 30, 2026, it ranks No. 41 of 4,232 U.S. banks by total assets. The Arvada Bank Branch at 5025 Kipling St dates to 1996 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Arvada Bank Branch5025 Kipling St, 80033
Zions Bancorporation Bank · 1
Zions Bancorporation has 1 branch in Wheat Ridge, 33 across Colorado and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Wheat Ridge at 7391 W 38th Ave dates to 1985 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Wheat Ridge7391 W 38th Ave, 80033
Join a credit union in Wheat Ridge
3 credit unions have 3 offices here: Bellco Credit Union, Sooper Cu Dba Climb Cu Credit Union and Foothills Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Wheat Ridge page has every office in the state's directory.
Banking in Wheat Ridge: the local picture
Short answer: 5 banks run 7 branches in Wheat Ridge according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 0 have their main office in Wheat Ridge and 5 out of state, according to the FDIC.
The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 6000 W 44th Ave, dating to 1912; the newest is PNC Bank's at 10040 W 38th Ave, from 2025.
3 credit unions have 3 offices in Wheat Ridge, according to the NCUA. Who can join each one is on the credit unions page.
Of the 7 locations with published hours. 3 open on Saturday. 3 locations have no published hours in these sources.
Banks by ZIP code in Wheat Ridge
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 80033 has the most bank and credit union offices in Wheat Ridge (9), followed by 80401 (1). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 80033 | 9 | 7 | PNC Bank, Wells Fargo, Bellco Credit Union |
| 80401 | 1 | 1 | Foothills Credit Union |
Banks and credit unions open on Saturday in Wheat Ridge
Short answer: 3 of the 7 Wheat Ridge locations with published hours open on Saturday, run by 3 institutions.
- PNC Bank: 1 of 2 branches (4350 Wadsworth Blvd: Saturday 9 am to 1 pm)
- Chase: 1 of 1 branch (7405 W 38th Ave: Saturday 9 am to 2 pm)
- Bellco Credit Union: 1 of 1 office (5091 Kipling St Ste 110: Saturday 9 am to 1 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 3 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Wheat Ridge, and where the nearest one is if they do not.
Short answer: In Wheat Ridge: Chase (1), Wells Fargo (2), PNC Bank (2). No branches in Wheat Ridge: Bank of America (nearest in Arvada, 2 mi), U.S. Bank (nearest in Arvada, 2 mi), Truist, Fifth Third Bank, Huntington (nearest in Arvada, 2 mi), Regions Bank, TD Bank, BMO (nearest in Arvada, 2 mi).
| Bank | In Wheat Ridge | Nearest branch if none here |
|---|---|---|
| Chase | 1 branch | here |
| Wells Fargo | 2 branches | here |
| PNC Bank | 2 branches | here |
| Bank of America | None | Arvada, 2 miles away |
| U.S. Bank | None | Arvada, 2 miles away |
| Truist | None | none in Colorado |
| Fifth Third Bank | None | none in Colorado |
| Huntington | None | Arvada, 2 miles away |
| Regions Bank | None | none in Colorado |
| TD Bank | None | none in Colorado |
| BMO | None | Arvada, 2 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Wheat Ridge to the nearest branch in Colorado.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Wheat Ridge residents like anyone else.
Banks near Wheat Ridge
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Edgewater (3 miles) and Arvada (4 miles). Denver, 8 miles away, has the most banks nearby: 47.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Edgewater, CO | 3 mi | 2 | 2 |
| Banks in Arvada, CO | 4 mi | 10 | 25 |
| Banks in Lakewood, CO | 4 mi | 17 | 34 |
| Banks in Golden, CO | 6 mi | 10 | 10 |
| Banks in Westminster, CO | 8 mi | 14 | 28 |
| Banks in Denver, CO | 8 mi | 47 | 164 |
| Banks in Glendale, CO | 9 mi | 2 | 2 |
| Banks in Broomfield, CO | 11 mi | 16 | 18 |
Bank branch openings and closings in Wheat Ridge
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show 1 branch opening in Wheat Ridge between September 5, 2025 and September 5, 2026.
| Date | Change | Bank | Address |
|---|---|---|---|
| Oct 20, 2025 | Opened | PNC Bank | 10040 W 38th Ave, 80033 |
Effective dates as recorded in FDIC BankFind branch history. Closings and relocations are not tracked by the sources this page uses yet. Credit union offices are not included; the NCUA does not publish opening dates.
Banks and credit unions based in Wheat Ridge
Short answer: 1 institution has its main office in Wheat Ridge: Foothills Credit Union.
| Institution | Type | Total assets, March 31, 2026 | Offices here |
|---|---|---|---|
| Foothills Credit Union | Credit union | $163.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Wheat Ridge by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Wheat Ridge offices.
Short answer: Chase is the largest bank with offices in Wheat Ridge, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Wells Fargo is second with $1.91 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 1 | Columbus, OH |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| PNC Bank | $609.77 billion | No. 8 | 2 | Wilmington, DE |
| Zions Bancorporation | $89.04 billion | No. 35 | 1 | Salt Lake City, UT |
| SouthState | $68.79 billion | No. 41 | 1 | Winter Haven, FL |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Wheat Ridge: FAQ
How many banks are in Wheat Ridge, CO?
Wheat Ridge has 5 banks with 7 branches and 3 credit unions with 3 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Wheat Ridge?
Wells Fargo, with 2. PNC Bank has 2 and Chase has 1.
Is there a Wells Fargo in Wheat Ridge, CO?
Yes. FDIC data lists 2 Wells Fargo branches in Wheat Ridge as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a PNC Bank in Wheat Ridge, CO?
Yes. FDIC data lists 2 PNC Bank branches in Wheat Ridge as of September 5, 2026. Its branches are listed under PNC Bank above, with the address and directions for each.
Is there a Chase in Wheat Ridge, CO?
Yes. FDIC data lists 1 Chase branch in Wheat Ridge as of September 5, 2026. The address and directions are under Chase above.
Is there a Bank of America in Wheat Ridge, CO?
No. FDIC data lists no Bank of America branch in Wheat Ridge as of September 5, 2026. The nearest is in Arvada, about 2 miles away in a straight line.
Which banks in Wheat Ridge are open on Saturday?
PNC Bank, Chase and Bellco Credit Union publish Saturday hours for one or more Wheat Ridge locations. The Saturday section above lists each one with its hours. 3 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Wheat Ridge?
Foothills Credit Union has its main office in Wheat Ridge, according to the FDIC and the NCUA.
What is the oldest bank in Wheat Ridge?
PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.
Which credit unions can I join in Wheat Ridge?
Bellco Credit Union, Sooper Cu Dba Climb Cu Credit Union and Foothills Credit Union have offices in Wheat Ridge. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Wheat Ridge in the past year?
FDIC branch records show 1 branch opening between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Wheat Ridge?
Nearby cities with more banks include Edgewater, Arvada, Lakewood. Edgewater is 3 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 2 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (4 of 7 branches: Chase, PNC Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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