US Bank Directory

Banks in Willcox, AZ

2 FDIC-insured banks operate 2 offices in Willcox, Arizona, and 1 credit union has 1 office.

Source: FDIC BankFind, data as of September 5, 2026; NCUA call report as of March 31, 2026; hours checked October 10, 2026.

Bank branch map: Willcox

Banks sit at the coordinates in their FDIC record; credit union offices at their NCUA address, located with the U.S. Census Bureau Geocoder. Point at a marker for today's hours, tap it for the address, directions and the bank's site.

Short answer: 3 banks and credit unions operate 3 locations in Willcox, according to the FDIC and the NCUA. 3 of them have coordinates on record and are on the map. 2 publish opening hours.

BankCredit unionMain office

Branches: FDIC, NCUA. Streets: loading.

3 locations on the map

Tap a cluster to zoom in

Positions are the regulators' own coordinates, or the Census Geocoder's point for the address, and can sit a few hundred feet from the door. Streets, buildings and parks come from OpenStreetMap through OpenFreeMap, with every street named as you zoom in; if that map cannot load, a simpler map drawn from the Census Bureau's TIGER/Line files takes its place. ATMs will follow with the Overture Maps import.

All banks and credit unions in Willcox

Sorted by number of local branches. Each branch shows where its hours and phone number come from.

Short answer: PNC Bank and Western Bank have the most locations in Willcox, with 1 each. 2 banks have a single office in the city. Open any bank to see each address, today's hours where the bank publishes them and the phone number.

Cochise Credit Union 1 office · main office Willcox, AZ Credit union · 1

Cochise Credit Union has 1 office in Willcox, 1 across Arizona. It is based in Willcox, AZ and $76.8 million in assets on March 31, 2026, according to its NCUA call report. Its published hours do not list Saturday.

Who can join: see the credit union's site.

  • Main Office main office
    580 N Haskell Ave, 85643
    (520) 384-2822Today 9 am to 4 pm
    All hours

    Mon to Thu 9 am to 4 pm; Fri 9 am to 6 pm; Sat to Sun not published

    Hours: NCUA, March 31, 2026

Cochise Credit Union: profile, branches and contacts
PNC Bank PNC Bank, National Association · 1 branch · main office Wilmington, DE Bank · 1

PNC Bank has 1 branch in Willcox, 75 across Arizona and 2,413 nationwide. FDIC records list its main office in Wilmington, DE and show it operating since 1804. With $609.77 billion in total assets on June 30, 2026, it ranks No. 8 of 4,232 U.S. banks by total assets. The Willcox Branch at 173 S Haskell Ave dates to 1966 in FDIC branch records. Its published hours do not list Saturday.

  • Willcox Branch
    173 S Haskell Ave, 85643
    Today 9 am to 5 pm
    All hours

    Mon not published; Tue to Fri 9 am to 5 pm; Sat to Sun not published

    Hours: PNC Bank branch locator (All The Places), checked Oct 3, 2026

PNC Bank: profile, branches and contacts
Western Bank 1 branch · main office Lordsburg, NM Bank · 1

Western Bank has 1 branch in Willcox, 2 across Arizona and 5 nationwide. FDIC records list its main office in Lordsburg, NM and show it operating since 1907. With $325.9 million in total assets on June 30, 2026, it ranks No. 2,366 of 4,232 U.S. banks by total assets. The Willcox Branch at 200 W Rex Allen Dr dates to 2010 in FDIC branch records. It does not publish hours in the sources this page uses; check its site before you go.

  • Willcox Branch
    200 W Rex Allen Dr, 85643
    Hours: see the bank's site
Western Bank: profile, branches and contacts

Join a credit union in Willcox

1 credit union has 1 office here: Cochise Credit Union. Each office is listed above with the phone and the hours it filed with the NCUA (call report as of March 31, 2026). Who can join each one is on its own site; the credit unions in Willcox page has every office in the state's directory.

Banking in Willcox: the local picture

Short answer: 2 banks run 2 branches in Willcox according to the FDIC. A population estimate for this place is not available from the Census Bureau, so branches per resident are not shown.

Of the 2 banks, 0 have their main office in Willcox and 2 out of state, according to the FDIC.

The bank with the longest record here is PNC Bank, operating since 1804 according to the FDIC. In FDIC branch records, the longest-running branch is PNC Bank's office at 173 S Haskell Ave, dating to 1966; the newest is Western Bank's at 200 W Rex Allen Dr, from 2010.

The only credit union with an office here is Cochise Credit Union.

Of the 2 locations with published hours. None open on Saturday. 1 location has no published hours in these sources.

Saturday hours in Willcox

Short answer: None of the 2 Willcox locations with published hours lists Saturday hours. 1 location does not publish hours in these sources; call ahead.

Credit union hours are the text each credit union filed with the NCUA, call report as of March 31, 2026; a day the filing does not mention is shown as not published, never as closed. Bank branches show hours only where the bank publishes them in a source this page uses; 1 of the 3 locations here have no published hours yet. The source and date sit under each office. Banks and credit unions often close on Federal Reserve holidays; call ahead.

Chase, Bank of America and other national banks

Which big national banks have branches in Willcox, and where the nearest one is if they do not.

Short answer: In Willcox: PNC Bank (1). No branches in Willcox: Chase (nearest in Safford, 40 mi), Wells Fargo (nearest in Tucson, 55 mi), Bank of America (nearest in Sierra Vista, 55 mi), U.S. Bank (nearest in Tucson, 58 mi), Truist, Fifth Third Bank (nearest in Mesa, 136 mi), Huntington, Regions Bank, TD Bank, BMO (nearest in Tucson, 55 mi).

BankIn WillcoxNearest branch if none here
PNC Bank1 branchhere
ChaseNoneSafford, 40 miles away
Wells FargoNoneTucson, 55 miles away
Bank of AmericaNoneSierra Vista, 55 miles away
U.S. BankNoneTucson, 58 miles away
TruistNonenone in Arizona
Fifth Third BankNoneMesa, 136 miles away
HuntingtonNonenone in Arizona
Regions BankNonenone in Arizona
TD BankNonenone in Arizona
BMONoneTucson, 55 miles away

Branch counts from FDIC BankFind as of September 5, 2026. Distances are straight-line miles from the center of Willcox to the nearest branch in Arizona.

What your savings could earn

National benchmarks and the best published offers, from the Banrox Bank Rates tracker. Enter your own balance and rate to compare.

Short answer: At the national average savings rate of 0.38%, $10,000 kept in savings for a year earns about $38. The best published savings rate in the tracker, 3.75% at CIT Bank, earns about $375. The national average 12-month CD pays 1.71%.

Fed Funds Target Range3.75% - 4.00%FOMC, Sep 16 2026
30-Yr Fixed Mortgage Avg6.76%Freddie Mac PMMS, Sep 10 2026
15-Yr Fixed Mortgage Avg6.09%Freddie Mac PMMS, Sep 10 2026
Avg Credit Card APR22.15%Fed G.19, accounts assessed interest, Q2 2026
Best 12-Month CD4.25%Barclays and Popular Direct, Sep 16 2026
Best High-Yield Savings3.95%Bread Savings, Sep 16 2026

One year at this rate earns about $0; at the best published savings rate (3.75%) about $0.

OfferBankAPYTermMinimum
SavingsCIT Bank3.75%none$5,000
SavingsBarclays3.50%none$0
SavingsMarcus by Goldman Sachs3.40%none$0
CDSynchrony Bank4.35%60 Months$0
CDMarcus by Goldman Sachs4.35%24 Months$500
CDAmerican Express National Bank4.25%10 Months$0

Rates are the banks' published APYs as tracked on the Banrox Bank Rates page, with the date next to each benchmark; they are not offers from Banrox and can change daily. Interest is before tax. The best offers are mostly online banks and are open to Willcox residents like anyone else.

Banks near Willcox

Nearby cities with at least two banks, by straight-line distance. Counts from FDIC BankFind.

Short answer: The closest towns with more choice are Benson (34 miles) and Safford (40 miles). Tucson, 64 miles away, has the most banks nearby: 18.

Bank branch openings and closings in Willcox

FDIC branch records, between September 5, 2025 and September 5, 2026.

Short answer: FDIC branch records show no bank branch openings in Willcox between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Banks and credit unions based in Willcox

Short answer: 1 institution has its main office in Willcox: Cochise Credit Union.

InstitutionTypeTotal assets, March 31, 2026Offices here
Cochise Credit UnionCredit union$76.8 million1

Banks: FDIC BankFind (community-bank flag and assets). Credit unions: NCUA call report.

Largest banks in Willcox by total assets

Ranked by each bank's total assets on its FDIC balance sheet, which covers the whole bank, not only its Willcox offices.

Short answer: PNC Bank is the largest bank with offices in Willcox, with $609.77 billion in total assets on June 30, 2026, No. 8 among U.S. banks by total assets. Western Bank is second with $325.9 million. Local deposit shares will follow once the FDIC Summary of Deposits is imported.

BankTotal assetsRankOffices hereMain office
PNC Bank$609.77 billionNo. 81Wilmington, DE
Western Bank$325.9 millionNo. 2,3661Lordsburg, NM

Total assets and ranks from FDIC BankFind as of June 30, 2026. Rank is among active banks that report total assets to the FDIC.

Banks in Willcox: FAQ

How many banks are in Willcox, AZ?

Willcox has 2 banks with 2 branches and 1 credit union with 1 office, according to FDIC data as of September 5, 2026 and NCUA data as of March 31, 2026.

Which bank has the most branches in Willcox?

PNC Bank, with 1. Western Bank has 1.

Is there a PNC Bank in Willcox, AZ?

Yes. FDIC data lists 1 PNC Bank branch in Willcox as of September 5, 2026. The address and directions are under PNC Bank above.

Is there a Western Bank in Willcox, AZ?

Yes. FDIC data lists 1 Western Bank branch in Willcox as of September 5, 2026. The address and directions are under Western Bank above.

Is there a Chase in Willcox, AZ?

No. FDIC data lists no Chase branch in Willcox as of September 5, 2026. The nearest is in Safford, about 40 miles away in a straight line.

Which banks in Willcox are open on Saturday?

None of the 2 locations with published hours lists Saturday hours. 1 location does not publish hours in our sources; call ahead.

Which banks are headquartered in Willcox?

Cochise Credit Union has its main office in Willcox, according to the FDIC and the NCUA.

What is the oldest bank in Willcox?

PNC Bank has the longest record among banks with a branch here: the FDIC shows it operating since 1804.

Which credit unions can I join in Willcox?

Cochise Credit Union has an office in Willcox. Check each credit union's membership rules before you apply.

Did any bank branches open or close in Willcox in the past year?

FDIC branch records show no branch openings between September 5, 2025 and September 5, 2026. Closings and relocations are not tracked by the sources this page uses yet.

Where can I find more banks near Willcox?

Nearby cities with more banks include Benson, Safford, Sierra Vista. Benson is 34 miles away with 2 banks.

How we build this page

Every figure above comes from one of these sources. Nothing is typed by hand, nothing is estimated.

DataSourceLicenseUpdatedData as of
FDIC-insured banks: branches, main offices, total assets, dates establishedFDIC BankFind Suite APIPublic data (U.S. government)Monthly importSep 5, 2026
Credit union offices, phones and hours as filed with the NCUA, total assetsNCUA call report dataPublic data (U.S. government)Quarterly importMar 31, 2026
Map coordinates of 1 credit union offices whose NCUA record has none, from the office addressU.S. Census Bureau GeocoderPublic data (U.S. government)With each NCUA importOct 19, 2026
Bank branch hours, phones and branch pages (1 of 2 branches: PNC Bank)The banks' own branch locators, collected by All The PlacesCC0 (All The Places data); each bank's locator is the primary sourceWeekly spider run, monthly refresh hereOct 10, 2026
Savings and CD rates, national averagesBanrox Bank RatesBanrox, from the banks' own rate pages and FDIC national ratesWeeklysee each rate

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