Banks in Gualala, CA

Bank branch map: Gualala

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 1 institution operates 1 location in Gualala, according to the FDIC. 1 of them has coordinates on record and is on the map. ATMs and opening hours are not in the sources this page uses yet; each marker links to directions.

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks in Gualala

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: Westamerica Bank is the only bank with an office in Gualala. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Westamerica Bank 1 branch · main office San Rafael, CA Bank · 1

Westamerica Bank has 1 branch in Gualala, 75 across California and 75 nationwide. FDIC records list its main office in San Rafael, CA and show it operating since 1884. With $5.77 billion in total assets on June 30, 2026, it ranks No. 258 of 4,232 U.S. banks by total assets. The Gualala Branch at 39225 S Highway 1 dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

• Gualala Branch

  39225 S Highway 1, 95445

  Hours: see the bank's site
  DirectionsWebsite

Westamerica Bank: profile, branches and contacts

Banking in Gualala: the local picture

Short answer: 1 bank runs 1 branch in Gualala according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Westamerica Bank has its main office in San Rafael, CA, according to the FDIC.

The bank with the longest record here is Westamerica Bank, operating since 1884 according to the FDIC.

The one location here does not publish hours in the sources this page uses. Each branch links to the bank's own site.

Chase, Bank of America and other national banks

Which big national banks have branches in Gualala, and where the nearest one is if they do not.

Short answer: No branches in Gualala: Chase (nearest in Cloverdale, 28 mi), Wells Fargo (nearest in Ukiah, 31 mi), Bank of America (nearest in Healdsburg, 37 mi), PNC Bank (nearest in Walnut Creek, 100 mi), U.S. Bank (nearest in Santa Rosa, 51 mi), Truist, Fifth Third Bank (nearest in San Francisco, 91 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Healdsburg, 37 mi).

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Gualala to the nearest branch in California.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Gualala residents like anyone else.

Banks near Gualala

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Cloverdale (28 miles) and Ukiah (31 miles). Healdsburg, 37 miles away, has the most banks nearby: 8.

Bank branch openings and closings in Gualala

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Gualala between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Largest banks in Gualala by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Gualala offices.

Short answer: Westamerica Bank is the largest bank with offices in Gualala, with $5.77 billion in total assets on June 30, 2026, No. 258 among U.S. banks by total assets. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Gualala: FAQ

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.