Banks in Lucerne Valley, CA

Bank branch map: Lucerne Valley

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Lucerne Valley, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Lucerne Valley

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Sunflower Bank is the only bank with an office in Lucerne Valley. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Sunflower Bank Sunflower Bank, National Association · 1 branch · main office Dallas, TX Bank · 1

Sunflower Bank has 1 branch in Lucerne Valley, 22 across California and 103 nationwide. FDIC records list its main office in Dallas, TX and show it operating since 1892. With $15.65 billion in total assets on June 30, 2026, it ranks No. 125 of 4,232 U.S. banks by total assets. The Lucerne Valley Branch at 32946d State Highway 18 dates to 1991 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Lucerne Valley Branch

  32946d State Highway 18, 92356

  Hours: see the bank's site
  DirectionsWebsite

Sunflower Bank: profile, branches and contacts

Banking in Lucerne Valley: the local picture

Short answer: 1 bank runs 1 branch in Lucerne Valley according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Sunflower Bank has its main office in Dallas, TX, according to the FDIC.

The bank with the longest record here is Sunflower Bank, operating since 1892 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Lucerne Valley, and where the nearest one is if they do not.

Short answer: No branches in Lucerne Valley: Chase (nearest in Apple Valley, 17 mi), Wells Fargo (nearest in Apple Valley, 17 mi), Bank of America (nearest in Apple Valley, 17 mi), PNC Bank (nearest in Grand Terrace, 35 mi), U.S. Bank (nearest in Big Bear Lake, 14 mi), Truist, Fifth Third Bank (nearest in Rancho Cucamonga, 41 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Rancho Cucamonga, 43 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lucerne Valley to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lucerne Valley residents like anyone else.

Banks near Lucerne Valley

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Big Bear Lake (14 miles) and Apple Valley (17 miles). Apple Valley, 17 miles away, has the most banks nearby: 6.

Bank branch openings and closings in Lucerne Valley

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Lucerne Valley between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Lucerne Valley by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lucerne Valley offices.

Short answer: Sunflower Bank is the largest bank with offices in Lucerne Valley, with $15.65 billion in total assets on June 30, 2026, No. 125 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Lucerne Valley: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.