US Bank Directory
Banks in Lake Elsinore, CA
4 FDIC-insured banks operate 8 offices in Lake Elsinore, California, and 2 credit unions have 2 offices.
Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.
Bank branch map: Lake Elsinore
Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.
Short answer: 6 banks and credit unions operate 10 locations in Lake Elsinore, according to the FDIC and the NCUA. 9 of them have coordinates on record and are on the map. 9 publish opening hours.
Branches: FDIC, NCUA. Streets: loading.
9 locations on the map
Tap a cluster to zoom in
Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.
All banks and credit unions in Lake Elsinore
Sorted by number of local branches. Each branch shows where its hours and phone number come from.
Short answer: 4 banks share the most locations in Lake Elsinore, with 2 each. Open any bank to see each address, today's hours where the bank publishes them and the phone number.
Bank of America Bank · 2
Bank of America has 2 branches in Lake Elsinore, 684 across California and 3,598 nationwide. FDIC records list its main office in Charlotte, NC and show it operating since 1904. With $2.65 trillion in total assets on June 30, 2026, it ranks No. 2 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lake Elsinore location is the Canyon Hills Branch at 29987 Canyon Hills Rd, dating to 2006; the newest, at 18291 Collier Ave, to 2009. 1 of its 2 Lake Elsinore locations with published hours open on Saturday.
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North Lake Elsinore Branch18291 Collier Ave, 92530
All hours
Mon closed; Tue to Fri 9 am to 5 pm; Sat 9 am to 4 pm; Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
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Canyon Hills Branch29987 Canyon Hills Rd, 92532
All hours
Mon closed; Tue to Fri 9 am to 4 pm; Sat to Sun closed
Hours: Bank of America branch locator (All The Places), checked Oct 10, 2026
Chase Bank · 2
Chase has 2 branches in Lake Elsinore, 858 across California and 5,176 nationwide. FDIC records list its main office in Columbus, OH and show it operating since 1824. With $4.09 trillion in total assets on June 30, 2026, it ranks No. 1 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lake Elsinore location is the Lake Elsinore Branch at 31575 Canyon Estates Dr, dating to 1957; the newest, at 25331 Railroad Canyon Rd, to 2020. It opens on Saturday.
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Canyon Hills Marketplace Branch25331 Railroad Canyon Rd, 92532
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Lake Elsinore Branch31575 Canyon Estates Dr, 92532
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Chase branch locator (All The Places), checked Oct 10, 2026
U.S. Bank Bank · 2
U.S. Bank has 2 branches in Lake Elsinore, 563 across California and 2,097 nationwide. FDIC records list its main office in Cincinnati, OH and show it operating since 1863. With $705.55 billion in total assets on June 30, 2026, it ranks No. 6 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lake Elsinore location is the North Lake Elsinore Albertsons Branch at 30901 Riverside Dr, dating to 1999; the newest, at 32281 Mission Trl, to 2012. All 2 of its Lake Elsinore locations with published hours open on Saturday.
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North Lake Elsinore Albertsons Branch30901 Riverside Dr, 92530
All hours
Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
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Lake Elsinore Stater Brothers32281 Mission Trl, 92530
All hours
Mon not published; Tue to Fri 10 am to 6 pm; Sat 10 am to 2 pm; Sun not published
Hours: U.S. Bank branch locator (All The Places), checked Oct 10, 2026
Wells Fargo Bank · 2
Wells Fargo has 2 branches in Lake Elsinore, 769 across California and 4,161 nationwide. FDIC records list its main office in Sioux Falls, SD and show it operating since 1870. With $1.91 trillion in total assets on June 30, 2026, it ranks No. 4 of 4,232 U.S. banks by total assets. In FDIC branch records, its longest-running Lake Elsinore location is the Lake Elsinore City Center Branch at 31600 Grape St, dating to 1912; the newest, at 29265 Central Ave, to 2006. 1 of its 2 Lake Elsinore locations with published hours open on Saturday.
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Lake Elsinore Branch29265 Central Ave, 92532
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
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Lake Elsinore City Center Branch31600 Grape St, 92532
All hours
Mon to Fri 9 am to 5 pm; Sat to Sun not published
Hours: Wells Fargo branch locator (All The Places), checked Oct 10, 2026
Navy Federal Credit Union Credit union · 1
Navy Federal Credit Union has 1 office in Lake Elsinore, 54 across California. It is based in Vienna, VA and $203.56 billion in assets on March 31, 2026, according to its NCUA call report. It opens on Saturday.
Who can join: see the credit union's site.
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Lake Elsinore Ca29261 Central Ave Ste C, 92532
All hours
Mon to Fri 9 am to 5 pm; Sat 9 am to 2 pm; Sun not published
Hours: NCUA, March 31, 2026
Schoolsfirst Credit Union Credit union · 1
Schoolsfirst Credit Union has 1 office in Lake Elsinore, 79 across California. It is based in Santa Ana, CA and $36.74 billion in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.
Who can join: see the credit union's site.
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39 - Lake Elsinore District Service Center561 Chaney St Ste A Bldg D, 92530
All hours
Mon 9 am to 5 pm; Tue not published; Wed 9 am to 5 pm; Thu not published; Fri 9 am to 5 pm; Sat to Sun not published
Hours: NCUA, March 31, 2026
Join a credit union in Lake Elsinore
2 credit unions have 2 offices here: Navy Federal Credit Union and Schoolsfirst Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Lake Elsinore page has every office in the state's directory.
Banking in Lake Elsinore: the local picture
Short answer: 4 banks run 8 branches in Lake Elsinore according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.
Of the 4 banks, 0 have their main office in Lake Elsinore and 4 out of state, according to the FDIC.
The bank with the longest record here is Chase, operating since 1824 according to the FDIC. In FDIC branch records, the longest-running branch is Wells Fargo's office at 31600 Grape St, dating to 1912; the newest is Chase's at 25331 Railroad Canyon Rd, from 2020.
2 credit unions have 2 offices in Lake Elsinore, according to the NCUA. Who can join each one is on the credit unions page.
Of the 9 locations with published hours. 6 open on Saturday. 1 location has no published hours in these sources.
Banks by ZIP code in Lake Elsinore
Offices grouped by the ZIP code in their FDIC or NCUA record.
Short answer: ZIP 92532 has the most bank and credit union offices in Lake Elsinore (6), followed by 92530 (4). Offices are spread across 2 ZIP codes.
| ZIP code | Offices | Institutions | Most offices |
|---|---|---|---|
| 92532 | 6 | 4 | Chase, Wells Fargo, Bank of America |
| 92530 | 4 | 3 | U.S. Bank, Bank of America, Schoolsfirst Credit Union |
Banks and credit unions open on Saturday in Lake Elsinore
Short answer: 6 of the 9 Lake Elsinore locations with published hours open on Saturday, run by 5 institutions.
- Chase: 1 of 2 branches (31575 Canyon Estates Dr: Saturday 9 am to 2 pm)
- Bank of America: 1 of 2 branches (18291 Collier Ave: Saturday 9 am to 4 pm)
- Wells Fargo: 1 of 2 branches (29265 Central Ave: Saturday 9 am to 2 pm)
- U.S. Bank: 2 of 2 branches (30901 Riverside Dr: Saturday 10 am to 2 pm, and 1 more)
- Navy Federal Credit Union: 1 of 1 office (29261 Central Ave Ste C: Saturday 9 am to 2 pm)
Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 10 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.
Chase, Bank of America and other national banks
Which big national banks have branches in Lake Elsinore, and where the nearest one is if they do not.
Short answer: In Lake Elsinore: Chase (2), Wells Fargo (2), Bank of America (2), U.S. Bank (2). No branches in Lake Elsinore: PNC Bank (nearest in Canyon Lake, 3 mi), Truist, Fifth Third Bank (nearest in Lake Forest, 23 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Mission Viejo, 22 mi).
| Bank | In Lake Elsinore | Nearest branch if none here |
|---|---|---|
| Chase | 2 branches | here |
| Wells Fargo | 2 branches | here |
| Bank of America | 2 branches | here |
| U.S. Bank | 2 branches | here |
| PNC Bank | None | Canyon Lake, 3 miles away |
| Truist | None | none in California |
| Fifth Third Bank | None | Lake Forest, 23 miles away |
| Huntington | None | none in California |
| Regions Bank | None | none in California |
| TD Bank | None | none in California |
| BMO | None | Mission Viejo, 22 miles away |
Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Lake Elsinore to the nearest branch in California.
What your savings could earn
National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.
Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.
| Offer | Bank | APY | Term | Minimum |
|---|---|---|---|---|
| Savings | CIT Bank | 3.75% | none | $5,000 |
| Savings | Barclays | 3.50% | none | $0 |
| Savings | Marcus by Goldman Sachs | 3.40% | none | $0 |
| CD | Synchrony Bank | 4.35% | 60 Months | $0 |
| CD | Marcus by Goldman Sachs | 4.35% | 24 Months | $500 |
| CD | American Express National Bank | 4.25% | 10 Months | $0 |
Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Lake Elsinore residents like anyone else.
Banks near Lake Elsinore
Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.
Short answer: The closest towns with more choice are Wildomar (6 miles) and Sun City (7 miles). Temecula, 15 miles away, has the most banks nearby: 10.
| City | Distance | Banks | Branches |
|---|---|---|---|
| Banks in Wildomar, CA | 6 mi | 2 | 2 |
| Banks in Sun City, CA | 7 mi | 4 | 4 |
| Banks in Menifee, CA | 8 mi | 4 | 4 |
| Banks in Perris, CA | 9 mi | 3 | 4 |
| Banks in Murrieta, CA | 10 mi | 9 | 14 |
| Banks in Winchester, CA | 12 mi | 2 | 2 |
| Banks in Temecula, CA | 15 mi | 10 | 17 |
| Banks in Rancho Santa Margarita, CA | 17 mi | 6 | 7 |
Bank branch openings and closings in Lake Elsinore
FDIC branch records, between September 5, 2025 and September 5, 2026.
Short answer: FDIC branch records show no bank branch openings in Lake Elsinore between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Largest banks in Lake Elsinore by total assets
Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Lake Elsinore offices.
Short answer: Chase is the largest bank with offices in Lake Elsinore, with $4.09 trillion in total assets on June 30, 2026, No. 1 among U.S. banks by total assets. Bank of America is second with $2.65 trillion. Local deposit shares will follow once the FDIC Summary of Deposits is imported.
| Bank | Total assets | Rank | Offices here | Main office |
|---|---|---|---|---|
| Chase | $4.09 trillion | No. 1 | 2 | Columbus, OH |
| Bank of America | $2.65 trillion | No. 2 | 2 | Charlotte, NC |
| Wells Fargo | $1.91 trillion | No. 4 | 2 | Sioux Falls, SD |
| U.S. Bank | $705.55 billion | No. 6 | 2 | Cincinnati, OH |
Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.
Banks in Lake Elsinore: FAQ
How many banks are in Lake Elsinore, CA?
Lake Elsinore has 4 banks with 8 branches and 2 credit unions with 2 offices, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.
Which bank has the most branches in Lake Elsinore?
Chase, with 2. Bank of America has 2 and Wells Fargo has 2.
Is there a Chase in Lake Elsinore, CA?
Yes. FDIC data lists 2 Chase branches in Lake Elsinore as of September 5, 2026. Its branches are listed under Chase above, with the address and directions for each.
Is there a Bank of America in Lake Elsinore, CA?
Yes. FDIC data lists 2 Bank of America branches in Lake Elsinore as of September 5, 2026. Its branches are listed under Bank of America above, with the address and directions for each.
Is there a Wells Fargo in Lake Elsinore, CA?
Yes. FDIC data lists 2 Wells Fargo branches in Lake Elsinore as of September 5, 2026. Its branches are listed under Wells Fargo above, with the address and directions for each.
Is there a PNC Bank in Lake Elsinore, CA?
No. FDIC data lists no PNC Bank branch in Lake Elsinore as of September 5, 2026. The nearest is in Canyon Lake, about 3 miles away in a straight line.
Which banks in Lake Elsinore are open on Saturday?
Chase, Bank of America, Wells Fargo and U.S. Bank and 1 more publish Saturday hours for one or more Lake Elsinore locations. The Saturday section above lists each one with its hours. 1 of the 10 locations here do not publish hours in the sources this page uses; call ahead.
What is the oldest bank in Lake Elsinore?
Chase has the longest record among banks with a branch here: the FDIC shows it operating since 1824.
Which credit unions can I join in Lake Elsinore?
Navy Federal Credit Union and Schoolsfirst Credit Union have offices in Lake Elsinore. Check each credit union's membership rules before you apply.
Did any bank branches open or close in Lake Elsinore in the past year?
FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.
Where can I find more banks near Lake Elsinore?
Nearby cities with more banks include Wildomar, Sun City, Menifee. Wildomar is 6 miles away with 2 banks.
How we build this page
Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.
| Data | Source | License | Updated | Data as of |
|---|---|---|---|---|
| FDIC-insured banks: branches, main offices, total assets, dates established | FDIC BankFind Suite API | Public data (U.S. government) | Monthly import | Sep 5, 2026 |
| Credit union offices, phones and hours as filed with the NCUA, total assets | NCUA call report data | Public data (U.S. government) | Quarterly import | Mar 31, 2026 |
| Map coordinates of 1 credit union offices whose NCUA record has none, from the office address | U.S. Census Bureau Geocoder | Public data (U.S. government) | With each NCUA import | Oct 19, 2026 |
| Bank branch hours, phones and branch pages (7 of 8 branches: Bank of America, Chase, U.S. Bank, Wells Fargo) | The banks' own branch locators, collected by All The Places | CC0 (All The Places data); each bank's locator is the primary source | Weekly spider run, monthly refresh here | Oct 10, 2026 |
| Savings and CD rates, national averages | Banrox Bank Rates | Banrox, from the banks' own rate pages and FDIC national rates | Weekly | see each rate |
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