US Bank Directory

Banks in Steamboat Springs, CO

6 FDIC-insured banks operate 7 offices in Steamboat Springs, Colorado.

Source: FDIC BankFind, data as of September 5, 2026; hours checked October 10, 2026.

Bank branch map: Steamboat Springs

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 6 banks and credit unions operate 7 locations in Steamboat Springs, according to the FDIC. 7 of them have coordinates on record and are on the map. 2 publish opening hours.

BankMain office

Branches: FDIC, NCUA. Streets: loading.

7 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Steamboat Springs

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Mountain Valley Bank has the most locations in Steamboat Springs, with 2. The other 5 each have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Mountain Valley Bank 2 branches · main office Walden, CO Bank · 2

Mountain Valley Bank has 2 branches in Steamboat Springs, 7 across Colorado and 7 nationwide. FDIC records list its main office in Walden, CO and show it operating since 1955. With $556.5 million in total assets on June 30, 2026, it ranks No. 1,661 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Steamboat Springs location is the Curve- Stmbt Branch at 2220 Curve Plz, dating to 2004; the newest, at 635 Marketplace Plz, to 2006. It does not publish hours in the sources this page uses; check its site before you go.

  • Curve- Stmbt Branch
    2220 Curve Plz, 80487
    Hours: see the bank's site
  • Wildhorse - Stmbt Branch
    635 Marketplace Plz, 80487
    Hours: see the bank's site
Mountain Valley Bank: profile, branches and contacts
Alpine Bank 1 branch · main office Glenwood Springs, CO Bank · 1

Alpine Bank has 1 branch in Steamboat Springs, 47 across Colorado and 47 nationwide. FDIC records list its main office in Glenwood Springs, CO and show it operating since 1980. With $6.69 billion in total assets on June 30, 2026, it ranks No. 232 of 4,232 U.S. banks by total assets. The Steamboat Springs Branch at 1901 Pine Grove Rd dates to 1999 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Steamboat Springs Branch
    1901 Pine Grove Rd, 80487
    Hours: see the bank's site
Alpine Bank: profile, branches and contacts
BMO BMO Bank National Association · 1 branch · main office Chicago, IL Bank · 1

BMO has 1 branch in Steamboat Springs, 68 across Colorado and 988 nationwide. FDIC records list its main office in Chicago, IL and show it operating since 1947. With $254.97 billion in total assets on June 30, 2026, it ranks No. 16 of 4,232 U.S. banks by total assets. The Steamboat Springs Branch at 555 Lincoln Ave dates to 1975 in FDIC branch records. Its published hours do not list Saturday.

  • Steamboat Springs Branch
    555 Lincoln Ave, 80487
    (970) 879-4040Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: BMO branch locator (All The Places), checked Oct 10, 2026

BMO: profile, branches and contacts
Wells Fargo Wells Fargo Bank, National Association · 1 branch · main office Sioux Falls, SD Bank · 1

Wells Fargo has 1 branch in Steamboat Springs, 117 across Colorado and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. The Steamboat Springs Branch at 320 S Lincoln Ave dates to 1929 in FDIC branch records. Its published hours do not list Saturday.

  • Steamboat Springs Branch
    320 S Lincoln Ave, 80487
    (970) 870-2000Today 9 am to 5 pm
    All hours

    Mon to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026

Wells Fargo: profile, branches and contacts
Yampa Valley Bank 1 branch · main office Steamboat Springs, CO Bank · 1

Yampa Valley Bank has 1 branch in Steamboat Springs, 2 across Colorado and 2 nationwide. FDIC records list its main office in Steamboat Springs, CO and show it operating since 2000. With $687.6 million in total assets on June 30, 2026, it ranks No. 1,394 of 4,232 U.S. banks by total assets. Its main office at 600 S Lincoln Ave dates to 2000 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Main Office main office
    600 S Lincoln Ave, 80487
    Hours: see the bank's site
Yampa Valley Bank: profile, branches and contacts
Zions Bancorporation 1 branch · main office Salt Lake City, UT Bank · 1

Zions Bancorporation has 1 branch in Steamboat Springs, 33 across Colorado and 413 nationwide. FDIC records list its main office in Salt Lake City, UT and show it operating since 1873. With $89.04 billion in total assets on June 30, 2026, it ranks No. 35 of 4,232 U.S. banks by total assets. The Steamboat Springs Main Branch at 270 Anglers Dr dates to 1984 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Steamboat Springs Main Branch
    270 Anglers Dr, 80487
    Hours: see the bank's site
Zions Bancorporation: profile, branches and contacts

Banking in Steamboat Springs: the local picture

Short answer: 6 banks run 7 branches in Steamboat Springs according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 6 banks, 1 has its main office in Steamboat Springs, 2 elsewhere in Colorado and 3 out of state, according to the FDIC.

The bank with the longest record here is Wells Fargo, operating since 1870 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 320 S Lincoln Ave, dating to 1929; the newest is Mountain Valley Bank's at 635 Marketplace Plz, from 2006.

Of the 2 locations with published hours. None open on Saturday. 5 locations have no published hours in these sources.

Saturday hours in Steamboat Springs

Short answer: None of the 2 Steamboat Springs locations with published hours lists Saturday hours. 5 locations do not publish hours in these sources; call ahead.

Bank branches show hours only where the bank publishes them in a source this page uses; 5 of the 7 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Steamboat Springs, and where the nearest one is if they do not.

Short answer: In Steamboat Springs: Wells Fargo (1), BMO (1). No branches in Steamboat Springs: Chase (nearest in Avon, 60 mi), Bank of America (nearest in Boulder, 89 mi), PNC Bank (nearest in Eagle, 56 mi), U.S. Bank (nearest in Granby, 54 mi), Truist, Fifth Third Bank, Huntington (nearest in Boulder, 88 mi), Regions Bank, TD Bank.

BankIn Steamboat SpringsNearest branch if none here
Wells Fargo1 branchhere
BMO1 branchhere
ChaseNoneAvon, 60 miles away
Bank of AmericaNoneBoulder, 89 miles away
PNC BankNoneEagle, 56 miles away
U.S. BankNoneGranby, 54 miles away
TruistNonenone in Colorado
Fifth Third BankNonenone in Colorado
HuntingtonNoneBoulder, 88 miles away
Regions BankNonenone in Colorado
TD BankNonenone in Colorado

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Steamboat Springs to the nearest branch in Colorado.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Steamboat Springs residents like anyone else.

Banks near Steamboat Springs

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Kremmling (37 miles) and Craig (38 miles). Avon, 60 miles away, has the most banks nearby: 7.

Bank branch openings and closings in Steamboat Springs

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Steamboat Springs between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Steamboat Springs

Short answer: 1 institution has its main office in Steamboat Springs: Yampa Valley Bank.

InstitutionTypeTotal assets, June 30, 2026Offices here
Yampa Valley BankBank$687.6 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Steamboat Springs by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Steamboat Springs offices.

Short answer: Wells Fargo is the largest bank with offices in Steamboat Springs, with $1.91 trillion in total assets on June 30, 2026, No. 4 among U.S. banks by total assets. BMO is second with $254.97 billion. 1 of the 6 bank is headquartered here. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
Wells Fargo$1.91 trillionNo. 41Sioux Falls, SD
BMO$254.97 billionNo. 161Chicago, IL
Zions Bancorporation$89.04 billionNo. 351Salt Lake City, UT
Alpine Bank$6.69 billionNo. 2321Glenwood Springs, CO
Yampa Valley Bank$687.6 millionNo. 1,3941Steamboat Springs, CO
Mountain Valley Bank$556.5 millionNo. 1,6612Walden, CO

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Steamboat Springs: FAQ

How many banks are in Steamboat Springs, CO?

Steamboat Springs has 6 banks with 7 branches, according to FDIC data as of September 5, 2026.

Which bank has the most branches in Steamboat Springs?

Mountain Valley Bank, with 2. Wells Fargo has 1 and BMO has 1.

Is there a Mountain Valley Bank in Steamboat Springs, CO?

Yes. FDIC data lists 2 Mountain Valley Bank branches in Steamboat Springs as of September 5, 2026. Its branches are listed under Mountain Valley Bank above, with the address and directions for each.

Is there a Wells Fargo in Steamboat Springs, CO?

Yes. FDIC data lists 1 Wells Fargo branch in Steamboat Springs as of September 5, 2026. The address and directions are under Wells Fargo above.

Is there a BMO in Steamboat Springs, CO?

Yes. FDIC data lists 1 BMO branch in Steamboat Springs as of September 5, 2026. The address and directions are under BMO above.

Is there a Chase in Steamboat Springs, CO?

No. FDIC data lists no Chase branch in Steamboat Springs as of September 5, 2026. The nearest is in Avon, about 60 miles away in a straight line.

Which banks in Steamboat Springs are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 5 locations do not publish hours in our sources; call ahead.

Which banks are headquartered in Steamboat Springs?

Yampa Valley Bank has its main office in Steamboat Springs, according to the FDIC.

What is the oldest bank in Steamboat Springs?

Wells Fargo has the longest record among banks with a branch here: the FDIC shows it operating since 1870.

Did any bank branches open or close in Steamboat Springs in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Steamboat Springs?

Nearby cities with more banks include Kremmling, Craig, Granby. Kremmling is 37 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Bank branch hours, phones and branch pages (2 of 7 branches: BMO, Wells Fargo)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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