US Bank Directory
Banks in Phelan, CA
1 FDIC-insured bank operates 1 office in Phelan, California.
Source: FDIC BankFind, data as of September 5, 2026.
Bank branch map: Phelan
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 1 institution operates 1 location in Phelan, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.
Branches: FDIC, NCUA. Streets: loading.
1 location on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks in Phelan
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: Flagstar is the only bank with an office in Phelan. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Flagstar Bank · 1
Flagstar has 1 branch in Phelan, 12 across California and 345 nationwide. FDIC records list its main office in Hicksville, NY and show it operating since 1987. With $87.71 billion in total assets on June 30, 2026, it ranks No. 36 of 4,232 U.S. banks by total assets. The Phelan Branch at 4895 Phelan Rd dates to 2007 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.
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Phelan Branch4895 Phelan Rd, 92371
Banking in Phelan: the local picture
Short answer: 1 bank runs 1 branch in Phelan according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Flagstar has its main office in Hicksville, NY, according to the FDIC.
The bank with the longest record here is Flagstar, operating since 1987 according to the FDIC.
The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.
Chase, Bank of America and other national banks
Which big national banks have branches in Phelan, and where the nearest one is if they do not.
Short answer: No branches in Phelan: Chase (nearest in Hesperia, 10 mi), Wells Fargo (nearest in Victorville, 15 mi), Bank of America (nearest in Adelanto, 11 mi), PNC Bank (nearest in Ontario, 26 mi), U.S. Bank (nearest in Adelanto, 10 mi), Truist, Fifth Third Bank (nearest in Rancho Cucamonga, 22 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Rancho Cucamonga, 22 mi).
| Bank | In Phelan | Nearest branch if none here |
|---|---|---|
| Chase | None | Hesperia, 10 miles away |
| Wells Fargo | None | Victorville, 15 miles away |
| Bank of America | None | Adelanto, 11 miles away |
| PNC Bank | None | Ontario, 26 miles away |
| U.S. Bank | None | Adelanto, 10 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Rancho Cucamonga, 22 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Rancho Cucamonga, 22 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Phelan to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Phelan residents like anyone else.
Banks near Phelan
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Adelanto (11 miles) and Hesperia (14 miles). Rancho Cucamonga, 22 miles away, has the most banks nearby: 13.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Adelanto, CA | 11 mi | 4 | 4 |
| Banks in Hesperia, CA | 14 mi | 6 | 8 |
| Banks in Victorville, CA | 15 mi | 5 | 9 |
| Banks in Apple Valley, CA | 18 mi | 6 | 7 |
| Banks in Rancho Cucamonga, CA | 22 mi | 13 | 23 |
| Banks in Upland, CA | 22 mi | 9 | 13 |
| Banks in Fontana, CA | 23 mi | 7 | 18 |
| Banks in Lake Arrowhead, CA | 24 mi | 2 | 2 |
Bank branch openings and closings in Phelan
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Phelan between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Phelan by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Phelan offices.
Short answer: Flagstar is the largest bank with offices in Phelan, with $87.71 billion in total assets on June 30, 2026, No. 36 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Flagstar | $87.71 billion | No. 36 | 1 | Hicksville, NY |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Phelan: FAQ
How many banks are in Phelan, CA?
Phelan has 1 bank with 1 branch, according to FDIC data as of September 5, 2026.
Is there a Flagstar in Phelan, CA?
Yes. FDIC data lists 1 Flagstar branch in Phelan as of September 5, 2026. The address and directions are under Flagstar above.
Is there a Chase in Phelan, CA?
No. FDIC data lists no Chase branch in Phelan as of September 5, 2026. The nearest is in Hesperia, about 10 miles away in a straight line.
What is the oldest bank in Phelan?
Flagstar has the longest record among banks with a branch here: the FDIC shows it operating since 1987.
Did any bank branches open or close in Phelan in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Phelan?
Nearby cities with more banks include Adelanto, Hesperia, Victorville. Adelanto is 11 miles away with 4 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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