US Bank Directory
Banks in Trinidad, CO
5 FDIC-insured banks operate 7 offices in Trinidad, Colorado, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Trinidad
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 8 locations in Trinidad, according to the FDIC and the NCUA. 8 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
8 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Trinidad
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: The First National Bank in Trinidad has the most locations in Trinidad, with 3. The other 4 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
The First National Bank in Trinidad Bank · 3
The First National Bank in Trinidad has 3 branches in Trinidad, 4 across Colorado and 5 nationwide. FDIC records list its main office in Trinidad, CO and show it operating since 1875. With $250.5 million in total assets on June 30, 2026, it ranks No. 2,725 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Trinidad location is its main office at 100 E Main St, dating to 1875; the newest, at 2921 Toupal Dr, to 1998. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office100 E Main St, 81082
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Motor Bank Branch122 E First St, 81082
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Wal-Mart Branch2921 Toupal Dr, 81082
5Star Bank Bank · 1
5Star Bank has 1 branch in Trinidad, 6 across Colorado and 6 nationwide. FDIC records list its main office in Colorado Springs, CO and show it operating since 1980. With $378.2 million in total assets on June 30, 2026, it ranks No. 2,163 of 4,232 U.S. banks by total assets. The Trinidad Branch at 125 N Commercial St dates to 2021 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Trinidad Branch125 N Commercial St, 81082
BMO Bank · 1
BMO has 1 branch in Trinidad, 68 across Colorado and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Trinidad Branch at 213 N Commercial St dates to 1886 in FDIC branch records. It opens on Saturday.
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Trinidad Branch213 N Commercial St, 81082
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 12 pm; Sun not published
Hours: BMO branch locator (All The Places), checked Oct 10, 2026
Century Savings and Loan Association Bank · 1
Century Savings and Loan Association has 1 branch in Trinidad, 1 across Colorado and 1 nationwide. FDIC records list its main office in Trinidad, CO and show it operating since 1903. With $75.3 million in total assets on June 30, 2026, it ranks No. 3,889 of 4,232 U.S. banks by total assets. Its main office at 233 E Main St dates to 1903 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Main Office main office233 E Main St, 81082
InBank Bank · 1
InBank has 1 branch in Trinidad, 12 across Colorado and 16 nationwide. FDIC records list its main office in Raton, NM and show it operating since 1918. With $1.35 billion in total assets on June 30, 2026, it ranks No. 820 of 4,232 U.S. banks by total assets. The North Convent Branch at 320 N Convent St dates to 2009 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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North Convent Branch320 N Convent St, 81082
Power Credit Union Credit union · 1
Power Credit Union has 1 office in Trinidad, 7 across Colorado. It is based in Pueblo, CO and $156.0 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Pcu-Trinidad220 Pine St, 81082
All hours
Mon to Fri 8:30 am to 5:30 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Trinidad
1 credit union has 1 office here: Power Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Trinidad page has every office in the state's directory.
Banking in Trinidad: the local picture
Short answer: 5 banks run 7 branches in Trinidad according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 5 banks, 2 have their main office in Trinidad, 1 elsewhere in Colorado and 2 out of state, according to the FDIC.
The bank with the longest record here is The First National Bank in Trinidad, operating since 1875 according to the FDIC. In FDIC branch records, the longest-running branch is The First National Bank in Trinidad's office at 100 E Main St, dating to 1875; the newest is 5Star Bank's at 125 N Commercial St, from 2021.
The only credit union with an office here is Power Credit Union.
Of the 2 locations with published hours. 1 opens on Saturday. 6 locations have no published hours in these sources.
Banks open on Saturday in Trinidad
Short answer: 1 of the 2 Trinidad locations with published hours opens on Saturday, run by 1 institution.
- BMO: 1 of 1 branch (213 N Commercial St: Saturday 9 am to 12 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 6 of the 8 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Trinidad, and where the nearest one is if they do not.
Short answer: In Trinidad: BMO (1). No branches in Trinidad: Chase (nearest in Fountain, 108 mi), Wells Fargo (nearest in Pueblo, 75 mi), Bank of America (nearest in Colorado Springs, 115 mi), PNC Bank (nearest in Colorado Springs, 114 mi), U.S. Bank (nearest in Pueblo, 74 mi), Truist, Fifth Third Bank, Huntington (nearest in Colorado Springs, 113 mi), Regions Bank, TD Bank.
| Bank | In Trinidad | Nearest branch if none here |
|---|---|---|
| BMO | 1 branch | here |
| Chase | None | Fountain, 108 miles away |
| Wells Fargo | None | Pueblo, 75 miles away |
| Bank of America | None | Colorado Springs, 115 miles away |
| PNC Bank | None | Colorado Springs, 114 miles away |
| U.S. Bank | None | Pueblo, 74 miles away |
| Truist | None | none in Colorado |
| Fifth Third Bank | None | none in Colorado |
| Huntington | None | Colorado Springs, 113 miles away |
| Regions Bank | None | none in Colorado |
| TD Bank | None | none in Colorado |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Trinidad to the nearest branch in Colorado.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Trinidad residents like anyone else.
Banks near Trinidad
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Walsenburg (35 miles) and Fowler (72 miles). Pueblo, 77 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Walsenburg, CO | 35 mi | 2 | 2 |
| Banks in Fowler, CO | 72 mi | 2 | 2 |
| Banks in Rocky Ford, CO | 75 mi | 3 | 4 |
| Banks in Pueblo, CO | 77 mi | 13 | 29 |
| Banks in La Junta, CO | 78 mi | 5 | 6 |
| Banks in Alamosa, CO | 79 mi | 6 | 7 |
| Banks in Pueblo West, CO | 82 mi | 4 | 4 |
| Banks in Westcliffe, CO | 85 mi | 2 | 2 |
Bank branch openings and closings in Trinidad
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Trinidad between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Banks and credit unions based in Trinidad
Short answer: 2 institutions have their main office in Trinidad: The First National Bank in Trinidad and Century Savings and Loan Association.
| Institution | Type | Total assets, June 30, 2026 | Offices here |
|---|---|---|---|
| The First National Bank in Trinidad | Bank | $250.5 million | 3 |
| Century Savings and Loan Association | Bank | $75.3 million | 1 |
Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.
Largest banks in Trinidad by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Trinidad offices.
Short answer: BMO is the largest bank with offices in Trinidad, with $254.97 billion in total assets on June 30, 2026, No. 16 among U.S. banks by total assets. InBank is second with $1.35 billion. 2 of the 5 banks are headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| BMO | $254.97 billion | No. 16 | 1 | Chicago, IL |
| InBank | $1.35 billion | No. 820 | 1 | Raton, NM |
| 5Star Bank | $378.2 million | No. 2,163 | 1 | Colorado Springs, CO |
| The First National Bank in Trinidad | $250.5 million | No. 2,725 | 3 | Trinidad, CO |
| Century Savings and Loan Association | $75.3 million | No. 3,889 | 1 | Trinidad, CO |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Trinidad: FAQ
How many banks are in Trinidad, CO?
Trinidad has 5 banks with 7 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Trinidad?
The First National Bank in Trinidad, with 3. BMO has 1 and InBank has 1.
Is there a BMO in Trinidad, CO?
Yes. FDIC data lists 1 BMO branch in Trinidad as of September 5, 2026. The address and directions are under BMO above.
Is there a InBank in Trinidad, CO?
Yes. FDIC data lists 1 InBank branch in Trinidad as of September 5, 2026. The address and directions are under InBank above.
Is there a Chase in Trinidad, CO?
No. FDIC data lists no Chase branch in Trinidad as of September 5, 2026. The nearest is in Fountain, about 108 miles away in a straight line.
Which banks in Trinidad are open on Saturday?
BMO publishes Saturday hours for one or more Trinidad locations. The Saturday section above lists each one with its hours. 6 of the 8 locations here do not publish hours in the sources this page uses; call ahead.
Which banks are headquartered in Trinidad?
The First National Bank in Trinidad and Century Savings and Loan Association have their main office in Trinidad, according to the FDIC.
What is the oldest bank in Trinidad?
The First National Bank in Trinidad has the longest record among banks with a branch here: the FDIC shows it operating since 1875.
Which credit unions can I join in Trinidad?
Power Credit Union has an office in Trinidad. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Trinidad in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Trinidad?
Nearby cities with more banks include Walsenburg, Fowler, Rocky Ford. Walsenburg is 35 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 7 branches: BMO) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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