US Bank Directory
Banks in Lomita, CA
1 FDIC-insured bank operates 1 office in Lomita, California, and 1 credit union has 1 office.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lomita
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 2 banks and credit unions operate 2 locations in Lomita, according to the FDIC and the NCUA. 2 of them have coordinates on record and are on the map. 2 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
2 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lomita
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: First Citizens Bank is the only bank with an office in Lomita. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
First Citizens Bank Bank · 1
First Citizens Bank has 1 branch in Lomita, 53 across California and 518 nationwide. FDIC records list its main office in Raleigh, NC and show it operating since 1898. With $236.32 billion in total assets on June 30, 2026, it ranks No. 19 of 4,232 U.S. banks by total assets. The Lomita Branch at 2300 Pacific Coast Hwy dates to 1977 in FDIC branch records. Its published hours do not list Saturday.
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Lomita Branch2300 Pacific Coast Hwy, 90717
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun closed
Hours: First Citizens Bank branch locator (All The Places), checked Oct 10, 2026
South Bay Credit Union Credit union · 1
South Bay Credit Union has 1 office in Lomita, 3 across California. It is based in Redondo Beach, CA and $164.3 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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Lomita Branch24520 Narbonne Ave, 90717
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lomita
1 credit union has 1 office here: South Bay Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lomita page has every office in the state's directory.
Banking in Lomita: the local picture
Short answer: 1 bank runs 1 branch in Lomita according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
First Citizens Bank has its main office in Raleigh, NC, according to the FDIC.
The bank with the longest record here is First Citizens Bank, operating since 1898 according to the FDIC.
The only credit union with an office here is South Bay Credit Union.
Of the 2 locations with published hours. None open on Saturday.
Saturday hours in Lomita
Short answer: None of the 2 Lomita locations with published hours lists Saturday hours.
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lomita, and where the nearest one is if they do not.
Short answer: No branches in Lomita: Chase (nearest in Torrance, 1 mi), Wells Fargo (nearest in Torrance, 1 mi), Bank of America (nearest in Torrance, 1 mi), PNC Bank (nearest in Lynwood, 13 mi), U.S. Bank (nearest in Torrance, 1 mi), Truist, Fifth Third Bank (nearest in Torrance, 1 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Torrance, 2 mi).
| Bank | In Lomita | Nearest branch if none here |
|---|---|---|
| Chase | None | Torrance, 1 mile away |
| Wells Fargo | None | Torrance, 1 mile away |
| Bank of America | None | Torrance, 1 mile away |
| PNC Bank | None | Lynwood, 13 miles away |
| U.S. Bank | None | Torrance, 1 mile away |
| Truist | None | none in California |
| Fifth Third Bank | None | Torrance, 1 mile away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Torrance, 2 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lomita to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lomita residents like anyone else.
Banks near Lomita
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Harbor City (2 miles) and Rancho Palos Verdes (3 miles). Torrance, 3 miles away, has the most banks nearby: 30.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Harbor City, CA | 2 mi | 3 | 3 |
| Banks in Rancho Palos Verdes, CA | 3 mi | 3 | 5 |
| Banks in Torrance, CA | 3 mi | 30 | 46 |
| Banks in Rolling Hills Estates, CA | 3 mi | 9 | 9 |
| Banks in Rolling Hills, CA | 3 mi | 2 | 2 |
| Banks in Wilmington, CA | 3 mi | 4 | 4 |
| Banks in San Pedro, CA | 4 mi | 6 | 8 |
| Banks in Carson, CA | 4 mi | 5 | 8 |
Bank branch openings and closings in Lomita
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lomita between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lomita by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lomita offices.
Short answer: First Citizens Bank is the largest bank with offices in Lomita, with $236.32 billion in total assets on June 30, 2026, No. 19 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| First Citizens Bank | $236.32 billion | No. 19 | 1 | Raleigh, NC |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lomita: FAQ
How many banks are in Lomita, CA?
Lomita has 1 bank with 1 branch and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Is there a First Citizens Bank in Lomita, CA?
Yes. FDIC data lists 1 First Citizens Bank branch in Lomita as of September 5, 2026. The address and directions are under First Citizens Bank above.
Is there a Chase in Lomita, CA?
No. FDIC data lists no Chase branch in Lomita as of September 5, 2026. The nearest is in Torrance, about 1 miles away in a straight line.
Which banks in Lomita are open on Saturday?
None of the 2 locations with published hours lists Saturday hours. 0 locations do not publish hours in our sources; call ahead.
What is the oldest bank in Lomita?
First Citizens Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1898.
Which credit unions can I join in Lomita?
South Bay Credit Union has an office in Lomita. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lomita in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lomita?
Nearby cities with more banks include Harbor City, Rancho Palos Verdes, Torrance. Harbor City is 2 miles away with 3 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (1 of 1 branches: First Citizens Bank) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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